Islamic Fees & Charges


Conventional Banking | Islamic Banking

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Contents  Bank charges
1. Alliance My eSaving Debit Card / Junior Debit Card  
(i) Debit Card Issuance/Annual Fee
RM8.00
(ii) Debit Card Replacement Fee
RM8.00
2. Alliance Hybrid Standard, AP Platinum & PB Platinum Debit Card  
(i) Debit Card Issuance/Annual Fee
(Waived for Alliance Privilege customer with PB Platinum Debit Card)
RM12.00
(ii) Debit Card Replacement Fee
RM12.00
3. Biz-Xpress Card  
(i) BXC Card Issuance/Annual Fee
RM8.00
(ii) BXC Card Replacement Fee
RM8.00
4. Others Charges  
(i) MEPS Cash Withdrawal at:
- Other local banks
- Locally incorporated foreign banks

MEPS fee waiver for Alliance Privilege and Alliance Personal customer. The fee charged per transaction will be credited into the withdrawal account by the next working day of the transaction date. Click here for Alliance Privilege Banking Membership T&C and here for Alliance Personal T&C.

RM1.00 per transaction
RM1.00 per transaction



* Effective 9 March 2020
(ii) MEPS InterBank Funds Transfer (IBFT/ DuitNow Transfer) / Credit Card & Loan Repayment (IBFT/CCL) to:
- Other local banks
- Locally incorporated foreign banks


For transaction amount less than or equal to RM5,000 - Free of Charge
For transaction amount more than RM5,000 – RM0.50 per transaction

*Effective 1 July 2018
(iii) Interbank Funds Transfer via IBG GIRO
RM0.10 per transaction
(iv) Intrabank Funds Transfer
No charge
(v) CIRRUS Cash Withdrawal
RM8.00 per transaction
(vi) Overseas Transactions Conversion Fee
Transactions made in foreign currency shall be converted to Ringgit Malaysia at the conversion rate and charges as determined by MasterCard or Visa and shall be inclusive of 1% foreign exchange conversion spread by Alliance Bank.
5. Interchange Ceiling Fee For MasterCard, click here.
For Visa, click here.

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Contents Bank charges
1. Processing fee for new credit applications Fees may be imposed on case-to-case basis. (Not applicable to companies classified as SME as per the definition by Bank Negara).
2. Late payment charges In the event of default/non-payment during the tenure of the Facility and up to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the overdue amount accruing from the due date up to the date of settlement.

In the case of default causing the entire Facility to be recalled or brought to court for judgement prior to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) accruing from the due date up to the date of settlement or judgement (whichever is earlier).

In the event of default/non-payment after the maturity date of the Facility, the Bank shall collect late payment charges as compensation (ta’widh) at the Bank’s actual cost up to the prevailing daily overnight Islamic Interbank Money Market (IIMM) rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) from the due date up to the date of settlement.

In the event of default causing the Facility to be recalled and brought to court for judgement, the customer shall pay late payment charges as compensation (ta’widh) at the current prevailing IIMM rate prescribed by Bank Negara Malaysia on the outstanding balance (which excludes outstanding uncollected late payment charges and other costs prior to judgement) from the date of judgement until the judgement sum is fully settled.

Notwithstanding the above, the amount of compensation shall not be compounded.

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No Contents How much I will pay? When am I charged? What else do I need to know
1 Redemption Statements Fee RM25.00 per request, subject to 8% SST amounting to RM2.00, with a total payable amount of RM27.00. This fee is payable when you request a redemption statement. The amount will be deducted from your financing account. You may contact us through the following channels:
  1. Contact Center 03-5516 9988 (8am to 10pm daily), or
  2. Visit our Branches for assistance
2 Letter of Confirmation for EPF withdrawal
  • RM25.00 per hardcopy request, subject to 8% SST amounting to RM2.00, with a total payable amount of RM27.00.
  • Additional fee: courier fee of RM5.00, subject to 8% SST amounting to RM0.40, with a total payable amount of RM5.40, if you request a hardcopy letter to be mailed to you.
  • No charges for online self-service
This fee is payable when you request a confirmation letter for EPF withdrawal, the amount will be deducted from your financing account. You may also request the confirmation letter through EPF's website, there will be no charges for self-service This letter is to confirm your financing facility with the bank for EPF withdrawal. Please refer to EPF website for more details on EPF housing withdrawal requirements.
3 Photocopies of documents
(examples of documents: title deed, charge document, guarantee, letter of offer, sale & purchase agreement).
  • RM7.00 for a set of documents, subject to 8% SST amounting to RM0.56, with a total payable amount of RM7.56.
  • Additional fee: courier fee up to RM15.00 (based on weight), subject to 8% SST amounting to RM1.20, with a total payable amount of RM16.20, if you request hardcopy documents to be mailed to you.
  • No charges if the documents are sent via email
This fee is payable upon request. To avoid incurring the retrieval fees, please keep safe the documents that sent/ CC copied to you.
4 Request for financing statement (Adhoc basis)
  • RM2.00 per request, subject to 8% SST amounting to RM0.16, with a total payable amount of RM2.16. - No charges if statement is sent via email or collection at the bank’s branch.
  • No charges if statement is sent via email or collection at the bank’s branch
This fee is payable upon request. We encourage you to register for our online banking - allianceonline to view and download your financing e-statement, this service is made available to you with no charges and you may access to your statement anytime, anywhere.
5 Late payment charges Late payment charge of 1% per annum will be charged on the amount in arrears until the settlement of the amount in arrears. In the event of default/non-payment during the tenure of the Facility and up to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the overdue amount accruing from the due date up to the date of settlement.

In the case of default causing the entire Facility to be recalled or brought to court for judgement prior to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) accruing from the due date up to the date of settlement or judgement (whichever is earlier).

In the event of default/non-payment after the maturity date of the Facility, the Bank shall collect late payment charges as compensation (ta’widh) at the Bank’s actual cost up to the prevailing daily overnight Islamic Interbank Money Market (IIMM) rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) from the due date up to the date of settlement.

In the event of default causing the Facility to be recalled and brought to court for judgement, the customer shall pay late payment charges as compensation (ta’widh) at the current prevailing IIMM rate prescribed by Bank Negara Malaysia on the outstanding balance (which excludes outstanding uncollected late payment charges and other costs prior to judgement) from the date of judgement until the judgement sum is fully settled.

Notwithstanding the above, the amount of compensation shall not be compounded.
If you failed to make any instalment/profit payment by your financing payment due date, it shall be deemed as arrears. Late or missed payments will have a negative impact on your credit score. To avoid late payment, please ensure you always make your payment on time.

Alternatively, you can pay your instalment conveniently by setting up Standing Instruction (SI) or Auto Fund Transfer (AFT) to avoid miss / late payment:-
  1. SI - you can instruct the bank to make payments to a particular account for specified amounts at regular intervals. However, you need to take note that if there is any changes in the instalment amount, the SI need to be revised accordingly.
  2. AFT - you authorise the bank to direct debit the amount due from your bank account.
6 Legal and Disbursement Fees Solicitor fees as per the scale in the Solicitors' Remuneration Order (SRO) and disbursement fee (including but not limited to registration fee, search fee and other related charges per the scale fees charged by the respective authorities and/or legal firms.) Fees are payable to lawyer upon execution of financing documents. You may also choose to finance these costs (up to 5% of property value) into your financing and help you to reduce the upfront cost.
7 Stamp Duty Stamp Duty as per the Stamp Duty Act 1949 (Revised 1989) Solicitor will collect the stamp duty upon execution of financing documents and the fee is payable to Lembaga Hasil Dalam Negeri (LHDN)
8 Valuation Fee As per the Seventh Schedule (Rule 48) of the scale fees set by the Board of Valuers, Appraisers and Estate Agents Malaysia. Fee is payable to valuer upon the service rendered.

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Contents Bank charges
1 Early Settlement Fee Nil
2 Late payment charges In the event of default/non-payment during the tenure of the Facility and up to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the overdue amount accruing from the due date up to the date of settlement.

In the case of default causing the entire Facility to be recalled or brought to court for judgement prior to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) accruing from the due date up to the date of settlement or judgement (whichever is earlier).

In the event of default/non-payment after the maturity date of the Facility, the Bank shall collect late payment charges as compensation (ta’widh) at the Bank’s actual cost up to the prevailing daily overnight Islamic Interbank Money Market (IIMM) rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) from the due date up to the date of settlement.

In the event of default causing the Facility to be recalled and brought to court for judgement, the customer shall pay late payment charges as compensation (ta’widh) at the current prevailing IIMM rate prescribed by Bank Negara Malaysia on the outstanding balance (which excludes outstanding uncollected late payment charges and other costs prior to judgement) from the date of judgement until the judgement sum is fully settled.

Notwithstanding the above, the amount of compensation shall not be compounded.

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Fee Type How much will I pay? When am I charged? What else do I need to know?
Late Payment Charges In the event of default/non-payment during the tenure of the Facility and up to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the overdue amount accruing from the due date up to the date of settlement.

In the case of default causing the entire Facility to be recalled or brought to court for judgement prior to the maturity date of the Facility, the customer shall pay late payment charges as compensation (ta’widh) at the Bank’s actual cost up to 1% per annum or such other maximum rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) accruing from the due date up to the date of settlement or judgement (whichever is earlier).

In the event of default/non-payment after the maturity date of the Facility, the Bank shall collect late payment charges as compensation (ta’widh) at the Bank’s actual cost up to the prevailing daily overnight Islamic Interbank Money Market (IIMM) rate prescribed by Bank Negara Malaysia on the outstanding balance (outstanding principal and accrued profit) from the due date up to the date of settlement.

In the event of default causing the Facility to be recalled and brought to court for judgement, the customer shall pay late payment charges as compensation (ta’widh) at the current prevailing IIMM rate prescribed by Bank Negara Malaysia on the outstanding balance (which excludes outstanding uncollected late payment charges and other costs prior to judgement) from the date of judgement until the judgement sum is fully settled.

Notwithstanding the above, the amount of compensation shall not be compounded.
This penalty is applicable if you fail to make your scheduled payment by the due date specified in your facility agreement. -
Stamp Duty Fee as per Stamp Duty Act 1949 (revised 1989) RM5 for every RM1,000 or part thereof on the total approved financing amount. This fee will be deducted upfront before crediting the balance into your Savings or Current Account maintained with us or other financial institution as specified in your application. As with any stamp duty, this fee is imposed and payable to the Lembaga Hasil Dalam Negeri. Therefore, we are unable to waive this amount.

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Contents Bank charges
1. Handling charges on representing cheques RM1.50 per cheque
2. Charge for dishonoured cheque due to insufficient funds RM1.50 on each dishonoured cheque.
3. Service charge for stopped payment RM7.00 per cheque
RM7.00 if countermanded cheque is returned due to interalia insufficient funds
4.  Service charge for cancellation of stopped payment instruction RM7.00 per cheque
5. Service charge for returned cheque due to post dated cheque RM1.50 per cheque
6. Service charge for 3rd party cash cheque encashment RM2.00 per transaction
7. Service charge on cheque book not collected after 30 days of issuance RM10.00 per cheque book
8. Stamp duty on cheque books RM1.00 per cheque leaf
9. Service charge request for ad-hoc request for statement. RM3.00 per request
10. Service charge on closing of Current/Savings Account-i (i) Closed within 3 months from date of opening: RM10.00
(ii) Closed after 3 months from date of opening: No charge
11. Service charge for issuance of duplicate Savings Account passbook that is worn out or defaced RM10.00 per passbook (except Basic Savings Account/-i)
12. Loss of Fixed Deposit / Term Deposit-i certificate/receipt RM10.00 stamp duty for Letter of Indemnity
13. Postage charges on cheque books sent by courier
a. For Personal Cheque Book :
RM5.30 flat per request
 
14. Cheque processing fee RM0.50 per cheque leaf
15. Service charge for Over-The-Counter (OTC) cash deposit & withdrawal transaction (RM5,000 and below) RM2.00 per transaction.
Note: Not applicable to following accounts:
  • Basic Savings Account-i;
  • Basic Current Account-i;
  • e-Savings Account-i
  • Stock BAnking Account
  • Senior citizens aged from 60 onwards (customer's age is confirmed via MyKad verification)
  • Disabled person (verified by sighting their OKU card)
16. Service charge on dormant account  
i. Account balance less than or equal RM10.00 The remaining balance will be absorbed as a service charge and account will be closed
ii. Account balance is more than RM10.00 Service charge of RM10 yearly will be imposed until the account is zerorised and closed in line with the Unclaimed Money Act 1965

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Contents Bank charges
1. Service charge on Business Current and Cashline Facility-i with daily average balance below RM1,000.00. RM10.00 for half yearly
(Service charge is exempted for Government accounts)  
2. Handling charges on representing cheques RM50.00 per cheque
3. Charges for cheques dishonoured due to insufficient funds A penalty charge of RM150.00 shall be imposed by the Bank on each cheque
4. Service charge for stopped payment RM15.00 per cheque
RM150.00 if countermanded cheque is returned due to interalia insufficient funds
5. Cancellation of stopped payment instruction RM10.00 per cheque
6. Service charge for cheques returned due to post dated cheque A service charge of RM10.00 shall be charged on the payee for each post-dated cheque returned
(applicable to collecting bank)
7. Service charge for 3rd party cash cheque encashment RM2.00 per transaction
8. Cheque book not collected after 30 days of issuance RM10.00 per cheque book
9. Stamp duty on cheque books
 
A government stamp duty of RM1.00 per cheque leaf shall be charged to the account upon issuance of a cheque book
10. Service charge request for Statement, Duplicate Document e.g. cheques, expired guarantee, bills, etc. (i) Retrieval fees of RM5.00 plus RM1.00 per page of statement if printed from system (up to 3 months) or photocopy of other documents
(ii) Retrieval fee of RM20.00 plus RM1.00 per page of statement if reproduced from microfiche plus out-of-pocket expenses (for more than 3 months)
(iii) Retrieval fee of RM20.00 plus RM5.00 per document if it is obtained from branch
(iv) Retrieval fee of RM30.00 plus RM10.00 per document if it is obtained from our warehouse/remote location
(v) Service charge of RM5.00 per GST tax invoice printed (customer may also obtain GST tax invoice at no charge via allianceonline).
11. Service charge on auditors confirmation for Commercial (business) account
(charges apply for all types of business Current Account, effective 1st April 2009)
(i) RM30.00 - audit confirmation on account as at a date which is no more three (3) months from date of request.
(ii) RM50.00 - audit confirmation on account as at a date which is between four (4) to twelve (12) months from date of request.
(iii) RM100.00 - audit confirmation on account as at a date which exceeds twelve (12) months from date of request.
12. Service charge on closing of Business Current/ODP Account (Effective 1st April 2009) For MYR Business Current/ODP Account (except for Basic Current Account)
(i) Closed within 3 months from date of opening of account: RM30.00
(ii) Closed after 3 months from date of opening of account: RM20.00
For MYR Business Current/ODP Account (Basic Current Account only)
(i) Closed within 3 months from date of opening of account: RM20.00
(ii) Closed after 3 months from date of opening of account: No charge
For Foreign Currency Business Current Account
(i) Closed within 3 months from date of opening of account: RM20.00
(ii) Closed after 3 months from date of opening of account: RM10.00
13. Loss of Term Deposit-i certificate/receipt RM10.00 stamp duty for Letter of Indemnity
RM5.00 replacement of Term Deposit-i receipt
14. Service charge on changing coins/notes
(for bulk changing)

(charges apply for all types of business Current Account)
Coins
Minimum: RM5.00 plus 0.50% on the amount per bag
(same denomination or standard bag)
For loose coins
Less than RM100.00: No charge
> RM100.00 to RM1,000.00: RM5.00
> RM1,000.00: Additional RM5.00 on every RM1,000.00
Notes
Single denomination: No charge
2 denominations & above: RM5.00
15. Service charge on coins deposits
(charges apply for all types of business Current Account)
Up to RM100.00: No charge
> RM100.00 to RM1,000.00: RM5.00
RM1,000.00: Additional RM5.00 on every RM1,000.00
16. Service charge on Bulk Cash Deposit
(charges apply for all types of business Current Account)
Free of Charge: For first 1,000 pieces, irrespective of denomination.
RM5.00 per 1,000 pieces or part thereof, irrespective of denomination.
Max: subject to a maximum of RM500.00 per deposit
17. Postage and handling charges on warning letters (on returned cheque, DCHEQS letter, excess of current account) RM10.00 flat
18. Postage charges on cheque books sent by courier
a. For Company Cheque Book
RM10.00 or actual courier charges, whichever is higher
19. Account number selection Service charge of RM50.00 for choosing desired available account number
20. Service charge for endorsement of the status of company's account to be attached together with tender submission RM20.00 per account
21. Service charge on confirmation on authorised cheque signatories for the renewal of Pusat Khidmat Kontraktor license RM20.00 per account
22. Cheque processing fee
Effective 2 January 2015, RM0.50 will be levied to the drawer or issuer of the cheque or his account whenever a cheque is received by the Bank for processing, whether for encashment over the counter or for depositing into an account.
RM0.50 per cheque leaf
23. Service charge on Over-The-Counter (OTC) cash deposit & withdrawal transaction (RM5,000 and below) RM2.00 per transaction.

Note: Not applicable to following account:
  • Basic Savings Account;
  • Basic Savings-i Account;
  • Basic Current Account;
  • Basic Current-i Account;
  • e-Savings Account;
  • e-Savings Account-i;
  • Stock Banking Account
24. Service charge on dormant account  
i. Account balance less than or equal RM10.00 The balance will be absorbed as a service fee and thereafter the Bank will proceed to close the account.
ii. Account balance is more than RM10.00 Dormant Service Fee of RM10.00 will be imposed annually until seventh (7th) year. If the balance of the account falls below RM10.00, item (i) above will apply.

 

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Contents Bank charges
1. Inward Bill for Collections-i (IC-i)
1.1 Documentary Bills in Malaysian Ringgit or Foreign Currency 0.1% flat on invoice value plus actual cost
Minimum: RM50.00
Maximum: RM100.00 (Foreign currency)
RM500.00 (Local currency)
1.2 Bills dishonoured/Snag bills RM50.00/USD20.00 per month or part thereof if bill remains unpaid for more than 60 days after due date/ first presentation plus actual cost and correspondent charges, if any.
Representation commission: RM10.00 plus actual cost
1.3 Dishonour advice to Remitting Bank RM10.00 plus actual cost
1.4 Tracer RM10.00 per tracer
1.5 IC-i Acceptance RM50.00/ USD25.00
2. Letter of Credit-i (LC-i)
2.1 (i) Issuance commission 0.1% per month or part thereof/as per Letter of Offer on the LC-i amount plus actual cost and correspondent charges, if any. Minimum: RM100.00
(ii) Usance commission 0.1% per month or part thereof on the LC-i amount for the usance period plus actual cost. Minimum: RM100.00
(iii) Back to Back Letter of Credit-i 0.1% per month or part thereof/as per Letter of Offer on the LC-i amount plus actual cost and correspondent charges, if any. Minimum : RM200.00
(iv) Over the Counter Letter of Credit-i (OTCLC-i) 0.125% per month or part thereof on the LC-i amount plus actual cost and correspondent charges, if any.

Minimum of RM100.00 chargeable and non-refundable (to be collected upfront)

Handling fees (per transaction)
- SME : RM100.00
- Non-SME: RM200.00
2.2 LC-i through SWIFT Within Malaysia: RM50.00
Other Countries: RM100.00
2.3 Amendments  
(i) Amendment charges RM50.00
(ii) Amendments to LC-i for extension/increase in value 0.1% per month or part thereof for the extended period/ incremental value plus actual cost and correspondent charges, if any.
Minimum: RM50.00
2.4 Discrepancy Fee RM100.00/USD60.00 equivalent
2.5 Commission on expired LC-i / overdrawn Minimum: RM100.00/USD35.00
3. Guarantees
3.1 Issuance of Shipping Guarantee-i (SG-i) 0.1% flat on invoice value
Minimum: RM100.00 (under LC-i)
RM200.00 (under IC-i)
3.2 SG-i not returned after 3 months from date of issuance 0.05% per month on invoice value
Minimum: RM50.00 per month, until SG-i is returned for cancellation
3.3 Issuance Bank Guarantee-i (BG-i) 0.1% per month or part thereof plus actual cost
Minimum: RM100.00
3.4 Issuance of Over The Counter BG-i (OTC BG-i) 0.1% to 0.15% per month depending on BG-i tenor, plus actual cost

Minimum of RM100.00 chargeable and non-refundable (to be collected upfront)

Handling fees (per transaction)
- SME : RM100.00
- Non-SME: RM200.00
3.5 Amendments
(i) Amendments charges RM50.00
(ii) Amendment for BG-i extension / increase amount 0.1% p.m. or part thereof for the extended period/incremental value plus actual cost
Minimum: RM50.00
3.6 Replacement for lost Guarantee RM50.00 plus actual cost
3.7 Tracer RM50.00 (except SME)
3.8 Standby Letter of Credit-i (SBLC-i) 0.1% per month or part thereof/as per Letter of Offer on the LC-i amount plus actual cost and correspondent charges, if any. Minimum: RM100.00
4. Outward Bills for Collection-i (EC-i)
4.1 Commission 0.1% on invoice value plus actual cost
Minimum: RM50.00
Maximum: RM100.00 (Foreign currency)
RM500.00 (Local currency)
4.2 Snag Bills If Bill remains unpaid for more than 60 days after due date/ first presentation, holding charge of RM50.00 per month or part thereof will be charged from the third month onwards
4.3 LC-i Checking Fee RM50.00
4.4 LC-i Reimbursement RM50.00
4.5 Tracer RM30.00 (Foreign currency)
RM10.00 (Local currency)
4.6 Usance EC Acceptance RM10.00
5. Inward Letter of Credit-i (EL-i)
5.1 Advising commission RM50.00 flat plus actual cost (Customer)
RM70.00 flat plus actual cost (Non-Customer)
5.2 Advising LC-i amendment RM50.00 flat plus actual cost (Customer)
RM70.00 flat plus actual cost (Non-Customer)
5.3 LC-i Confirmation commission 0.1% p.m. or part thereof/as per Letter of Offer on the LC-i amount plus actual cost and correspondent charges, if any
Minimum: RM100.00

Usance commission: 0.1% p.m. or part thereof on the LC-i amount for the usance period plus actual cost
Minimum: RM100.00
5.4 Transferable Letter of Credit-i commission 0.1% per month on the amount transferred plus actual cost
Minimum: RM100.00

Handling fee:
Minimum: RM100.00
Maximum: RM500.00
5.5 Assignment of Proceeds (AOP) under Inward Letter of Credit-i Min RM200 (except SME)
6. Trade Financing
6.1 Accepted Bill-i (AB-i)
(i) Acceptance Commission As per Letter of Offer
Min: RM100.00
(ii) Face value less than RM100,000 Handling fee: RM50.00
(iii) Bunching Fee (3 & above invoices) Handling fee: RM50.00
6.2 Trust Receipt (TR)/ Murabahah Trust Receipt (MTR-i)
(i) Commission
(Open account trade settlement)
0.1% on invoice value
Minimum: RM50.00
Maximum: RM100.00 (Foreign currency)
         RM500.00 (Local currency)
6.3 Murabahah Working Capital Financing-i (MWCF-i)
(i) Commission
(Open account trade settlement)
0.1% on invoice value
Minimum: RM100.00
Maximum: RM300.00
6.4 Export Bills Purchased-i (EP-i)/ Export Negotiation-i (EN-i)
(i) Commission 0.1% on invoice value plus actual cost
Minimum: RM50.00
Maximum: RM100.00 (Foreign currency)
         RM500.00 (Local currency)
6.5 Export Credit Refinancing-i (ECR-i)
Processing fee per transaction:
(i) Pre-shipment Lodgement/roll-over/drawdown/partial liquidation/early discharge/redemption RM10.00
(ii) Post-shipment Refinancing/partial liquidation/early discharge/redemption RM10.00
(iii) ECR Domestic Purchase Order(DPO)/Local Purchase Order(LPO) charges 0.05% on the value
Minimum: RM50.00
Maximum: RM500.00
(iv) ECR Domestic LC(DLC) charges 0.05% on the value
Minimum: RM50.00
Maximum: RM500.00
7. General – Local
7.1 Commission in lieu of Exchange (Import Bills) 0.1% flat on the invoice value
Minimum: RM50.00
Maximum: RM200.00
7.2 Postage/Fax/Email RM5.00 (non-financing product)
RM10.00 (financing product)
7.3 Rentas RM8.00
7.4 Interbank GIRO RM2.00
7.5 Telecommunication (SWIFT) RM35.00 (Local currency)
USD30.00 (Foreign currency)
7.6 Courier Peninsula Malaysia: RM25.00
East Malaysia: RM30.00
Other countries: Relevant courier charges apply