Three-year
Bonus Point (TBP) |
- Known as Timeless Bonus Points (TBP).
|
- Revised as Three-year Bonus Points (TBP); the “TBP” abbreviation
remains unchanged and shall continue to be used across the
Bank’s materials.
|
- No expiration (evergreen).
|
- Thus, the TBP has a three (3) years expiration period.
- Any TBP accumulated prior to 1 December 2025 will expire on
30 November 2028.
- TBP earned in a particular month on or after 1 December 2025
will be valid until the end of the third (3rd) year of the calendar month,
as illustrated below:
| Year |
TBP Cumulation Period |
TBP Expiry Date |
| 2025 |
1 December 2025 – 31 December 2025
(inclusive of existing TBP cumulated
prior to 1 December 2025) |
30 November 2028 |
| 2026 |
1 January 2026 – 31 January 2026 |
31 December 2028 |
| 1 February 2026 – 28 February 2026 |
31 January 2029 |
|
- Air Miles (Enrich and Air Asia) redemption conversion is as follows:
| Air Miles |
Redemption Conversion |
| Enrich |
15,000 TBP: 1,000 Enrich Points |
| Air Asia |
6,000 TBP: 1,000 Air Asia Points |
|
- Air Miles (Enrich and Air Asia) redemption shall be in the multiples
of 5,000 air miles points, as follows:
| Air Miles |
Redemption in Multiples of 5,000 air miles points |
| Enrich |
75,000 TBP: 5,000 Enrich Points |
| Air Asia |
30,000 TBP: 5,000 Air Asia Points |
Every 5,000 Enrich Points or Air Asia points is equivalent to 1 unit of redemption.
|
- No capping for any redemption.
|
- Enrich and Air Asia redemption capping1 per Cardholder per month
shall be introduced, as follows:
| Air Miles |
Air Miles Capping1 per
Cardholder per Month |
TBP Redemption Capping2
per Cardholder per Month |
| Enrich |
Up to 20,000 Enrich Points
(equivalent to a maximum
of 4 units redemption) |
Up to 300,000
TBP redemption |
| Air Asia |
Up to 20,000 Air Asia Points
(equivalent to a maximum
of 4 units redemption) |
Up to 120,000
TBP redemption |
Illustration table as below:
|
| Senario |
Allowed? |
Explanation |
Redeeming 5,000
Enrich Points (75,000 TBP) |
Yes |
Meets the minimum
redemption unit |
Redeeming 10,000
AirAsia Points (60,000 TBP) |
Yes |
Valid multiple of 5,000 points |
Redeeming 300,000 TBP
for Enrich |
Yes |
Within monthly TBP cap |
Redeeming 20,000
Enrich Points (300,000 TBP) |
Yes |
Maximum allowed per month |
Redeeming 20,000
AirAsia Points (120,000 TBP) |
Yes |
Maximum allowed per month |
| Redeeming 3,000 Enrich Points |
No |
Not in multiples of 5,000 |
Redeeming 25,000
AirAsia Points |
No |
Exceeds monthly cap of
20,000 points |
Redeeming 150,000 TBP
for AirAsia |
No |
Exceeds monthly TBP
cap of 120,000 |
|
