Credit Cards
There Are So Many Ways To Give Yourself Credit.
Choose from a range of cards that enhances your lifestyle.
FAQs about Alliance Bank Malaysia's Credit Cards
Alliance Bank Malaysia provides a wide selection of credit cards to suit various spending preferences, including both physical and virtual credit cards.
Notably, Alliance Bank is the first in Malaysia to introduce virtual credit cards, offering enhanced security with randomly generated 16-digit card numbers and free-for-life annual fees for virtual cards.
Key features of our credit cards include:
Notably, Alliance Bank is the first in Malaysia to introduce virtual credit cards, offering enhanced security with randomly generated 16-digit card numbers and free-for-life annual fees for virtual cards.
Key features of our credit cards include:
- Cashback rewards
- Three-year Bonus Points (TBP)
- Complimentary airport lounge access
- 0% Instalment Payment Plan
- Enhanced security features
To be eligible to apply for an Alliance Bank Malaysia credit card, applicants must:
- Be at least 21 years old
- Meet a minimum annual income requirement of RM24,000 (may vary by card type)
To apply for Alliance Bank Malaysia’s Credit Card online, you may do so via allianceonline mobile app with 5 simple steps below:-
You may download the allianceonline mobile app here: Google Play Apple App Store Huawei AppGallery
- Download the allianceonline mobile app.
- Select your preferred Credit Card.
- Take a selfie and scan your MyKad.
- Complete the e-form with your signature.
- Upload your income documents.
You may download the allianceonline mobile app here: Google Play Apple App Store Huawei AppGallery
Yes, you can earn Three-year Bonus Points (TBP) and/or cashback for eWallet reloads.
However, rewards are subject to the specific terms and conditions outlined in the Alliance Bank Credit Card Product Disclosure Sheet.
However, rewards are subject to the specific terms and conditions outlined in the Alliance Bank Credit Card Product Disclosure Sheet.
To request a permanent credit limit increase:
- Download and complete the Permanent Credit Limit Increase form
- Prepare your latest income documents.
- Submit the completed form and documents at any Alliance Bank branch in Malaysia or email them to info@alliancefg.com.
You will receive your credit card statement monthly via email.
Alternatively, you can view your e-statement online:
Alternatively, you can view your e-statement online:
- Log in to allianceonline mobile app.
- Select "e-Statement."
- Choose your account and statement period (Month/Year).
- Click “Download.”
Yes, you will enjoy an annual fee waiver (no annual fee) for the first year.
For subsequent years, you may request a fee waiver by contacting our Contact Centre.
For subsequent years, you may request a fee waiver by contacting our Contact Centre.
The minimum payment due is 5% of your outstanding balance or RM50, whichever is higher.
Yes, you will enjoy a 20-day finance charges free period from the date of the Statement of Account, provided you make on time, full payment for the amount owed.
If payment is not made in full and on time, finance charges on retail transactions will be calculated from the posting date of the respective transactions.
If payment is not made in full and on time, finance charges on retail transactions will be calculated from the posting date of the respective transactions.
To report a lost or stolen card, contact us immediately at 03-5516 9988 between 8.00 am to 10.00 pm daily local time for enquiries. We are available 24/7 for essential services below:
Our self-service phone banking is available 24 hours a day, seven days a week.
- Report lost or stolen card
- Emergency assistance
Our self-service phone banking is available 24 hours a day, seven days a week.
TBP are reward points earned when you spend using your Alliance Bank credit card.
Points are valid for three years from the month they are earned. You can redeem TBP via the online redemption form. Alternatively, you may call us at 03-5516 9988 or visit any of our branches to redeem.
Points are valid for three years from the month they are earned. You can redeem TBP via the online redemption form. Alternatively, you may call us at 03-5516 9988 or visit any of our branches to redeem.
Yes, you can use your Alliance Bank credit card overseas wherever Visa or Mastercard is accepted.
Login to the website below to change your PIN
activatecard-pin.alliancebank.com.my/2fa/chipandpin?clientId=ABMB_Client
activatecard-pin.alliancebank.com.my/2fa/chipandpin?clientId=ABMB_Client
- Log in to allianceonline mobile app
- Go to Everyday Balance
- Tap on Credit Card, View Account Details
