• If your existing loan/financing’s interest/profit rate is higher than what is currently offered in the market, you can refinance to obtain a lower interest/profit rate, reduce monthly payments and save on the total interest/profit paid.

• The illustration below shows the difference in monthly instalments with a reduction of interest/profit rate by 1.50% p.a.*

  	Existing Loan/ Financing	Refinance with AOA/-i
  Effective Lending/ Financing Rate	5.75% p.a.	4.25% p.a.
  Monthly Installment	RM2,918	RM2,460
  Savings Per Month		RM458

  *Calculation is based on the assumption of a RM500,000 loan/financing amount with a loan/financing tenure of 30 years.

  Disclaimer: While Alliance Bank has taken due care in providing the simulation for your understanding, the information here is intended to serve as a guide only.

• Take advantage of your property’s value appreciation and cash-out to meet your investment, business or personal needs.

• Here’s an illustration to show how it works:

  

  

How can you benefit more?

Opt to have Overdraft/Cashline as standby credit limit to meet your needs, be it for ongoing bills, extra expenses or emergencies. Interest/Profit will only be charged when you use the Overdraft/Cashline facility.

Disclaimer: While Alliance Bank has taken due care in providing the simulation for your understanding, the information here is intended to serve as a guide only.

• Pay off your higher interest/profit rate financing for greater savings and consolidate your loans/financing into one account for greater convenience.