Alliance Term Deposit-i

Fixed Return for Your Shariah Compliant Deposit

Opt for a Shariah compliant term deposit and reap the profits.

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Grow your money in Alliance Term Deposit-i (ATD-i) and enjoy a fixed profit rate of return. ATD-i is based on the Shariah contract of Murabahah via Tawarruq. The profit is generated through buying and selling of commodities as an underlying asset transaction.

Benefits

Enjoy higher profit rate compared to ordinary current and savings accounts.
Start with a low initial deposit amount:
- 1 month placement - RM5,000
- Placements of 2 to 60 months – RM500
Flexible tenures available, ranging from 1 to 60 months.
Fixed return will be determined upfront upon placement.
Option for automatic renewal.
Note that pre-mature withdrawal in part or in full is not encouraged and that the Bank will only pay back the placement amount upon withdrawal.*
Brokerage fee is waived.
Accepted as collateral for banking facilities*.

Note:

Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.

If you uplift/withdraw your deposit before its maturity date after 31 December 2018, you will need to provide full rebate (ibra') on the profit agreed upon at the time of placement for deposits placed from 1 January 2018 onwards. As a result, the Bank will not pay any profit to you.