Note:
Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.
Please note that with effect from 1 January 2019, no interest shall be paid for premature withdrawal/upliftment of the Fixed Deposit that is placed or renewed prior to and or from 1 January 2018. The same applies to e-Fixed Deposit or e-Alliance FD Gold opened through allianceonline.WHO CAN APPLY?
Tenure (Months) | Counter Rate (% p.a.) | 2nd Tier Rate (% p.a.) (for Individual) |
2nd Tier Rate (% p.a.) (for non Individual) |
---|---|---|---|
1 | 2.10 | 1.90 | 1.90 |
2 | 2.20 | 2.00 | 2.00 |
3 | 2.30 | 2.10 | 2.10 |
4 - 5 | 2.35 | 2.15 | 2.15 |
6 - 11 | 2.40 | 2.20 | 2.20 |
12 | 2.45 | 2.25 | 2.25 |
> 12 | 2.45 | 2.25 | 2.25 |
Above 24 months | Negotiable | Negotiable | Negotiable |
Effective date: 15 July 2025
Note:
2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.
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