With effect from	SBR (% p.a.)
1 August 2022	2.25%

 

With effect from	BR (% p.a.)
13 July 2022	3.07%

 

With effect from	BLR (% p.a.)
13 July 2022	5.92%

 

Published Standardised Base Rate (SBR), Base Rate (BR), Base Lending Rate/Financing Rate (BLR/BFR) and Indicative Effective Rate (Updated Version : 1 August 2022)

 

Key Highlights of the Reference Rate Framework Consumer Guide on the Revised Reference Rate Framework Panduan Pengguna tentang Rangka Kerja Kadar Rujukan yang Dikemas Kini

 

Notice on Standardised Base Rate of Alliance Bank Malaysia Berhad (Updated Version : 1 August 2022)

 

Contents	Bank charges
Interest received on Current Account overdrawn	For Current Account with no-pre arranged overdraft facility, an interest at the rate of 3.5% + Base Lending Rate (or such other rates or amount determined by the Bank from time to time subject to a minimum charge of RM10.00) will be payable by you at such times that the Bank may stipulate on the debit balances in the Current Account.

Applicable to all types of current accounts with cheque facility (excluding Foreign Currency Current Account and SavePlus Account)

 

Amount (RM)	Rate (% p.a.)	Interest Rate Payout
0 to 20,000	0.00	Interest rate payout based on total account balances
20,001 to 50,000	0.45
50,001 to 200,000	1.05
200,001 to 400,000	2.25
400,001 to 500,000	2.25
500,001 to 10,000,000	2.50
Above 10,000,000	1.25	Interest rate payout based on split-tier starting from the amount above RM10,000,000

Effective date: 13 July 2022

Maximum effective rate on SavePlus/-i is 2.50%p.a. at RM500,001 - RM10,000,000 deposits balances.

Notes:
(1) Accounts with balances above RM10,000,000 is subjected to split-tier interest/ profit rate for the balances above RM10,000,000

 

Amount (RM)	Rate (% p.a.)
Up to 10,000	0.00
Up to 30,000	0.00
Up to 50,000	0.00
Up to 100,000	0.00
Up to 200,000	0.00
Up to 500,000	0.65
Above 500,000	0.90

Effective date: 13 July 2022

 

Account Interest (Split Tiering Methodology)
Amount (RM)	Rate (% p.a.)
0 to 50,000	0.00
50,001 to 200,000	0.00
200,001 to 250,000	2.25
250,001 to 500,000	0.95
Above 500,000	0.95

Effective date: 13 July 2022

 

Account Interest
Amount (RM)	Rate (% p.a.)
Up to 50,000	0.35
Up to 100,000	0.60
Above 100,000	1.10

Effective date: 13 July 2022
 

Quarterly Rewards Interest (Terms & Conditions apply)
Average Incremental Monthly Average Balance (RM)	Rate (% p.a.)
100 - 500	3.00
501 - 1,000	5.00
Above 1,000	10.00

Effective date: 20 February 2012

 

Amount (RM)	Rate (% p.a.)
Up to 1,000	0.75
Up to 5,000	0.75
Up to 10,000	0.75
Up to 30,000	0.75
Up to 50,000	0.75
Up to 75,000	0.75
Up to 100,000	0.75
Above 100,000	0.75

Effective date: 13 July 2022

 

Amount (RM)	Tiered Rate (% p.a.)	Bonus Interest
0 to 50,000	2.00	10% (Terms and conditions apply)
Above 50,000	0.00

Effective date: 13 July 2022

 

Currency	Alliance XChange Account	Alliance XChange Fixed Deposit
		Tenor
		1 mth	3 mths	6 mths	9 mths	12 mths
AUD	0.80	1.20	2.00	2.40	2.80	3.20
CAD	1.00	1.40	1.80	2.20	2.50	2.80
EUR	0.00	0.00	0.00	0.00	0.00	0.00
GBP	0.90	1.20	1.50	1.90	2.20	2.40
NZD	1.00	1.80	2.20	2.80	3.10	3.60
SGD	0.80	1.30	1.60	1.70	1.80	2.00
USD	1.40	1.80	2.50	2.80	3.00	3.20

The revised rates will take effect from 6 July 2022

  

Currency	Foreign Current Account (FC-CA)	Foreign Currency Fixed Deposit (FCFD)								Remarks
		Tenure
		7 days	14 days	21 days	1 mth	3 mths	6 mths	9 mths	12 mths	Effective Date
AUD	0.80	0.90	0.95	1.00	1.20	2.00	2.40	2.80	3.20	06/07/2022
CAD	1.00	1.10	1.20	1.30	1.40	1.80	2.20	2.50	2.80	06/07/2022
CNY	0.50	0.60	0.70	0.80	1.20	1.50	1.80	2.00	2.10	06/07/2022
EUR	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	12/9/2016
GBP	0.90	1.00	1.05	1.10	1.20	1.50	1.90	2.20	2.40	06/07/2022
NZD	1.00	1.30	1.50	1.60	1.80	2.20	2.80	3.10	3.60	06/07/2022
SGD	0.80	0.90	1.00	1.10	1.30	1.60	1.70	1.80	2.00	06/07/2022
USD	1.40	1.50	1.60	1.70	1.80	2.50	2.80	3.00	3.20	06/07/2022

The revised rates will take effect from 6 July 2022

 

Amount (RM)	Rate (% p.a.)	Bonus Interest
0 to 50,000	2.00	10% (Terms and conditions apply)
Above 50,000	0.00

Effective date: 13 July 2022

 

Amount (RM)	Rate (% p.a.)	Bonus Interest
0 to 50,000	2.00	10% (Terms and conditions apply)
Above 50,000	0.00

Effective date: 13 July 2022

 

Amount (RM)	Rate (% p.a.)
Up to 20,000	0.60
Up to 50,000	0.65
Above 50,000	0.95

Effective date: 13 July 2022

 

Amount (RM)	Rate (% p.a.)
Up to 1,000	0.00
Up to 5,000	0.00
Up to 30,000	0.00
Up to 50,000	0.00
Up to 100,000	0.00
Up to 500,000	0.00
Above 500,000	0.50

Effective date: 13 July 2022

 

Amount (RM)	Rate (% p.a.)
Up to 2,000	0.00
Up to 20,000	0.00
Up to 50,000	0.00
Up to 200,000	0.00
Up to 200,000	0.00
Up to 250,000	0.65
Up to 500,000	0.65
Above 500,000	0.70

Effective date: 13 July 2022

 

Amount (RM)	Rate (% p.a.)
Up to 50,000	0.00
Up to 500,000	0.00
Up to 1,000,000	0.70
Above 1,000,000	0.70

Effective date: 13 July 2022

 

Tenure (Months)	Counter Rate (% p.a.)	2nd Tier Rate (% p.a.) (for Individual)	2nd Tier Rate (% p.a.) (for non Individual)
1	2.00	1.80	1.80
2	2.10	1.90	1.90
3	2.20	2.00	2.00
4 - 5	2.25	2.05	2.05
6 - 11	2.30	2.10	2.10
12	2.35	2.15	2.15
> 12	2.35	2.15	2.15
Above 24 months	Negotiable	Negotiable	Negotiable

Effective date: 13 July 2022

* Note: 2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.

 

Tenure (Months)	Counter Rate (% p.a.)	2nd Tier Rate* (% p.a.)
12	2.45	2.25
15	2.45	2.25
18	2.45	2.25
21	2.45	2.25
24	2.45	2.25
36	Negotiable	Negotiable
48	Negotiable	Negotiable
60	Negotiable	Negotiable

Effective date: 13 July 2022

* Note: 2nd Tier rate is applicable to non-resident individuals only.