Alliance Digital Personal Loan

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What would you like to do

Sales Team: 03-2613 8399
Operating hours: 9am - 6pm (Monday to Friday)

Customer Service: 03-5516 9988
Operating hours: 8am - 10pm (Monday to Sunday)
 
Alliance Digital Personal Loan

Benefits

 

Alliance Personal Financing fulfils your financial needs for personal or business use.

  • Low Interest/Profit Rate as low as 3.99%* p.a. (flat rate basis).
  • Low monthly instalments.

Eligibility

 
  • Malaysians.
  • Malaysians working and residing in Malaysia will be considered.
  • Age requirement:
    • Aged between 21 to 60 years old (upon maturity of Facility).
  • Income requirement:
    • Minimum gross monthly income of RM3,000 or RM36,000 per annum.

Required Documentation

 

Government Servant / Private Employee

  1. EPF, and
  2. Latest month pay slip, and
  3. Latest month bank statement that show income crediting

Terms and Conditions

 
Click HERE to download the Terms and Conditions for Personal Financing (Conventional).
Click HERE to download the Terms and Conditions for Personal Financing (Islamic).

Product Disclosure Sheet

 
What do I get from this product?
  • Financing Amount: Minimum RM5,000, Maximum RM150,000.
  • Tenure: From 1 Year (12 months) to 7 Years (84 months).
  • Interest/Profit Rate: Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate: Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure). The Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice to you.
  • Total Interest/Profit: Financing Amount (RM) x Interest/Profit Rate (%) x Tenure (Years).
  • Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years. Therefore Total Interest/Profit = RM20,000 x 10.68% p.a. x 5 Years = RM10,680.
What other charges do I have to pay?
  • Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.
  • Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.
Click HERE to download the full Product Disclosure Sheet for Personal Financing (Conventional).
Click HERE to download the full Product Disclosure Sheet for Personal Financing (Islamic).