e-Fixed Deposit

All The Benefits Of A Fixed Deposit. Made Even More Convenient.

Manage your fixed deposit online no matter where you are.

e-Fixed Deposit
Stay connected to your finances with an Alliance Bank online Fixed Deposit account and and enjoy the convenience of managing your account anywhere.

Features & Benefits

  • You can make placements and withdrawals anytime via allianceonline from 6am to 11pm.
  • Enjoy attractive interest rates for your online Fixed Deposit account.
  • Choose a flexible tenure of placement from 1-12 months.
  • You have the option of auto-renewing principal with profit earned or renewing principal but transferring profit earned into your own account upon maturity.
  • FD receipts will not be issued.
  • allianceonline allows you to view all transaction details immediately.


Your deposits are protected by PIDM up to RM250,000 per depositor. View PIDM brochure in your preferred language here.

Please note that with effect from 1 January 2019, no interest shall be paid for premature withdrawal/upliftment of the Fixed Deposit that is placed or renewed prior to and or from 1 January 2018. The same applies to e-Fixed Deposit or e-Alliance FD Gold opened through allianceonline.


  • You must be aged 18 years and above to open this account.
  • The minimum placement amount is RM5,000 for a 1-month tenure and RM500 for tenures above 1 month.
  • This account is only available to individuals who have registered with allianceonline.

Interest Rates

Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate (% p.a.)
(for Individual)
1 2.65 2.45
2 2.75 2.55
3 2.85 2.65
4 - 5 2.90 2.70
6 - 11 2.95 2.75
12 3.00 2.80

Effective date: 30 April 2024


2nd Tier rate is applicable to non-resident individuals only.

Apply for e-Fixed Deposit

Fill in your details! Fields marked * are required.


Can't find what you're looking for?

Leave your details and we'll call at a time that works for you.