Contents |
Bank charges |
1. |
Interest received on advance (Overdrafts) |
Interest on overdraft by arrangement
Minimum: RM10.00 |
2. |
Service charge on Consumer Current and Overdraft Accounts with daily average balance below RM1,000.00. |
RM10.00 for half yearly |
Service charge on Business Current and Overdraft Accounts with daily average balance below RM1,000.00. |
RM20.00 for half yearly |
(Service charge is exempted for Government accounts) |
|
3. |
Service charge on AllianceSave Accounts |
RM15.00 half yearly (regardless of balance) |
4. |
Service charge on Alliance Hybrid Accounts with Cheque Book Facilities |
RM15.00 half yearly (regardless of balance) |
5. |
Handling charges on representing cheques |
RM50.00 per cheque |
6. |
Charges for cheques dishonoured due to insufficient funds |
A penalty charge of RM150.00 shall be imposed by the Bank on each cheque |
7. |
Service charge for stopped payment |
RM15.00 per cheque |
RM150.00 if countermanded cheque is returned due to interalia insufficient funds |
8. |
Cancellation of stopped payment instruction |
RM10.00 per cheque |
9. |
Service charge for cheques returned due to post dated cheque |
A service charge of RM10.00 shall be charged on the payee for each post-dated cheque returned
(applicable to collecting bank) |
10. |
Service charge for 3rd party cash cheque encashment |
RM2.00 per transaction |
11. |
Cheque book not collected after 30 days of issuance |
RM10.00 per cheque book |
12. |
Stamp duty on cheque books |
A government stamp duty of RM0.15 per cheque leaf shall be charged to the account upon issuance of a cheque book |
13. |
Service charge request for Statement, Duplicate Document e.g. cheques, expired guarantee, bills, etc. |
(i) Retrieval fees of RM5.00 plus RM1.00 per page of statement if printed from system (up to 3 months) or photocopy of other documents |
(ii) Retrieval fee of RM20.00 plus RM1.00 per page of statement if reproduced from microfiche plus out-of-pocket expenses (for more than 3 months) |
(iii) Retrieval fee of RM20.00 plus RM5.00 per document if it is obtained from branch |
(iv) Retrieval fee of RM30.00 plus RM10.00 per document if it is obtained from our warehouse/remote location |
(v) Service charge of RM5.00 per GST tax invoice printed (customer may also obtain GST tax invoice at no charge via allianceonline). |
14. |
Service charge on auditors confirmation |
(i) RM25.00 for current financial year |
(ii) RM100.00 for other request (i.e. previous financial year) |
Service charge on auditors confirmation for Commercial (business) account
(charges apply for all types of business Current Account, effective 1st April 2009) |
(i) RM30.00 - audit confirmation on account as at a date which is no more three (3) months from date of request. |
(ii) RM50.00 - audit confirmation on account as at a date which is between four (4) to twelve (12) months from date of request. |
(iii) RM100.00 - audit confirmation on account as at a date which exceeds twelve (12) months from date of request. |
15. |
Service charges on opening of account |
No charges effective 15 May 2018 |
16. |
Service charge on closing of Savings Account |
(i) Closed within 3 months from date of opening of account: RM20.00 |
(ii) Closed after 3 months from date of opening of account: RM10.00 |
(iii) Closed after 3 months from date of opening of account (Basic Savings Account Only): No Charges |
(iv) Closed within 6 months from date of opening of account (Alliance My eSaving Account Only): RM20.00 |
(v) Closed after 6 months from date of opening of account (Alliance My eSaving Account Only): No Charges |
17. |
Service charge on closing of Current/ODP Account |
(i) Closed within 3 months from date of opening of account: RM20.00 |
(ii) Closed after 3 months from date of opening of account: RM10.00 |
(iii) Closed after 3 months from date of opening of account (Basic Current Account Only): No charge |
Service charge on closing of Commercial (business) Current/ODP Account
(charges apply for all types of business Current Account, effective 1st April 2009) |
(i) Closed within 3 months from date of opening of account: RM30.00 |
(ii) Closed after 3 months from date of opening of account: RM20.00 |
18. |
Service charge on issuance of duplicate Savings Account passbook that are worn out or defaced |
RM10.00 |
19. |
Loss of Fixed Deposit certificate/receipt |
RM10.00 stamp duty for Letter of Indemnity |
RM5.00 replacement of FD receipt |
20. |
Service charge on changing coins/notes
(for bulk changing)
(charges apply for all types of business Current Account) |
Coins |
Minimum: RM5.00 plus 0.50% on the amount per bag
(same denomination or standard bag) |
For loose coins
Less than RM100.00: No charge |
> RM100.00 to RM1,000.00: RM5.00 |
> RM1,000.00: Additional RM5.00 on every RM1,000.00 |
Notes |
Single denomination: No charge |
2 denominations & above: RM5.00 |
21. |
Service charge on coins deposits
(charges apply for all types of business Current Account) |
Up to RM100.00: No charge |
> RM100.00 to RM1,000.00: RM5.00 |
RM1,000.00: Additional RM5.00 on every RM1,000.00 |
Service charge on Bulk Cash Deposit
(charges apply for all types of business Current Account) |
Free of Charge: For first 1,000 pieces, irrespective of denomination. |
RM5.00 per 1,000 pieces or part thereof, irrespective of denomination. |
Max: subject to a maximum of RM500.00 per deposit |
22. |
Postage and handling charges on warning letters (on returned cheque, DCHEQS letter, excess of current account) |
RM10.00 flat |
23. |
Postage charges on cheque books sent by courier |
RM10.00 or actual courier charges, whichever is higher |
a. For Personal Cheque Book
b. For Company Cheque Book
|
24. |
Account number selection |
Service charge of RM50.00 for choosing desired available account number |
25. |
Service charge for endorsement of the status of company's account to be attached together with tender submission |
RM20.00 per account |
26. |
Service charge on confirmation on authorised cheque signatories for the renewal of Pusat Khidmat Kontraktor license |
RM20.00 per account |
27. |
Cheque processing fee
Effective 2 January 2015, RM0.50 will be levied to the drawer or issuer of the cheque or his account whenever a cheque is received by the Bank for processing, whether for encashment over the counter or for depositing into an account. |
RM0.50 per cheque leaf |
28. |
Service charge on Over-The-Counter (OTC) cash deposit & withdrawal transaction (RM5,000 and below) |
RM2.00 per transaction.
Note: Not applicable to following account:
- Basic Savings Account;
- Basic Savings-i Account;
- Basic Current Account;
- Basic Current-i Account;
- e-Savings Account;
- e-Savings Account-i;
- Stock Banking Account
|
29. |
Service charge on dormant account |
|
i. Account balance less than or equal RM10.00 |
The balance will be absorbed as a service fee and thereafter the Bank will proceed to close the account. |
ii. Account balance is more than RM10.00 |
Dormant Service Fee of RM10.00 will be imposed annually until seventh (7th) year. If the balance of the account falls below RM10.00, item (i) above will apply. |