Foreign Currency Fixed Deposits
Get Fixed On International Potential.
Benefit from competitive interest rates on selected global currencies with Foreign Currency Fixed Deposits.
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Place your foreign currency in this fixed deposit to benefit from higher interest rates and potential foreign exchange gains.
Benefits
- Choose from various foreign currencies that suit your needs, including AUD, CAD, CNY, EUR, GBP, NZD, SGD and USD.
- Enjoy competitive interest rates credited monthly.
- You can take advantage of potential gains in foreign exchange, depending on the market condition, and maximise your investment returns.
- Gain access to banking services conveniently at any of our branches.
Note:
Deposit products are protected by PIDM up to RM250,000 for each depositor.
Eligibility
WHO CAN APPLY?
- You can apply if you are a Malaysian aged 18 years and above (including permanent residents).
Notes:
You can open an account with a minimum deposit of 5,000 units of your desired foreign currency.
You have the option to operate the account on your own or jointly.
Interest Rates
| Currency | Foreign Currency Fixed Deposit (FCFD) | |||||||
|---|---|---|---|---|---|---|---|---|
| Tenure | ||||||||
| Interest Rate (%p.a.) | ||||||||
| 7 days | 14 days | 21 days | 1 month | 3 months | 6 months | 9 months | 12 months | |
| AUD | 3.50 | 3.55 | 3.60 | 3.80 | 4.00 | 4.10 | 4.20 | 4.30 |
| CAD | 1.95 | 2.00 | 2.05 | 2.10 | 2.15 | 2.20 | 2.10 | 2.10 |
| CNY | 0.25 | 0.30 | 0.35 | 0.60 | 0.70 | 0.75 | 0.80 | 0.90 |
| EUR | 1.70 | 1.75 | 1.80 | 1.90 | 2.00 | 1.95 | 2.00 | 2.05 |
| GBP | 3.45 | 3.50 | 3.55 | 3.60 | 3.65 | 3.70 | 3.70 | 3.75 |
| NZD | 2.00 | 2.10 | 2.20 | 2.30 | 2.35 | 2.40 | 2.45 | 2.50 |
| SGD | 0.80 | 0.85 | 0.90 | 1.10 | 1.20 | 1.25 | 1.25 | 1.25 |
| USD | 3.50 | 3.55 | 3.60 | 3.65 | 3.70 | 3.65 | 3.60 | 3.60 |
Effective date: 19 March 2026
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