Interest Rates

With effect from SBR (% p.a.)
10 May 2023 3.00%
With effect from BR (% p.a.)
10 May 2023 3.82%
With effect from BLR (% p.a.)
10 May 2023 6.67%
Contents Bank Charges
Interest received on Current Account overdrawn For Current Account with no-pre arranged overdraft facility, an interest at the rate of 3.5% + Base Lending Rate (or such other rates or amount determined by the Bank from time to time subject to a minimum charge of RM10.00) will be payable by you at such times that the Bank may stipulate on the debit balances in the Current Account.
Applicable to all types of current accounts with cheque facility (excluding Foreign Currency Current Account and SavePlus Account)
Amount (RM) Rate (% p.a.)
0 to 20,000 0.00
20,001 - 50,000 1.20
50,001 - 200,000 1.80
200,001 - 500,000 2.85
Above 500,000 3.00
Effective date: 10 May 2023
 
Amount (RM) Rate (% p.a.)
Up to 100,000 0.00
Up to 200,000 0.00
Up to 500,000 1.40
Above 500,000 1.65
Effective date: 10 May 2023
 
Account Interest (Split Tiering Methodology)
Amount (RM) Rate (% p.a.)
0 - 50,000 0.00
50,001 - 200,000 0.00
200,001 - 250,000 3.00
250,001 - 500,000 1.70
Above 500,000 1.70
Effective date: 10 May 2023
 
Account Interest (Split Tiering Methodology)
Amount (RM) Rate (% p.a.)
0 - 50,000 1.10
50,001 - 100,000 1.35
Above 100,000 1.85
Effective date: 10 May 2023
 
Quarterly Rewards Interest (Terms & Conditions apply)
Average Incremental Monthly Average Balance (RM) Rate (% p.a.)
100 - 500 3.00
501 - 1,000 5.00
Above 1,000 10.00
Effective date: 20 February 2012
 
Amount (RM) Rate (% p.a.)
Up to 1,000 1.00
Up to 5,000 1.00
Up to 10,000 1.00
Up to 30,000 1.00
Up to 50,000 1.00
Up to 75,000 1.00
Up to 100,000 1.00
Above 100,000 1.00
Effective date: 9 November 2022
 
Account Interest (Split Tiering Methodology)
Amount (RM) Tiered Rate (% p.a.) Bonus Interest
0 - 50,000 2.55 10%
(Terms and conditions apply)
Above 50,000 0.00
Effective date: 19 August 2024
 
Currency Alliance XChange Account Alliance XChange Fixed Deposit
Tenure
Interest Rate (% p.a.)
Interest Rate (% p.a.) 1 mth 3 mths 6 mths 9 mths 12 mths
AUD 3.30 4.25 4.35 4.30 4.20 4.10
CAD 3.50 4.10 3.80 3.60 3.40 3.30
EUR 3.00 3.40 3.40 3.30 2.90 2.80
GBP 4.50 4.90 4.80 4.70 4.50 4.40
NZD 4.00 4.95 4.80 4.50 4.20 4.00
SGD 2.60 3.00 2.90 2.80 2.70 2.60
USD 4.60 4.90 4.80 4.50 4.20 4.10
The revised rates will take effect from 4 October 2024
 
Currency Foreign Current Account Foreign Currency Fixed Deposit (FCFD)
Tenure
Interest Rate (% p.a.)
Interest Rate (% p.a.) 7 days 14 days 21 days 1 mth 3 mths 6 mths 9 mths 12 mths
AUD 3.30 3.70 3.80 3.90 4.25 4.35 4.30 4.20 4.10
CAD 3.50 3.80 3.90 4.00 4.10 3.80 3.60 3.40 3.30
CNY 0.40 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90
EUR 3.00 3.20 3.25 3.30 3.40 3.40 3.30 2.90 2.80
GBP 4.50 4.60 4.65 4.70 4.90 4.80 4.70 4.50 4.40
NZD 4.00 4.80 4.85 4.90 4.95 4.80 4.50 4.20 4.00
SGD 2.60 2.70 2.80 2.90 3.00 2.90 2.80 2.70 2.60
USD 4.60 4.70 4.75 4.80 4.90 4.80 4.50 4.20 4.10
The revised rates will take effect from 4 October 2024
 
Account Interest (Split Tiering Methodology)
Amount (RM) Tiered Rate (% p.a.) Bonus Interest
0 - 50,000 2.55 10%
(Terms and conditions apply)
Above 50,000 0.00
Effective date: 19 August 2024
 
Account Interest (Split Tiering Methodology)
Amount (RM) Tiered Rate (% p.a.) Bonus Interest
0 - 50,000 2.55 10%
(Terms and conditions apply)
Above 50,000 0.00
Effective date: 19 August 2024
 
Amount (RM) Rate (% p.a.)
Up to 20,000 1.35
Up to 50,000 1.40
Above 50,000 1.70
Effective date: 10 May 2023
 
Amount (RM) Rate (% p.a.)
Up to 1,000 0.00
Up to 5,000 0.00
Up to 30,000 0.00
Up to 50,000 0.00
Up to 100,000 0.00
Up to 500,000 0.00
Above 500,000 1.25
Effective date: 10 May 2023
 
Amount (RM) Rate (% p.a.)
Up to 2,000 0.00
Up to 20,000 0.00
Up to 50,000 0.00
Up to 200,000 0.00
Up to 500,000 1.40
Above 500,000 1.45
Effective date: 10 May 2023
 
Amount (RM) Rate (% p.a.)
Up to 50,000 0.00
Up to 500,000 0.00
Up to 1,000,000 1.45
Above 1,000,000 1.45
Effective date: 10 May 2023
 
Amount (RM) Rate (% p.a.)
Up to 50,000 0.00
Up to 500,000 0.00
Up to 1,000,000 1.45
Above 1,000,000 1.45
Effective date: 10 May 2023
 
Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate (% p.a.)
(for Individual)
2nd Tier Rate (% p.a.)
(for non Individual)
1 2.55 2.35 2.35
2 2.65 2.45 2.45
3 2.75 2.55 2.55
4 - 5 2.80 2.60 2.60
6 - 11 2.85 2.65 2.65
12 2.90 2.70 2.70
> 12 2.90 2.70 2.70
Above 24 months Negotiable Negotiable Negotiable
Effective date: 19 August 2024

* Note: 2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.
 
Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate* (% p.a.)
12 3.00 2.80
15 3.00 2.80
18 3.00 2.80
21 3.00 2.80
24 3.00 2.80
36 Negotiable Negotiable
48 Negotiable Negotiable
60 Negotiable Negotiable
Effective date: 19 August 2024

* Note: 2nd Tier rate is applicable to non-resident individuals only.