Fixed Deposit
The Ideal Fixed Deposits?
It's Right Here.
Enjoy higher interest rates, flexi tenure and complete peace of mind with our fixed deposits.
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Create financial security for yourself in your golden years. Take advantage of the security of fixed and higher returns.
Benefits
- Attractive profit rates.
- Flexible tenure options ranging from 1 to 60 months.
- View your fixed deposit online with allianceonline banking services.
Note:
Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.
Please note that with effect from 1 January 2019, no interest shall be paid for premature withdrawal/upliftment of the Fixed Deposit that is placed or renewed prior to and or from 1 January 2018. The same applies to e-Fixed Deposit or e-Alliance FD Gold opened through allianceonline.Eligibility
WHO CAN APPLY?
- 18-year-olds and older.
- Those under the age of 18 accompanied by a parent/guardian.
- Accounts can be opened by Corporations, partnerships, sole proprietors, societies, associations, clubs, government bodies, and trustees.
- The minimum placement amount for a 1-month tenure is RM5,000, while for tenures above 1 month, it is RM500.
Interest Rates
| Tenure (Months) | Counter Rate (% p.a.) | 2nd Tier Rate (% p.a.) (for Individual) |
2nd Tier Rate (% p.a.) (for non Individual) |
|---|---|---|---|
| 1 | 2.35 | 2.15 | 2.15 |
| 2 | 2.45 | 2.25 | 2.25 |
| 3 | 2.55 | 2.35 | 2.35 |
| 4 - 5 | 2.60 | 2.40 | 2.40 |
| 6 - 11 | 2.65 | 2.45 | 2.45 |
| 12 | 2.70 | 2.50 | 2.50 |
| > 12 | 2.70 | 2.50 | 2.50 |
| Above 24 months | Negotiable | Negotiable | Negotiable |
Effective date: 22 April 2025
Note:
2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.
More Information
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