Fixed Deposit

The Ideal Fixed Deposits?
It's Right Here.

Enjoy higher interest rates, flexi tenure and complete peace of mind with our fixed deposits.

Fixed Deposit
Create financial security for yourself in your golden years. Take advantage of the security of fixed and higher returns.


  • Attractive profit rates.
  • Flexible tenure options ranging from 1 to 60 months.
  • View your fixed deposit online with allianceonline banking services.


Your deposits are protected by PIDM up to RM250,000 per depositor. View PIDM brochure in your preferred language here.

Please note that with effect from 1 January 2019, no interest shall be paid for premature withdrawal/upliftment of the Fixed Deposit that is placed or renewed prior to and or from 1 January 2018. The same applies to e-Fixed Deposit or e-Alliance FD Gold opened through allianceonline.


  • 18-year-olds and older.
  • Those under the age of 18 accompanied by a parent/guardian.
  • Accounts can be opened by Corporations, partnerships, sole proprietors, societies, associations, clubs, government bodies, and trustees.
  • The minimum placement amount for a 1-month tenure is RM5,000, while for tenures above 1 month, it is RM500.

Interest Rates

Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate (% p.a.)
(for Individual)
2nd Tier Rate (% p.a.)
(for non Individual)
1 2.75 2.55 2.55
2 2.85 2.65 2.65
3 2.95 2.75 2.75
4 - 5 3.00 2.80 2.80
6 - 11 3.05 2.85 2.85
12 3.10 2.90 2.90
> 12 3.10 2.90 2.90
Above 24 months Negotiable Negotiable Negotiable

Effective date: 10 May 2023


2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.

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