Alliance Digital SME Custom Financing
Expand Opportunities With Timely Cashflow Access.
Seamless and efficient access to funds up to RM5,000,000 at affordable rates of BLR +1.25%p.a.*
*Terms & Conditions apply.
APPLY NOW RESUME APPLICATION
Benefits of Digital SME Custom Financing
-
Collateral-free financing of RM201,000 up to RM5,000,000
Affordable rate as low as BLR +1.25% p.a.*
Up to 10 years to repay
No Branch visits required
No hidden fees & charges
* Terms and conditions apply.
Eligibility
- Business registered in Malaysia.
- For Sole-Proprietorship, Partnership and Private Limited Companies (Sdn Bhd).
- Minimum sales revenue: RM500,000 / year
- Minimum years in business: 3 years
Requirements
- Company Owner/Director/Shareholder to apply.
- Latest 6 months company bank statements*.
- Minimum 51% shareholding by Malaysians.
- Joint and Several Guarantee is required (Sdn Bhd only).
*Other supporting documents may be required, subject to the Bank's discretion.
Loan Calculator
Alliance Digital SME Cash Flow Financing
3 year
7 years
9.67
10.17
Estimated monthly payment
RM
7,436.47
Results from the calculation are provided as a guide and do not constitute an offer
Apply in 3 simple steps
| 1
|
Complete the application form and upload company's bank statements in just a few minutes. |
| 2
|
Expect a call from our Relationship Managers to arrange for a site visit. |
| 3
|
Submit documentation for credit evaluation. |
| 4 | Accept our loan offer once application is approved! |
FAQs about Alliance Digital SME Custom Financing
Yes, it may.
Yes, it may.
Yes, it may.
Company/business with directors/shareholders/ business owners between the age of 21-65 years old are encouraged to apply.
It is encouraged to submit both bank accounts to support and increase the chances of approval.
Yes, it may.
The Bank will look at past 12 months records.
Yes, it may. Any delay in personal loan repayment by a director/shareholder/business owner may affect the loan application.
Yes, it may. Business owner’s consistent repayment of his/her credit card(s) will strengthen their chances to obtain approval.
Yes, it may have impact on obtaining new credit in light of the overall high commitment of the company/business and its director/shareholder/business owner who are guarantors.
Financing amount: Above RM200,000 up to RM5,000,000
Tenure: Minimum 3 years up to 10 years
Interest Rate: Approximately between BLR+1.25% p.a. to BLR+3.25% p.a. (The interest rate quoted and/or prescribed by the Bank is subject to the Bank’s right to vary the same from time to time with prior notice to you)
BLR: Base Lending Rate
Stamp Duty: A flat rate of 0.5% on the loan amount or such other rate prescribed under the Stamp Act, 1949 (as amended or re-enacted from time to time). The Bank does not collect upfront or stamp study fees. These amounts will be deducted directly from your disbursed loan.
Documentation Fee: Waived.
Guarantee Fee Applicable for Government Guarantee Scheme MADANI 2 (GGSM2): Up to 1.0% per annum payable upfront
Note: The guarantee fee will be deducted directly from your account with Alliance Bank upon loan disbursement.
All business industries are encouraged to apply. However, approval is subject to the Bank's credit assessment.
Yes, you may need to provide additional documents as and when requested by the Bank as it deems necessary for processing the application.
More Information
EN | BM
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