ALLIANCE ONE ACCOUNT (AOA) - REFINANCING & DEBT CONSOLIDATION LOAN CALCULATOR

Please list down your existing monthly commitment

Existing Monthly Commitment	Current Outstanding Loan Balance	Current Interest Rate (%)	Monthly Instalment	Property Current Market Value
Housing Loan 1	RM	%	RM	RM

Commercial Property 1	RM	%	RM	RM

Credit Card 1	RM	%	RM

Car Loan/Personal Loan 1	RM	%	RM

Grand Total

Click NEXT to see how you can maximize your existing property positive value by REFINANCING with us!

Note: The calculation results are offered as an example only and do not constitute an offer

Calculate your financing eligibility

Your Date of Birth*

Your age as of today

Your Max Eligible Loan Tenure (Years)¹

Your Max Eligible Loan Amount²

RM 0.00

*Max loan tenure for Housing Loan is up to 35 years or 70 years old whichever is earlier; Commercial Property is up to 25 years or 70 years old whichever is earlier

*Max eligible loan amount is based on 90% of your current residential property market value (for 1st two property) and 70% upon 3rd property onwards(commercial property will be 85% for 1st two property and 70% upon 3rd property onwards)

Use this calculator to understand how you can benefit from REFINANCING and/or Debt Consolidation

Refinance Your Property with us (HL)

Refinance Property From Other Bank (Outstanding Balance)

RM 0.00

Interest Rate (% per annum)

Loan Tenure (Years)

Monthly Instalment (HL) after Refinance

RM 0.00

Monthly Instalment (HL) before Refinance

RM 0.00

Difference (%)

Max Cash Out Amount Eligible from Your Property Refinancing

*Note : The max eligible cash out is based on the assumption of 90% Debt Service Ratio (DSR)

RM 0.00

Monthly Instalment WITH Cash Out

RM 0.00

WHAT CAN YOU DO WITH YOUR CASH OUT AMOUNT?

Use for your own investment or other personal needs (eg: renovation / children's education fee) or
Off-set and consolidate your existing high interest rate debt with us into ONE Account (Debt Consolidation)

Consolidate your existing debt

Debt Consolidation (TL)

Your Max Eligible Cash Out Amount from Refinance Property

RM 0.00

Cash Out Amount that you want to apply

Current Outstanding Balance for existing debt
(Car Loan/Personal Loan/Credit Card)

RM 0.00

REMAINING Cash after off-setting your consolidated existing debt

RM 0.00

Interest Rate (% Per annum)

*The current interest rate for Debt Consolidation is at SBR+3.15%

Debt Consolidation (TL) Monthly Instalment

RM 0.00

Debt Consolidation (TL) Total Loan Amount

RM 0.00

ALLIANCE ONE ACCOUNT (AOA) - REFINANCING & DEBT CONSOLIDATION LOAN CALCULATOR

Use this calculator to understand how you can benefit from REFINANCING and/or Debt Consolidation

Refinance Your Property with us (HL)

Consolidate your existing debt

Debt Consolidation (TL)

Here's the comparison for your monthly payment and loan amount before and after refinancing and/or Debt Consolidation

SUMMARY

Monthly Commitment	Before Refinancing with Existing Debt	After Refinancing with Debt Consolidation
i. Property Loan	RM 0.00	RM 0.00
ii. Credit Card & Car Loan/Personal Loan (WITH Cash Out, if any)	RM 0.00	RM 0.00
Total Monthly Instalment (HL + TL)	RM 0.00	RM 0.00

Monthly Installment Difference (Old minus New)	RM (0.00)
Difference (%)	0%
WITH Cash Out amount (if any)	RM 0.00