Banking > Islamic > Term Deposit Account-i > Alliance Term Deposit-i
Alliance Term Deposit-i

Alliance Term Deposit-i (ATD-i) is an Islamic fixed deposit product with a fixed profit rate of return via the buying and selling of commodities as an underlying asset transaction based on the Shariah concept of Murabahah Tawarruq.


Attractive profit rate than ordinary current and savings accounts

Low initial deposit amount:

  • Minimum RM5,000 – tenure 1 month placement
  • Minimum RM500 – tenure 2 month and above

Flexible tenures from 1 month up to 60 month

Fixed return will be determined upfront upon placement.

Auto Renewal is allowed

Pre-mature withdrawal in part or full is not encouraged. Upon request, the Bank will pay back the placement at discounted price/amount.*

Brokerage fee is waived

Acceptance as a collateral for Banking facilities*


Terms & Conditions

Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.

For deposit placements from 1 January 2018 onwards, the customer shall provide full rebate (ibra’) on the profit that was agreed at the time of placement if the deposit is uplifted/withdrawn prematurely after 31 December 2018. In such circumstances, there will not be any profit payable by the Bank to the customer.

Who can apply

  • Individuals aged 18 years and above
  • Associations, club and societies
  • Partnerships
  • Sole proprietorships
  • SMEs, corporation, business enterprise
  • Government bodies and trustee


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