You:nique Gold Credit Card

The Card That's
As Unique As You.

Be rewarded with monthly cash rebates of up to 3% when you spend on all the things that matter to you - no limits!

You:nique Gold Credit Card
Spend and earn cash rebates up to 3%.


  • Great Savings with Low Profit Rate
    Low interest rate of 9% per year


  • Unlimited cash rebates on all purchases
    Cash rebates of up to 3% are available on all retail purchases, without any restrictions on petrol, groceries, or specific merchants. Truly a You:nique and unbeatable rebate card for anything, anywhere, anytime.


  • Timeless Bonus Points (TBP) that do not expire
    Earn 1x TBP for every Ringgit you spend. You will also be automatically enrolled in the Alliance OneBank Rewards Program, where you can earn TBP on all Alliance Bank financial products.


  • The annual income required is RM24,000 per annum.
  • Fee & Charges : Principal: RM148
    Supplementary: RM30

Important Note:

  1. The annual fee for the first year is waived. Subsequent years’ fees will be waived with minimum annual spend of RM5,000 or 12 swipes.

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