Interest Rates

 
With effect from BR (% p.a.)
15 July 2020 2.57%
 
With effect from BLR (% p.a.)
15 July 2020 5.42%
 
Contents Bank charges
Interest received on Current Account overdrawn For Current Account with no-pre arranged overdraft facility, an interest at the rate of 3.5% + Base Lending Rate  (or such other rates or amount determined by the Bank  from time to time subject to a minimum charge of RM10.00) will be payable by you at such times that the Bank may stipulate on the debit balances in the  Current Account.
Applicable to all types of current accounts with cheque facility (excluding Foreign Currency Current Account and SavePlus Account)
 
Amount (RM) Rate (% p.a.)
0 to 20,000 0.00
20,001 to 50,000 0.20
50,001 to 200,000 0.80
200,001 to 350,000 2.00
Above 350,000 2.25
Effective date: 15 July 2020
 
Amount (RM) Rate (% p.a.)
Up to 100,000 0.00
Up to 200,000 0.00
Up to 500,000 0.40
Above 500,000 0.65
Effective date: 15 July 2020
 
Account Interest (Split Tiering Methodology)
Amount (RM) Rate (% p.a.)
0 to 50,000 0.00
50,001 to 200,000 0.00
200,001 to 250,000 2.00
250,001 to 500,000 0.70
Above 500,000 0.70
Effective date: 15 July 2020
 
Account Interest
Amount (RM) Rate (% p.a.)
Up to 50,000 0.10
Up to 100,000 0.35
Above 100,000 0.85
Effective date: 15 July 2020
 
Quarterly Rewards Interest
(Terms & Conditions apply)
Average Incremental Monthly Average Balance (RM) Rate (% p.a.)
100 - 500 3.00
501 - 1,000 5.00
Above 1,000 10.00
Effective date: 20 February 2012
 
Amount (RM) Rate (% p.a.)
Up to 1,000 0.25
Up to 10,000 0.25
Up to 50,000 0.25
Up to 100,000 0.25
Above 100,000 0.25
Effective date: 15 July 2020
 
Amount (RM) Tiered Rate (% p.a.) Bonus Interest
0 to 50,000 1.70 10%
(Terms and conditions apply)
Above 50,000 0.00
Effective date: 15 July 2020
 
Currency Alliance XChange Account Alliance XChange Fixed Deposit
Tenor
1 mth 3 mth 6 mth 9 mth 12 mth
AUD 0.05 0.25 0.35 0.45 0.55 0.65
CAD 0.10 0.25 0.35 0.45 0.55 0.65
EUR 0.00 0.00 0.00 0.00 0.00 0.00
GBP 0.05 0.20 0.30 0.40 0.45 0.50
NZD 0.10 0.40 0.60 0.70 0.80 0.90
SGD 0.10 0.40 0.50 0.60 0.65 0.70
USD 0.05 0.30 0.40 0.50 0.60 0.70
The revised rates will take effect from 29 June 2020.
 
Currency Foreign Current Account
(FC-CA)
Foreign Currency Fixed Deposit (FCFD) Remarks
Tenure
7 days 14 days 21 days 1 mth 3 mths 6 mths 9 mths 12 mths Effective Date
AUD 0.05 0.10 0.15 0.20 0.25 0.35 0.45 0.55 0.65 29/06/2020
CAD 0.10 0.10 0.15 0.20 0.25 0.35 0.45 0.55 0.65 29/06/2020
CNY 0.30 0.40 0.50 0.60 0.80 0.90 1.00 1.10 1.20 29/06/2020
EUR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9/12/2016
GBP 0.05 0.10 0.15 0.15 0.20 0.30 0.40 0.45 0.50 29/06/2020
NZD 0.10 0.15 0.20 0.25 0.40 0.60 0.70 0.80 0.90 29/06/2020
SGD 0.10 0.15 0.20 0.25 0.40 0.50 0.60 0.65 0.70 29/06/2020
USD 0.05 0.10 0.15 0.20 0.30 0.40 0.50 0.60 0.70 29/06/2020
The revised rates will take effect from 29 June 2020.
 
Amount (RM) Rate (% p.a.) Bonus Interest
0 to 50,000 1.70 10%
(Terms and conditions apply)
Above 50,000 0.00
Effective date: 15 July 2020
 
Amount (RM) Rate (% p.a.) Bonus Interest
0 to 50,000 1.70 10%
(Terms and conditions apply)
Above 50,000 0.00
Effective date: 15 July 2020
 
Amount (RM) Rate (% p.a.)
Up to 20,000 0.10
Up to 50,000 0.15
Above 50,000 0.45
Effective date: 15 July 2020
 
Amount (RM) Rate (% p.a.)
Up to 500,000 0.00
Above 500,000 0.25
Effective date: 15 July 2020
 
Amount (RM) Rate (% p.a.)
Up to 200,000 0.00
Up to 500,000 0.40
Above 500,000 0.45
Effective date: 15 July 2020
 
Amount (RM) Rate (% p.a.)
Up to 500,000 0.00
Up to 1,000,000 0.45
Above 1,000,000 0.45
Effective date: 15 July 2020
 
Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate (% p.a.)
(for Individual)

2nd Tier Rate (% p.a.)
(for non Individual)

1 - 2 1.70 1.50 1.50
3 1.75 1.55 1.55
4 - 5 1.75 1.55 1.55
6 - 11 1.80 1.60 1.60
12 1.85 1.65 1.65
> 12 1.85 1.65 1.65
Above 24 months Negotiable Negotiable Negotiable
Effective date: 15 July 2020

* Note: 2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.
 
Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate* (% p.a.)
12 1.95 1.75
15 1.95 1.75
18 1.95 1.75
21 1.95 1.75
24 1.95 1.75
36 Negotiable Negotiable
48 Negotiable Negotiable
60 Negotiable Negotiable
Effective date: 15 July 2020

* Note: 2nd Tier rate is applicable to non-resident individuals only.

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