Dear Valued Customers,
With effect from 15 July 2025, the Deposits interest/profit rates will be revised as follows:
Counter Rates
| Tenure (Months) |
Current Counter Rate (% p.a.) |
New Counter Rate (% p.a.) effective 15 July 2025 |
| 1 |
2.35 |
2.10 |
| 2 |
2.45 |
2.20 |
| 3 |
2.55 |
2.30 |
| 4 - 5 |
2.60 |
2.35 |
| 6 - 11 |
2.65 |
2.40 |
| 12 |
2.70 |
2.45 |
| > 12 |
2.70 |
2.45 |
2nd Tier Rates
| Tenure (Months) |
Current Counter Rate (% p.a.) |
New 2nd Tier Rate (% p.a.) effective 15 July 2025 |
| 1 |
2.15 |
1.90 |
| 2 |
2.25 |
2.00 |
| 3 |
2.35 |
2.10 |
| 4 - 5 |
2.40 |
2.15 |
| 6 - 11 |
2.45 |
2.20 |
| 12 |
2.50 |
2.25 |
| > 12 |
2.50 |
2.25 |
Note: 2nd Tier rate is applicable to conventional FD only (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a Fixed Deposit placement above RM1.0 million. Otherwise, counter rate applies. Rates apply to both over-the-counter FD placements and online Alliance BizSmart® FD placements for non-individual entities.
Counter Rates
| Tenure (Months) |
Current Rate (% p.a.) |
New Counter Rate (% p.a.) effective 15 July 2025 |
| 12 and above |
2.80 |
2.55 |
2nd Tier Rates
| Tenure (Months) |
Current 2nd Tier Rate (% p.a.) |
New 2nd Tier Rate (% p.a.) effective 15 July 2025 |
| 12 and above |
2.60 |
2.35 |
Note: 2nd Tier rate is applicable to non-resident individuals only.
| Tenure (Months) |
Current Rate (% p.a.) |
New Counter Rate (% p.a.) effective 15 July 2025 |
| 12 and above |
2.70 |
2.45 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| 0 - 20,000 |
0.0 |
0.0 |
| 20,001 - 50,000 |
1.20 |
0.95 |
| 50,001 - 200,000 |
1.80 |
1.55 |
| 200,001 - 500,000 |
2.85 |
2.60 |
| Above 500,000 |
3.00 |
2.75 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 10,000 |
0.00 |
0.00 |
| Up to 30,000 |
0.00 |
0.00 |
| Up to 50,000 |
0.00 |
0.00 |
| Up to 100,000 |
0.00 |
0.00 |
| Up to 200,000 |
0.00 |
0.00 |
| Up to 500,000 |
1.40 |
1.15 |
| Above 500,000 |
1.65 |
1.40 |
| Amount (RM) |
Account Interest (Split Tiering Methodology) |
| Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| 0 - 50,000 |
0.00 |
0.00 |
| 50,001 - 200,000 |
0.00 |
0.00 |
| 200,001 - 250,000 |
3.00 |
2.75 |
| 250,001 - 500,000 |
1.70 |
1.45 |
| Above 500,000 |
1.70 |
1.45 |
| Amount (RM) |
Account Interest (Split Tiering Methodology) |
| Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| 0 - 50,000 |
1.10 |
0.85 |
| 50,001 - 100,000 |
1.35 |
1.10 |
| Above 100,000 |
1.85 |
1.60 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 1,000 |
1.00 |
0.75 |
| Up to 5,000 |
1.00 |
0.75 |
| Up to 10,000 |
1.00 |
0.75 |
| Up to 30,000 |
1.00 |
0.75 |
| Up to 50,000 |
1.00 |
0.75 |
| Up to 75,000 |
1.00 |
0.75 |
| Up to 100,000 |
1.00 |
0.75 |
| Above 100,000 |
1.00 |
0.75 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 20,000 |
1.35 |
1.10 |
| Up to 50,000 |
1.40 |
1.15 |
| Above 50,000 |
1.70 |
1.45 |
| Amount (RM) |
Account Interest (Split Tiering Methodology) |
| Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| 0 - 50,000 |
2.35 |
2.10 |
| Above 50,000 |
0.00 |
0.00 |
| Amount (RM) |
Account Interest (Split Tiering Methodology) |
| Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| 0 - 50,000 |
2.35 |
2.10 |
| Above 50,000 |
0.00 |
0.00 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 1,000 |
0.00 |
0.00 |
| Up to 5,000 |
0.00 |
0.00 |
| Up to 30,000 |
0.00 |
0.00 |
| Up to 50,000 |
0.00 |
0.00 |
| Up to 100,000 |
0.00 |
0.00 |
| Up to 500,000 |
0.00 |
0.00 |
| Above 500,000 |
1.25 |
1.00 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 2,000 |
0.00 |
0.00 |
| Up to 20,000 |
0.00 |
0.00 |
| Up to 50,000 |
0.00 |
0.00 |
| Up to 100,000 |
0.00 |
0.00 |
| Up to 200,000 |
0.00 |
0.00 |
| Up to 250,000 |
1.40 |
1.15 |
| Up to 500,000 |
1.40 |
1.15 |
| Above 500,000 |
1.45 |
1.20 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 50,000 |
0.00 |
0.00 |
| Up to 500,000 |
0.00 |
0.00 |
| Up to 1,000,000 |
1.45 |
1.20 |
| Above 1,000,000 |
1.45 |
1.20 |
| Amount (RM) |
Current Rate (% p.a.) |
New Rate (% p.a.) effective 15 July 2025 |
| Up to 50,000 |
0.00 |
0.00 |
| Up to 500,000 |
0.00 |
0.00 |
| Up to 1,000,000 |
1.45 |
1.20 |
| Above 1,000,000 |
1.45 |
1.20 |
IMPORTANT/DISCLAIMER
•Any hibah (gift) made by the bank to the customer for Qard based accounts is solely based on the bank’s discretion, as per the bank’s internal policy. The disclosure on the hibah to the customer is based on historical information and shall not be construed in any way as an indicative or prospective rate.
•Alliance Bank/Alliance Islamic Bank has taken similar measures to reflect this change for selected conventional and Islamic business current accounts
•For more information, please contact our Customer Service at +603-5516 9988.
•Deposit products are protected by PIDM up to RM250,000 for each depositor.
-----------------------------------------------------------
Pelanggan Yang Dihormati,
Berkuat kuasa 15 Julai 2025, kadar faedah/keuntungan Deposit akan dipinda seperti berikut:
Kadar Kaunter
| Tempoh (Bulan) |
Kadar Kaunter Semasa (% p.a.) |
Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 1 |
2.35 |
2.10 |
| 2 |
2.45 |
2.20 |
| 3 |
2.55 |
2.30 |
| 4 - 5 |
2.60 |
2.35 |
| 6 - 11 |
2.65 |
2.40 |
| 12 |
2.70 |
2.45 |
| > 12 |
2.70 |
2.45 |
Kadar Peringkat Kedua
| Tempoh (Bulan) |
Kadar Peringkat Kedua Semasa (% p.a.) |
Kadar Peringkat Kedua Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 1 |
2.15 |
1.90 |
| 2 |
2.25 |
2.00 |
| 3 |
2.35 |
2.10 |
| 4 - 5 |
2.40 |
2.15 |
| 6 - 11 |
2.45 |
2.20 |
| 12 |
2.50 |
2.25 |
| > 12 |
2.50 |
2.25 |
*Nota: Kadar Peringkat Kedua terpakai kepada konvensional FD sahaja (1) Individu bukan pemastautin, (2) Entiti bukan individu, seperti perniagaan kecil dan sederhana (PKS), syarikat atau perusahaan perniagaan yang membuat penempatan Deposit Tetap melebihi RM1.0 juta. Jika tidak, kadar kaunter akan digunakan. Kadar dikenakan kepada kedua-dua penempatan Deposit Tetap di kaunter dan penempatan Deposit Tetap dalam Alliance BizSmart® atas talian untuk entiti bukan individu.
Kadar Kaunter
| Tempoh (Bulan) |
Kadar Semasa (% p.a.) |
Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 12 dan ke atas |
2.80 |
2.55 |
Kadar Peringkat Kedua
| Tempoh (Bulan) |
Kadar Semasa (% p.a.) |
Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 12 dan ke atas |
2.60 |
2.35 |
*Nota: Kadar Peringkat Kedua terpakai kepada Individu bukan pemastautin sahaja.
| Tempoh (Bulan) |
Kadar Semasa (% p.a.) |
Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 12 dan ke atas |
2.70 |
2.45 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 0 - 20,000 |
0.0 |
0.0 |
| 20,001 - 50,000 |
1.20 |
0.95 |
| 50,001 - 200,000 |
1.80 |
1.55 |
| 200,001 - 500,000 |
2.85 |
2.60 |
| Above 500,000 |
3.00 |
2.75 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 10,000 |
0.00 |
0.00 |
| Sehingga 30,000 |
0.00 |
0.00 |
| Sehingga 50,000 |
0.00 |
0.00 |
| Sehingga 100,000 |
0.00 |
0.00 |
| Sehingga 200,000 |
0.00 |
0.00 |
| Sehingga 500,000 |
1.40 |
1.15 |
| Melebihi 500,000 |
1.65 |
1.40 |
| Jumlah (RM) |
Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat) |
| Kadar Semasa (% p.a.) |
Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 0 - 50,000 |
0.00 |
0.00 |
| 50,001 - 200,000 |
0.00 |
0.00 |
| 200,001 - 250,000 |
3.00 |
2.75 |
| 250,001 - 500,000 |
1.70 |
1.45 |
| Melebihi 500,000 |
1.70 |
1.45 |
| Jumlah (RM) |
Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat) |
| Kadar Semasa (% p.a.) |
Kaunter Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 0 - 50,000 |
1.10 |
0.85 |
| 50,001 - 100,000 |
1.35 |
1.10 |
| Melebihi 100,000 |
1.85 |
1.60 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 1,000 |
1.00 |
0.75 |
| Sehingga 5,000 |
1.00 |
0.75 |
| Sehingga 10,000 |
1.00 |
0.75 |
| Sehingga 30,000 |
1.00 |
0.75 |
| Sehingga 50,000 |
1.00 |
0.75 |
| Sehingga 75,000 |
1.00 |
0.75 |
| Sehingga 100,000 |
1.00 |
0.75 |
| Melebihi 100,000 |
1.00 |
0.75 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 20,000 |
1.35 |
1.10 |
| Sehingga 50,000 |
1.40 |
1.15 |
| Melebihi 50,000 |
1.70 |
1.45 |
| Jumlah (RM) |
Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat) |
| Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 0 - 50,000 |
2.35 |
2.10 |
| Melebihi 50,000 |
0.00 |
0.00 |
| Jumlah (RM) |
Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat) |
| Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| 0 - 50,000 |
2.35 |
2.10 |
| Melebihi 50,000 |
0.00 |
0.00 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 1,000 |
0.00 |
0.00 |
| Sehingga 5,000 |
0.00 |
0.00 |
| Sehingga 30,000 |
0.00 |
0.00 |
| Sehingga 50,000 |
0.00 |
0.00 |
| Sehingga 100,000 |
0.00 |
0.00 |
| Sehingga 500,000 |
0.00 |
0.00 |
| Melebihi 500,000 |
1.25 |
1.00 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 2,000 |
0.00 |
0.00 |
| Sehingga 20,000 |
0.00 |
0.00 |
| Sehingga 50,000 |
0.00 |
0.00 |
| Sehingga 100,000 |
0.00 |
0.00 |
| Sehingga 200,000 |
0.00 |
0.00 |
| Sehingga 250,000 |
1.40 |
1.15 |
| Sehingga 500,000 |
1.40 |
1.15 |
| Melebihi 500,000 |
1.45 |
1.20 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 50,000 |
0.00 |
0.00 |
| Sehingga 500,000 |
0.00 |
0.00 |
| Sehingga 1,000,000 |
1.45 |
1.20 |
| Melebihi 1,000,000 |
1.45 |
1.20 |
| Jumlah (RM) |
Kadar Semasa (% p.a.) |
Kadar Terbaru (% p.a.) berkuatkuasa 15 Julai 2025 |
| Sehingga 50,000 |
0.00 |
0.00 |
| Sehingga 500,000 |
0.00 |
0.00 |
| Sehingga 1,000,000 |
1.45 |
1.20 |
| Melebihi 1,000,000 |
1.45 |
1.20 |
PENTING/PENAFIAN
•Sebarang hibah (pemberian) yang dibayar oleh bank kepada pelanggan untuk akaun berasaskan Qard adalah berdasarkan budi bicara bank, mengikut polisi dalaman bank. Pendedahan mengenai kadar hibah kepada
pelanggan adalah berdasarkan maklumat terdahulu dan tidak boleh ditafsirkan dalam apa-apa cara sebagai kadar indikatif atau prospektif.
•Alliance Bank/Alliance Islamic Bank telah mengambil langkah yang sama untuk menunjukkan perubahan ini pada akaun semasa perniagaan konvensional dan Islamic yang tertentu.
•Untuk maklumat lanjut, sila hubungi Khidmat Pelanggan kami di +603-5516 9988.
•Produk deposit dilindungi oleh PIDM setakat RM250,000 bagi setiap pendeposit.
