Alliance Xchange Account/Fixed Deposit

Tired of paying expensive rates and unnecessary fees?
Every bit of your savings count! With Alliance XChange, our online foreign currency account/fixed deposit (FCA/FCFD) you don't have to pay any fees!
Saving for your child's future education overseas?
Alliance XChange enables you to save in your choice of foreign currencies at today's Forex e-Rate. You can now better manage your foreign funds according to your budget and not worry about future appreciation against Malaysian Ringgit.
Looking for an alternative investment?
Enjoy fixed interest rate returns when you deposit in our Alliance XChange Fixed Deposit account (online foreign currency fixed deposit) and convert back to Malaysian Ringgit (MYR) when the Forex e-Rates are favourable to you.
Imagine a world where your bank account is your global wallet. With ZERO fees, you can now grow your savings at GREAT Forex e-Rates with Alliance XChange (online FCA/FCFD) via allianceonline (personal online banking).

Types of Account


Alliance XChange Account (online foreign currency account; FCA)

This is an online interest-bearing foreign currency denominated current account (FCA) which offers up to 9 foreign currencies (USD, GBP, AUD, SGD, EUR, JPY, NZD, HKD and CAD).

What's more?

  • Customers are allowed to open up to five (5) foreign currency accounts for the same currency
  • Minimum account opening amount of 500 in foreign currency denomination of the respective foreign currencies; e.g. USD 500 (except for JPY at JPY20,000)
  • Minimum account balance of 30 in foreign currency denomination (except for JPY at JPY3,000)
  • Alliance XChange allows customers to perform standing instructions for future dated fund transfers and repeated fund transfers in the respective foreign currency.



Alliance XChange Fixed Deposit (online foreign currency fixed deposit; FCFD)

This is an online foreign currency fixed deposit account which offers 7 different foreign currencies (USD, GBP, AUD, SGD, EUR, NZD and CAD).

What's more?

  • Minimum placement of 2,500 units of the respective foreign currencies
  • Enjoy flexible tenures of 1-month, 3, 6, 9 and 12 months for all currency type



Well, what are you waiting for?
Open an Alliance XChange account/fixed deposit today at allianceonline (personal online banking).

Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.


Offers you up to 9 foreign currencies:


Zero Fees
We do not charge Annual Fees, Account Opening Fees, Conversion Fees and Service Fees.
Zero Fees
Open an Alliance XChange account, an online foreign currency account (FCA) via allianceonline and transact from anywhere.
Great Forex Rates
Enjoy more savings with our special e-Rates (AllianceXChange Forex e-Rates) when you convert currencies online. If that's not enough, keep an eye for exciting "Hot" e-Rates that offers more savings.
Low Initial Deposit
or Alliance XChange Account, you only need an opening deposit of 500 in your choice of foreign currency denomination (except for JPY at JPY20,000).
For Alliance XChange Fixed Deposit, you only need an opening deposit of 2,500 in your choice of foreign currency denomination.


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