Management Team
Currently, the Alliance Bank Malaysia Berhad Management Team is led by Group Chief Executive Officer, Kellee Kam.
Kellee Kam
52, Male, Malaysian
Appointment to Current Position: 1 September 2022
Group Chief Executive Officer
Profile Summary
Mr Kam brings with him over 27 years of experience in the financial services industry. He most recently served as an independent director of Bank of America Malaysia Berhad since October 2016 and was appointed its Chairman in June 2021. Prior to his stint at the Bank of America, Mr Kam was with the RHB Banking Group for over 13 years and served as its Group Managing Director from 2011 to 2015.
As Alliance Bank’s Group Chief Executive Officer, Mr Kam is responsible for the development and implementation of the Group’s strategies, objectives and policies with a focus on meeting its commitments to its stakeholders. Together with the Board of Directors, Mr Kam will continue to promote a sound corporate culture that reinforces ethical, prudent and professional behaviour.
Presently, Mr Kam serves as an Independent Non-Executive Director at Credit Guarantee Corporation Malaysia Berhad (“CGC”). He is also the Director of Asian Banking School and Credit Bureau Malaysia Sdn Bhd (“CBM"). Mr Kam resigned as CBM's Director, effective 2 February 2026.
Academic/Professional Qualifications:
- Master in Business Administration, Richmond, The American International University in London
- Master of Arts in South East Asian Business World (School of Oriental and African Studies), University of London
- Bachelor of Law, LLB (Honours), Manchester Metropolitan University, United Kingdom
Chap Kar Hin
54, Male, Malaysian
Appointment to Current Position: 1 June 2026
Group Chief Operations Officer
Profile Summary
Mr. Chap Kar Hin brings over 30 years of experience in the banking industry, with expertise spanning across credit marketing, analysis, underwriting, performance development and management.
Prior to his current appointment as Group Chief Operations Officer, Mr. Chap served as Head of SME Sales Management. Throughout his tenure, he has consistently demonstrated strong operational and leadership capabilities, driving profitability through operational efficiency. His extensive experience across both front-line and support functions provides him with valuable insights to strengthen the Bank’s operational infrastructure.
As Group Chief Operations Officer, Mr. Chap will ensure the Bank’s operations deliver a seamless, integrated experience for customers by enhancing processes and infrastructure to meet evolving needs, whilst supporting overall strategic priorities.
Academic/Professional Qualifications:
- Bachelor of Accounting, Universiti Utara Malaysia
- Professional Credit Certification, Asian Institute of Chartered Bankers
Gan Pai Li
54, Female, Malaysian
Appointment to Current Position: 1 August 2019
Group Chief Consumer Banking Officer
Profile Summary
Ms Gan joined Alliance Bank on 1 August 2019 to build and drive the next phase of growth for the Consumer Banking business. At Alliance Bank, she pioneered the launch of e-KYC capabilities and virtual credit cards in the digital space; and portfolio financing in the wealth space.
She has more than 29 years of financial services experience in the areas of retail and wholesale banking, private wealth, private equity and mergers and acquisitions.
Prior to joining Alliance Bank, Ms Gan was the Group Chief Strategy and Transformation Officer of RHB Bank Berhad where she was a key advisor to the Group Managing Director in formulating the organisation’s strategic plans and execution of key initiatives in core business lines across various countries.
Before her tenure at RHB Bank, Ms Gan was the Senior Managing Director in Group Strategy and Strategic Investments at CIMB Investment Bank. At CIMB, she executed numerous mergers and acquisitions across Asia Pacific as part of the Group’s franchise expansion exercise.
Academic/Professional Qualifications:
- Master of Business Administration, University of Manchester, United Kingdom
- Bachelor of Education (TESL), Universiti Malaya
Raymond Chui
55, Male, Malaysian
Appointment to Current Position: 1 February 2023
Group Chief Business & Transaction Banking Officer
Profile Summary
Mr Chui has more than 30 years of experience in the Banking and Financial sector. His specific expertise includes leading, growing and positioning the Commercial Banking, SME, Digital SME and Transaction Banking for long-term success in Malaysia and beyond. Prior to joining Alliance Bank, he was an Executive Director and Country Function Head of Business Banking in UOB Malaysia. He was responsible to grow business banking segment in Malaysia including sales, product and portfolio management, digital solutions for SMEs, trade and cash management. He had also spent two years in UOB Group, Singapore as Group Product Head covering SME product development for Malaysia, Indonesia, Singapore and Thailand market.
In his current role as Group Chief Business and Transaction Banking Officer, Mr Chui is responsible for growing the Bank’s Commercial Banking, SME, Digital SME business segments and Transaction Banking. He will be working on delivering value through partnerships with regulators, business associates, investors and customers.
Academic/Professional Qualifications:
- Bachelor’s Degree in Accounting and Finance, University of Western Australia
Teoh Chu Lin
49, Female, Malaysian
Appointment to Current Position: 8 May 2023
Group Chief Corporate & Institutional Banking Officer
Profile Summary
Ms Teoh has more than 25 years of experience in the financial services industry spanning across corporate finance, capital markets, corporate banking, project financing, structured and leveraged finance as well as loans syndication. Prior to joining Alliance Bank, Ms Teoh served for more than 12 years in Group Corporate Banking at RHB Bank, leading its Large Corporates and Syndication division. Earlier in her career, she was with Bursa Malaysia Berhad in the Securities Market division, gaining valuable experience in equity market development and regulatory frameworks.
In her current role as Group Chief Corporate & Institutional Banking Officer, Ms Teoh leads the Group’s lines of business in corporate banking and capital markets advisory services.
Academic/Professional Qualifications:
- Bachelor of Economics, majoring in Applied Statistics, Universiti Malaya
Tan Eng Kiang
62, Male, Malaysian
Appointment to Current Position: 25 November 2014
Group Chief Financial Markets Officer
Profile Summary
Mr Tan has more than 31 years of experience in financial markets. He has served at several large banking groups as well as an established regional bank performing various functions and roles including treasury operations, treasury sales, trading, investment and funding/liquidity management.
As Group Chief Financial Markets Officer, Mr Tan oversees four core financial market activities, namely funding/liquidity management and investment, trading, treasury sales and asset/ liability management for the Group.
Academic/Professional Qualifications:
- Professional Qualification, Chartered Institute of Management Accountants, United Kingdom
- Chartered Banker, Asian Institute of Chartered Bankers (“AICB")
- Diploma in Commerce, Tunku Abdul Rahman College, Malaysia
Rizal IL-Ehzan Fadil Azim
55, Male, Malaysian
Appointment to Current Position: 1 August 2017
Chief Executive Officer, Alliance Islamic Bank Berhad
Profile Summary
Mr Rizal's 32-year career has spanned management consulting, banking and insurance. He served in senior strategy and finance roles in HLB Islamic, EONCAP Islamic Bank and MCIS Zurich Insurance after his professional beginnings in Bank Negara Malaysia and The Boston Consulting Group.
Prior to being appointed as the Chief Executive Officer of Alliance Islamic Bank, he was the Deputy Chief Executive Officer and Senior Vice President, Strategy and Business Performance.
As Chief Executive Officer, Mr Rizal is responsible for driving the growth and value of the Group's Islamic banking business.
Academic/Professional Qualifications:
- Bachelor of Science (Honours), University of Warwick, United Kingdom
Ronnie Royston Fernandiz
57, Male, Malaysian
Appointment to Current Position: 16 July 2020
Group Chief Financial Officer
Profile Summary
Mr Fernandiz was appointed Group Chief Financial Officer of Alliance Bank Malaysia Berhad on 16 July 2020. He oversees the Group’s financial strategy and financial management, including financial planning and performance management, capital and liquidity management and financial and regulatory reporting.
He has more than 30 years of experience in banking and professional services. He began his career in auditing with Arthur Andersen and Ernst & Young before joining Malaysian Industrial Development Finance Berhad. Prior to joining Alliance Bank, he held senior finance leadership roles at Malayan Banking Berhad, including Chief Financial Officer for Group Global Banking and Chief Financial Officer for International Business.
He plays a key role in strengthening the Group’s financial resilience, driving financial discipline and supporting the execution of the Bank’s strategic priorities. He works closely with the Board and senior management in ensuring strong financial governance and balance sheet management for the Group.
Academic/Professional Qualifications:
- Chartered Accountant of the Malaysian Institute of Accountants (“MIA")
- Certified Public Accountant of the Malaysian Institute of Certified Public Accountants (“MICPA")
- Bachelor of Accounting (Honours), Universiti Malaya
Nantha Kumar Subramanian
50, Male, Malaysian
Appointment to Current Position: 13 November 2024
Group Chief Digital & Information Officer
Profile Summary
Mr Nantha Kumar Subramanian is a seasoned technology leader with over 24 years of global experience driving digital innovation, transformation and technology strategy across industries including Healthcare, Fintech, Financial Services and High-Tech Manufacturing. Renowned for delivering scalable and future-ready digital ecosystems, Mr Nantha excels in modernising legacy systems, leading large-scale operations and leveraging data-driven strategies to drive business growth and enhance customer experiences.
A champion of digital transformation, Mr Nantha has partnered with financial institutions, insurance firms and fintech companies to design and implement enterprise-level digital strategies. His expertise spans digital strategy execution, business transformation, AI and cloud adoption, cybersecurity and streamlining operations to unlock efficiencies and maintain a competitive edge in the evolving digital landscape.
Academic/Professional Qualifications:
- Wharton Business School (University of Pennsylvania): Certificate in Connected Strategy (Digital Transformation)
- Questrom School of Business (Boston University): Certificate in Digital Transformation Strategy
- UI Path: Diploma in Robotic Process Engineering and Business Analysis
- Oxford University, Said Business School: High-Performance Management & Leadership
- Certificate in Cloud Computing and Cyber Security
- INCEIF (The Global University of Islamic Finance): Certificate in Islamic Banking
- EarthWatch (WWF & HSBC Partnership): Certified Sustainability Leader
- Liverpool John Moores University: BEng (Hons) in Manufacturing Systems Engineering and HND in Mechatronics
Dr Aaron Sum Wei Wern
48, Male, Malaysian
Appointment to Current Position: 10 August 2019
Group Chief Strategy & Transformation Officer
Profile Summary
Dr Sum has more than 25 years of combined management consulting, research and industry experience. His key expertise is in business strategy, operating model design, customer experience, process optimisation and digital transformation. In his previous roles at Accenture and A.T. Kearney, he worked on large-scale transformation programmes with banks across the ASEAN region.
Presently, Dr Sum also sits on the Board of AllianceDBS Research Sdn Bhd.
As Group Chief Strategy & Transformation Officer, Dr Sum is responsible for shaping and executing the Group’s overall strategic and transformation plans, including strengthening the Group’s brand positioning, advancing the Group's sustainability priorities and forming strategic alliances to expand growth.
Academic/Professional Qualifications:
- PhD in Engineering, University of Nottingham, United Kingdom
- Bachelor of Engineering, University of Manchester, United Kingdom
Ernest Kwong
51, Male, Malaysian
Appointment to Current Position: 1 November 2025
Group Chief Credit Officer
Profile Summary
Mr Kwong joined Alliance Bank as Head of Remedial Management before moving on to several other roles in credit, recovery and sales within the business banking segment. He has over 26 years of experience in the SME and Commercial segments at both local and international financial institutions. Prior to his current appointment, Mr Kwong was Group Chief Operations Officer and with his deep understanding of our Bank and operational expertise, he has successfully strengthened overall operations and enhanced team capability.
As Group Chief Credit Officer, Mr Kwong oversees critical areas of credit risk and approval. His ability to provide insights aligned with industry trends in Commercial, SME segments, particularly in relation to overall credit quality and portfolio performance. His expertise will be invaluable in strengthening credit assessment, optimising approval processes and ensuring operational excellence for the Bank.
Academic/Professional Qualifications:
- Bachelor of Arts in Business Administration (Hons) majoring in Finance, Universiti Utara Malaysia
Jacob Abraham
58, Male, Malaysian
Appointment to Current Position: 15 April 2021
Group Chief Risk Officer
Profile Summary
Mr. Jacob has more than 31 years of working experience in the financial services industry. He began his career with BNY Mellon Bank, USA. Upon returning to Malaysia, he joined the Maybank Group and took on various roles within the Group Risk function, including serving as a member of the Risk Management Committee of the Board of Maybank Subsidiaries.
In his current role as Group Chief Risk Officer, Mr. Jacob is responsible for the Group’s overall risk management strategy and ensuring sound risk management practices are applied and balanced with the Group’s overall growth strategy.
In addition, Jacob is also responsible for Group Compliance. In this role, he oversees the identification, assessment, monitoring and reporting of compliance risk across the Group.
Academic/Professional Qualifications:
- Master of Business Administration, University of Liverpool, United Kingdom
- Chartered Banker, Asian Institute of Chartered Bankers (AICB)
- International Centre of Leadership in Finance (ICLIF) – Global Leadership Development Program
Tan Mui Sim
45, Female, Malaysian
Appointment to Current Position: 1 June 2024
Group Chief Human Resource Officer
Profile Summary
Ms Tan leads the shaping and execution of the Group’s human capital strategy to support business performance, organisational resilience and long‑term value creation. She oversees people governance, performance‑driven talent management and leadership capability development to ensure workforce effectiveness and sustainability across the Group.
With over 20 years of experience in human resources and management consulting, she brings strong expertise in aligning people strategies with business objectives, regulatory expectations and evolving workforce needs. In her role as Group Chief Human Resource Officer, her leadership focuses on building leadership depth, strengthening employee capability and engagement and fostering a resilient workplace culture where people are supported, developed and enabled to deliver their full potential.
Academic/Professional Qualifications:
- Bachelor of Accountancy Studies (Hons), University of Portsmouth, United Kingdom
- Fellow, Association of Chartered Certified Accountants (“ACCA")
Andrew Ng Yin Min
42, Male, Malaysian
Appointment to Current Position: 1 April 2024
Group Chief Internal Auditor
Profile Summary
Mr Ng has more than 17 years of experience in the audit industry. Prior to joining Alliance Bank, Mr Ng was attached to the Risk Advisory division in Deloitte, providing audit and consultancy services to clients from various industries such as banking, insurance, telecommunications, energy and healthcare. For the past five years in Alliance Bank, he has led data analytics initiatives, driven system enhancement projects and implemented Agile Internal Audit within Group Internal Audit.
As the Group Chief Internal Auditor, Mr Ng leads the Group Internal Audit to provide independent, objective assurance over the quality and effectiveness of the Bank’s internal control, risk management and governance system and processes. He reports functionally to the Group Audit Committee and administratively to the Group Chief Executive Officer.
He also oversees the Bank’s Whistleblowing function, ensuring a robust and confidential channel for reporting concerns relating to misconduct, fraud or unethical behaviour.
Academic/Professional Qualifications:
- Bachelor of Science (Honours) in Applied Accounting, Oxford Brookes University, United Kingdom
- Certified Expert in Sustainable Finance
- Certified Information Systems Auditor (“CISA")
- ISO27001 Provisional Auditor
- Certified Fraud Examiner (“CFE")
Lee Wei Yen
61, Male, Malaysian
Appointment to Current Position: 1 December 2004
Group Company Secretary
Profile Summary
A seasoned governance professional with over 35 years of corporate secretarial experience, Mr Lee serves as a key leader in the promotion of good governance. His work ensures that the Board of Directors and its committees function effectively, operating within their terms of reference and in line with established best practices.
As Group Company Secretary, he provides strategic governance advice to the Board and its committees and manages board procedures to ensure that decisions are made in compliance with applicable rules and regulations.
Beyond compliance, Mr Lee acts as a vital conduit, facilitating the effective flow of information between the Board and Senior Management. He also spearheads the board development process by overseeing board evaluations, managing the structured induction of new directors and facilitating their continuous training to enhance the effectiveness of the Board.
Academic/Professional Qualifications:
- Master of Business Administration in Finance, Universiti Putra Malaysia
- Master of Advanced Business Practice, University of South Australia
- Associate Member, Malaysian Institute of Chartered Secretaries and Administrators
