Take complete control of your business with the one current account that does it all, with access to payroll solutions, banking management, digital tools & more.
Waiver criteria T&Cs: Minimum 10 successful e-payments monthly, or maintain RM50,000 (for SME) and RM30,000 (for sole proprietor) average monthly current account balance or overdraft utilisation.
If the current month waiver criteria are not met, the Bank will charge the BizSmart® monthly subscription fee and transaction fee for the current month in the following month.
Open your business current account with us in just 3 simple steps
With minimum deposit of only RM500!
1Complete the web form & upload your NRIC.
2
Our Relationship Manager will contact you for:
Documents required
Scheduling of an appointment for quick verification process
3Once all documents & details are verified, your account number will be generated!
You are now ready to start your business journey with us!
Application Form to be signed by all authorised signatories as per Board Resolution.
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport for the following:-
All authorised signatories and
Identified Beneficiary Owners and
All Directors’ who are not Authorised Signatories.
For Companies Incorporated prior to 31 January 2017
Board / Extract of Resolution.
Memorandum & Articles of Association.
Certificate of Incorporation – Form 9 (for Sdn Bhd) / Section 17.
Certificate for Commencement of Business – Form 23 (for Bhd).
List of Directors & Secretary - Form 49 / Section 58.
Shareholding/Issue & Paid up Capital - Form 24 / Section 78.
Registered Office - Form 44 / Section 46(3).
Certificate of Change of Name - Form 13 / Section 28 (if applicable).
Latest Annual Return (if applicable).
For Companies Incorporated on/after 31 January 2017
Board / Extract of Resolution.
Constitution (If Any).
Notice of Registration (Section 15) – Email Format / Certificate of Incorporation (Section 17).
Application of registration of a Company (Section 14).
Return for allotment of share - Section 78 (if applicable).
Notification of Appointment of the first Company Secretary – Section 58 & 236(2).
Notification of Change in the Register of Directors, Managers and Secretaries – Section 58 (if applicable).
Notification of Change in the Registered Address - Section 46(3) (if applicable).
Certificate of Change of Name - Section 28 (if applicable).
Latest Annual Return (if applicable).
Application Form to be signed by Business Owner (for Sole Proprietor) or all partners (for Partnership & LLP).
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport for the following:-
Business Owner (for Sole Proprietor) or
All partners (for Partnership & LLP).
Trading License (applicable for Sabah & Sarawak only).
Borang A – Business Certificate of Registration (for Sole Proprietor & Partnership).
Borang B – Change of Particulars of Sole Proprietor or Partners (if any).
Borang D – Annual Renewal Certificate.
Partnership’s Deed/Agreement if available (for Partnership & LLP).
Notice of Registration under Akta LLP 2012 (for LLP only).
Certificate of Incorporation (for LLP only).
Letter of Authorisation to indicate intention to open account and manner of operating the account (for LLP only).
Licensing Authority / Practicing Certificate (e.g. MMA, Real Estate Agent, Architect, etc.) – for professional governed by specific legislation.
Application Form – to be signed by appointed signatories as per Minutes & Resolution.
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport of all authorised signatories.
Certificate of Registration issued by Registrar of Societies (ROS).
Certificate of Registration issued by Registrar of Youth (ROY) (for Youth Org Only).
Copy of Rules & Regulations/Constitution/By-laws.
Appointment of Office Bearers.
Minutes of Meeting - signed by the Chairman and Secretary appointing the bank as their banker and stipulating the mandate pertaining to the operation of account.
Registrar specifying investment of funds (for Cooperative only).
Application Form – to be signed by all partners/ appointed personnel as per Letter of Authority.
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport of all authorised signatories.
Practicing Certificate issued by Bar Council / Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
Documentary Evidence of the registration of the Law Firm issued by the Bar Council /Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
Undertaking Letter from Solicitor for Client’s Account.
Letter of Authorisation (if any).
Professional Indemnity Insurance (if any).
Societies/Associations/Clubs
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport of all authorised signatories.
Certificate of Registration issued by Registrar of Societies (ROS).
Certificate of Registration issued by Registrar of Youth (ROY) (for Youth Org Only).
Copy of Rules & Regulations/Constitution/By-laws.
Appointment of Office Bearers.
Minutes of Meeting - SIGNED BY THE CHAIRMAN AND SECRETARY APPOINTING THE BANK AS THEIR BANKER AND STIPULATING THE MANDATE PERTAINING TO THE OPERATION OF ACCOUNT.
Registrar specifying investment of funds (for Cooperative only).
Professional Body (Solicitor/ Legal Firm/ Real Estate/ Property Management Only)
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport of all authorised signatories.
Practicing Certificate issued by Bar Council / Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
Documentary Evidence of the registration of the Law Firm issued by the Bar Council /Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
Undertaking Letter from Solicitor for Client’s Account.
Letter of Authorisation (if any).
Professional Indemnity Insurance (if any).
Statutory/Government Body
Certified True Copy for all of the following documents:
Photocopy of MyKad/Passport of all authorised signatories.
Letter of Authority – Issued by Accountant General for accounts opened by Federal Government department, OR issued by State Financial Officer for accounts opened by State Government departments.
The letter consists of the following:
Request to open an account.
Names and positions of officials authorised to operate the account and the nature or mandate of operation.
Our relationship managers will contact you within one working day to schedule your appointment.
We will contact the mobile number/ email address of which submitted during the OTP validation stage.
Yes! You may schedule for the appointment to be at your business premise if you wish to do so.
All business entities are eligible i.e. sole prop, partnership, LLP, Sdn Bhd, Bhd, Associations, Clubs and etc.
Digital onboarding current TAT is 1 – 3 days; manual onboarding takes up to 14 days.
It should be linking to Alliance BizSmart®, an online banking platform designed for all businesses to manage all their daily banking needs, not Alliance personal account
Yes.
Yes, via Alliance BizSmart® Mobile app and Alliance BizSmart® Online Banking.