Untitled Document
Fees and Charges

 

 
Reinstatement of RM1 Interbank Cash Withdrawal Fee

Dear Valued Customers,
Effective 1 February 2022, a RM1 fee will be charged for each interbank cash withdrawal at an ATM of another bank.
Alliance Bank Debit Cardholders can continue to perform cash withdrawal at any of Alliance Bank ATMs for free.

 

 
Contents  Bank charges
1. Alliance My eSaving Debit Card-i / Junior Debit Card-i  
(i) Debit Card Issuance/Annual Fee
RM8.00
(ii) Debit Card Replacement Fee
RM8.00
2. Alliance Hybrid Standard, AP Platinum & PB Platinum Debit Card-i  
(i) Debit Card Issuance/Annual Fee
(Waived for Alliance Privilege customer with PB Platinum Debit Card-i)
RM12.00
(ii) Debit Card Replacement Fee
RM12.00
3. Biz-Xpress Card  
(i) BXC Card Issuance/Annual Fee
RM8.00
(ii) BXC Card Replacement Fee
RM8.00
4. Others Charges  
(i) MEPS Cash Withdrawal at:
- Other local banks
- Locally incorporated foreign banks

MEPS fee waiver for Alliance Privilege and Alliance Personal customer. The fee charged per transaction will be credited into the withdrawal account by the next working day of the transaction date. Click here for Alliance Privilege Banking Membership T&C and here for Alliance Personal T&C.

RM1.00 per transaction
RM1.00 per transaction



* Effective 9 March 2020
(ii) MEPS InterBank Funds Transfer / Credit Card & Loan Repayment (IBFT/CCL) to:
- Other local banks
- Locally incorporated foreign banks


For transaction amount less than or equal to RM5,000 - Free of Charge
For transaction amount more than RM5,000 – RM0.50 per transaction

*Effective 1 July 2018
(iii) Interbank Funds Transfer via IBG GIRO
RM0.10 per transaction
(iv) Intrabank Funds Transfer
No charge
(v) CIRRUS Cash Withdrawal
RM8.00 per transaction
(vi) Overseas Transactions Conversion Fee
Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa and shall be inclusive of 1% foreign exchange conversion spread by Alliance Bank.
5. Interchange Ceiling Fee For MasterCard, click here.
For Visa, click here.
 
Contents Bank charges
1. Processing Fee for Financing Applications  
(i) Processing fee for new credit applications
Fees may be imposed on case-to-case basis. (Not applicable for companies classified as SME as per Bank Negara definition).
(ii) Compensation for non payment / late payment
In the event of default/non-payment during the tenure of the Facility and up to the maturity date of the Facility, the customer shall pay late payment fees as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the overdue amount accruing from the due date up to the date of settlement.

In the case of default causing the entire Facility to be recalled or brought to court for judgement prior to the maturity date of the Facility, the customer shall pay late payment fees as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) accruing from the due date up to the date of settlement or judgement (whichever is earlier).

In the event of default/non-payment after the maturity date of the Facility, the Bank shall collect late payment fees as compensation (ta’widh) at the Bank’s actual cost up to the prevailing daily overnight Islamic Interbank Money Market (IIMM) rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) from the due date up to the date of settlement.

In the event of default causing the Facility to be recalled and brought to court for judgement, the customer shall pay compensation (ta’widh) at the current prevailing IIMM rate prescribed by Bank Negara Malaysia on the outstanding balance (which excludes outstanding uncollected late payment charges and other costs prior to judgement) from the date of judgement until the judgement sum is fully settled.

Notwithstanding the above, the amount of compensation shall not be compounded.

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