JOINT STATEMENT BY
CHAIRMAN AND
GROUP CHIEF EXECUTIVE OFFICER
Dear Shareholders,
We are pleased to present to you the Integrated Annual Report of Alliance Bank Malaysia Berhad (“Alliance Bank” or “the Bank”) for the financial year ended 31 March 2023 (“FY2023”).
For FY2023, the Bank registered strong performances across key financial metrics. The Bank’s revenue grew by 2.8% to RM1.92 billion, while we improved our net interest margin to 2.64%. We also registered an improvement in our net credit cost from 48.1 bps to 31.9 bps, reflecting our proactive credit management. Additionally, our cost-to-income ratio stood at 45.9%.
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