Alliance BizSmart®
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Hassle Free Online Banking For SME & Corporate Entity
Benefits
You can manage all your daily business finances with Alliance BizSmart® Online Banking. Online Banking and BizSmart® Mobile App provide access to your account and wide access to e-payments from anywhere at any time.
Remote
Access your account and perform transactions anytime, anywhere via web or mobile app.
Convenience
Schedule and submit your transactions in advance to make payment for the next 30 days.
Secure
Multi-transaction approval is secured, with full control in setting up Authoriser and approval limits.
Comprehensive
All your business banking needs are in one place.
Instant, Secure & Simple Account Opening
Alliance BizSmart® Online Banking Provides Greater Convenience
Alliance Bank is responsive
Alliance BizSmart® Mobile app
Start Transacting Efficiently With Alliance BizSmart® Online Banking
Start Transacting Efficiently With Alliance BizSmart® Online Banking
Apply NowGet Exclusive Fee Waiver with BizSmart® SME Solution
SOLE PROPRIETOR |
||
|---|---|---|
| Package | BizSmart® SME Solution |
STANDARD Transactional |
| Functions |
|
|
| Monthly Subscription Fee | Waived1 | RM5 |
| Transaction Fee | Waived1 | Standard fee & charges apply |
| Security Token (Mobile Token & Hardware Token) | Waived for 1 unit of Mobile Token. RM70 for each additional Security Token | Waived for 1 unit of Mobile Token. RM70 for each additional Security Token |
| Annual Digital Certificate Renewal Fee | Waived | Waived for 1st year. RM50 per unit yearly |
| Beneficiary Notification (SMS & Email) | Waived | RM0.20 per notification |
SME AND OTHER BUSINESS ENTITY |
INQUIRY PACKAGE All Business Entity |
||
|---|---|---|---|
| Package | BizSmart® SME Solution |
STANDARD Transactional |
|
| Functions |
|
|
Account Inquiry |
| Monthly Subscription Fee | Waived1 | RM30 | Free |
| Transaction Fee | Waived1 | Standard fee & charges apply | Not applicable |
| Security Token (Mobile Token & Hardware Token) | Waived for 2 units of Mobile Token. RM70 for each additional Security Token | Waived for 2 units of Mobile Token. RM70 for each additional Security Token | Not applicable |
| Annual Digital Certificate Renewal Fee | Waived | Waived for 1st year. RM50 per unit yearly | Not applicable |
| Beneficiary Notification (SMS & Email) | Waived | RM0.20 per notification | Not applicable |
Waiver criteria: Minimum 10 successful e-payments monthly, or maintain RM50,000 (for SME) and RM30,000 (for sole proprietor) average monthly current account balance or overdraft utilisation.
If the current month waiver criteria are not met, the Bank will charge the BizSmart® monthly subscription fee and transaction fee for the current month in the following month.
Transaction fee waiver includes single and multiple Interbank GIRO, DuitNow Transfer, JomPAY, Bill Payment, Payroll Payment, Statutory Payment and Transfer to Alliance Bank account (e.g. Loan Repayments, Credit Card Payments). RENTAS, Foreign Telegraphic Transfer and receivable solutions are subject to standard fees and charges.
Click to download BizSmart® SME Solution Terms and Conditions (English | Bahasa Melayu)
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FAQs About Alliance BizSmart® Online Banking
The Alliance BizSmart® is your daily business banking solution at your fingertips. With the mobile app, it is designed to be intuitive and hassle-free for business in mind.
Benefits
- Instant access to all your accounts any time remotely/any where
- Submit and approve multiple transactions at one go
- Schedule upcoming payments in advance
- Your personalised security device for approving transaction online with mobile token
- Fast transaction when you need it: Use your login password to approve transactions of RM50,000 and below
- With BizSmart® eTrade, you can submit trade transaction with fast submission, fast approval and fast disbursement. Just snap and upload the documents required and get your funds within 24 hours upon bank approva
Alliance BizSmart® is an online portal that provides a range of products and services designed for business banking in mind. You will be able to access a complete suite of secure banking services which enables you to manage your finance anytime, anywhere.
Alliance BizSmart® Online Banking service* is available 24 hours daily, 7 days a week inclusive of Public Holidays. *Only for Pay-to-Others in Alliance Bank Malaysia, DuitNow Transfer, Bill and Card Payments, FPX B2B, Pay-to-Other Bank Accounts (IBG only), Loan/Financing Payments and Account Inquiry (check balance and download statement). Availability of other services remains unchanged from 7:00 a.m. to 11:00p.m.
Alliance BizSmart® comes with these services based on your preferred subscription package:
| Package | Inquiry Package | Transaction Package |
| Services Available | Account Management
|
Payment
Note: Transaction Package will come with all the services that are available in Inquiry Package. |
For more information, you may refer to General FAQ Section 2 on this page here.
To access your online business banking account via BizSmart®, you may use internet-capable devices (PC, laptop and smartphone) with compatible internet browsers such as Google Chrome and Microsoft Edge. Click here to log on to Alliance BizSmart®.
Yes, you can link multiple businesses and accounts under the same BizSmart® user ID.
Transaction limits are dependent on Malaysia’s established payment system.
For example, RENTAS has a minimum transaction limit of RM10,000 with no maximum limit set, whereas GIRO has no minimum limit and has a maximum limit of RM1,000,000 per transaction. DuitNow Transfer on the other hand, has no minimum limit and has a maximum limit of RM10,000,000 per transaction.
For Alliance BizSmart®, you can self-manage the authorised signatories via the Corporate Back Office (CBO) function provided in Alliance BizSmart®. Alternatively, you may add/remove authorised signatories upon request to the Bank by submitting Service Request Form (SRF).
Customers can use the Corporate Back Office (CBO) function in Alliance BizSmart® to self-manage and customise the number of users, the access level and transaction approval limit.
For more details on the user roles and functions, you may refer to FAQ Section 1 on this page here.
BizSmart® allows you to generate monthly statements to track financial performance.
- For Inquiry Module – FREE for new signup after Oct 2022
- For Transactional Module – RM30 monthly subscription fee
- Yearly digital certificate renewal fee – RM50 per authoriser
- Token charges – FREE for Mobile Token. Hardware Token is chargeable at RM70 per token.
For more information on transaction fees, you may refer to FAQ Section 6 (Q6.2) on this page here.
Yes, you can access to foreign currency account via BizSmart®.
All users will get notifications via BizSmart® Mobile whenever there’s a web login using your User ID.
BizSmart® Mobile also supports the following notifications:
- Password Expiring Reminder
- User Linking
- Trade Transaction Status Update
- User Profile Update
- Successful Registration Notification
- Change Password Notification
You may choose which notification to be received with the Push Notification Settings available on BizSmart® Mobile App
You may upload Payroll File/Bulk Payment Template in Excel or Text file format for payroll and bulk payment purposes. You may also pre-register your employees’ details for future submission.
- BOB, BizSmart® Chatbot provide 24/7 customer self-help via WhatsApp messaging
- Weekly online training where the customers could register themselves on the scheduled date and time here.
- User guide is available to download on the BizSmart® pre and post login at https://www.alliancebizsmart.com.my/business/
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