Financing > Business > Loans > General Working Capital
General Working Capital

Alliance Bank provides a comprehensive range of loan facilities for businesses, no matter which stage your business is in. These products were developed based on our years of experience with the business community. Apart from providing financial facilities for our customers, we place great importance on building long-term business relationships with our customers.


Key Usage

tickGeneral working capital needs, from purchase of stock to managing overheads, and other business related purposes.

tickWide range of trade facilities and services.

tickExtensive branch network.

tickQuick approval decision.


Key Features

tickTerm Loan - a fixed amount of loan granted for an agreed period of time and to be repaid in fixed installments. Term loans are normally granted for the purchase of fixed assets. With fixed repayments, you will be able to plan and manage your cash flow effectively.

tickOverdraft - revolving loan which enables customer to draw on the OD limit via current account, or by issuing cheque as long as the OD limit is not exceeded. Overdraft is a flexible and convenient financial tool that meets your working capital requirements. This will enable you to draw on the OD limit granted and provides a simple and convenient way to cater your financial needs.

tickRevolving Credit - this facility has a distinctive repayment period used to meet short-term working capital requirements. This facility is especially useful when businesses require an extra injection of funds. Interest and principal repayments are made at the end of each advance and the principal can be rolled-over with a new contracted rate.


Eligibility Criteria

tickBusiness registered in Malaysia

tickBusiness turnover of at least RM500,000

tickBusiness establishment of at least 3 years

tickFor Sole-Proprietorship, Partnership and Private Limited Companies


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