Name (as per IC):
Mobile Number:
Email:
Referral ID (if any):
What would you like to do

Call us for more information

Customer Service: 03-5516 9988
Operating hours: 8am - 10pm (Monday to Sunday)

Apply Personal Loan/Financing online now and enjoy interest/profit rate as low as 3.99%p.a.
 

GET THE PERSONAL LOAN/FINANCING THAT EMPOWERS YOU NOW!

Sign up online today to start earning rewards

 
Personal Loan/Financing with Interest/Profit Rate As Low As 3.99% p.a.*
Interest / Profit Rates Tenure
3.99% flat p.a. 1 year tenure only
4.99% flat p.a. 2-3 years tenure only
5.99% flat p.a. 4 years tenure only
6.99% flat p.a. 5 years tenure only

APPLY ONLINE NOW


 

 

 
   


 


 


 

 
 
Features
Approval in
10 minutes*
for initial
loan/financing
Features
Application
from anywhere
and anytime

 
Features
Disbursement
within 24 hours
upon approval

 
Features
Loan/financing from
RM5,000 to
RM200,000

 
Features
No processing
fees

 
Features
No collateral 
required

 
 Features
No quarantor
required


 
Features
Loan/financing
tenure up
to 7 years

 
*10 minutes begin from the submission of basic information up to the receiving of initial loan/financing offer. This is an indicated approval, final status subject to bank’s decision.

 
 
Quick eligibility check
A Malaysian citizen with the latest MyKad (dual image).
Only for Malaysians working and residing in Malaysia.
Aged between 21 to 60 years old (upon maturity of Facility).
Minimum gross monthly income of RM3,000 or RM36,000 per annum.
Terms and Conditions 

Click HERE to view the Terms and Conditions for Personal Financing (Conventional).

Click HERE to view the Terms and Conditions for Personal Financing (Islamic).

Product Disclosure Sheet 

1. What do i get from this product?

Financing Amount
Minimum RM5,000. Maximum RM200,000.
Tenure
From 1 Year (12 months) to 7 Years (84 months).
Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate: Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure). The Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice to you.
Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).

Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2. What OTHER CHARGES DO I HAVE TO PAY?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Conventional).

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic).

 
Find Out How You Can Earn Other Rewards
Open SavePlus, the Everyday Digital Account to enjoy 2.80%p.a. for 12 months e-FD.

Enjoy 2.80% p.a. for 12 Months e-FD and Get RM38 Sign up Cashback

Click here to learn more on SavePlus, the Everyday Digital Account to enjoy 2.80%p.a. for 12 months e-FD.
Activate & spend now to earn up to RM600 Cashback with Alliance Bank Visa Credit Card.

Earn up to RM600 Cashback with Alliance Bank Visa Credit Card

Click here to learn more on how to earn up to RM600 Cashback with Alliance Bank Visa Credit.

Protected by PIDM up to RM250,000 for each depositor.

Alliance Bank Malaysia Berhad 198201008390 (88103-W)
Alliance Islamic Bank Berhad 200701018870 (776882-V)

Apply Online Now!
 
SHARE & PRINT