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Customer Service: 03-5516 9988
Operating hours: 8am - 10pm (Monday to Sunday)

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Personal Loan/Financing with Interest/Profit Rate As Low As 3.99% p.a.*
Features
*10 minutes begin from the submission of basic information up to the receiving of initial loan/financing offer. This is an indicated approval, final status subject to bank’s decision.
Pay Your Personal Loan Repayment/
Financing Payment Online via Alliance SavePlus Account to Enjoy 30% Cashback* Reward!
Alliance SavePlus Account 30% Cashback
 
Quick eligibility check
A Malaysian citizen with the latest MyKad (dual image).
Only for Malaysians working and residing in Malaysia.
Aged between 21 to 60 years old (upon maturity of Facility).
Minimum gross monthly income of RM3,000 or RM36,000 per annum.
Terms and Conditions

Click HERE to view the Terms and Conditions for Personal Financing (Conventional).

Click HERE to view the Terms and Conditions for Personal Financing (Islamic).

Product Disclosure Sheet

1. What do i get from this product?

Financing Amount
Minimum RM5,000. Maximum RM150,000.
Tenure
From 1 Year (12 months) to 7 Years (84 months).
Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate: Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure). The Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice to you.
Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).

Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2. What OTHER CHARGES DO I HAVE TO PAY?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Conventional).

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic).

 
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Protected by PIDM up to RM250,000 for each depositor.

Alliance Bank Malaysia Berhad 198201008390 (88103-W)
Alliance Islamic Bank Berhad 200701018870 (776882-V)

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