Personal Finance

Part 2 : Say Yes To Insurance and Why Is It Important?

28 February 2024
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Ensuring the safety of our home is a top priority whenever we move into a new residence. We tend to spend on home security systems, automated door locks, or surveillance cameras. Safety measures are fundamental in preventing unforeseen incidents. However, what if an unfortunate incident strikes and we suddenly lose our home and personal belongings? We would need to deal with the emotional struggle of losing our daily necessities and beloved valuables, and to find ways to get our life back on course.

Z-Alliance Comprehensive Home Safe (Home Safe) takes care of household goods and personal effects belonging to you and your family members permanently residing with you.

Home Safe covers loss or damage to household and personal belongings due to fire and theft. It is worth noting that, unlike the householder products in the market, Home Safe’s theft cover includes incident without sign of actual break-in and accidental damage too. This means loss due to tailgating robbers or dishonest part time cleaners are also covered up to the stipulated limits.

This insurance coverage further provides emergency funds for total loss of the insured items due to fire and thunderbolt, and reimbursement for alternative accommodation, medical expenses, replacement of locks and keys, loss of cash and so forth when misfortune strikes. These benefits are crucial to helping us get back on track.

With Home Safe, your home contents and personal belongings protected 24x7. You can purchase Home Safe for your own or rented property, whether it’s high-rise or landed, as long as the household goods and personal possessions belong to you.

Home Safe comes with 5 plan types with varying sum insured and premium to suit your protection needs and financial consideration.

Applying for Home Safe is simple as you just need to state the location of the risk, i.e., the place to be insured. There is no need to list your valuables which means hassle-free enrolment and extra peace of mind as you do not need to disclose your personal items.

Find out more about Z-Alliance Comprehensive Home Safe for your peace of mind.

The above insurance product is underwritten by Zurich General Insurance Malaysia Berhad 201701035345 (1249516-V).
 


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