Alliance SavePlus Account

The Bank In Your Pocket.

With our Everyday Digital Account, you can now bank at your convenience - wherever, whenever



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Alliance SavePlus Account

The bank in your pocket. Everyday Digital Accounts to be opened, save, spend, and pay digitally.

We Put the Bank Right in Your Pocket. Make Alliance SavePlus Account your Everyday Digital Account. Enjoy high savings rate and get banking done anytime, anywhere, securely on your mobile.


 

Make the most
of Your Savings

Earn up to 2.75% p.a. savings rate

FD comparable interest rate with withdrawal flexibility

Why Choose SavePlus as Your Everyday Digital Account?

Instant Account Opening Get your separate account to pay & spend instantly without branch visit. An Alliance Bank Debit Card will be sent to you.
Security Combination of advanced security technologies that delivers both security & convenience during account opening.
Worry on unauthorised payments? Log in to the allianceonline mobile app & instantly stop new payments in just one click.
Unlimited Free** ATM Withdrawal Make withdrawals from any ATM machine (MEPS) at any bank nationwide without a withdrawal fee.
**With min. RM10,000 monthly average balance
Cashless Transactions, 1 Million Stores   Make cashless transactions by scanning QR codes. You can pay conveniently at more than 1 million stores nationwide.
Online Foreign Currencies Account SavePlus give you access to open Foreign Currency Current Account & Fixed Deposit Account online.

Instant, Secure & Simple Account Opening

Instant account opening via allianceonline mobile app. All you need is your latest MyKad!

Eligibility

  • Malaysians aged 18 or older with the latest MyKad (have your large & small pictures).
  • Have a Current/Savings/-i (CASA/-i) Account with internet banking in your name with another bank in Malaysia (to perform DuitNow/Instant Transfer).
  • New or existing Alliance Bank customers without allianceonline access.

What You Should Know?

Alliance SavePlus Account can only be activated & used if you deposit RM20 via DuitNow from another bank account under your name.

More Information

Terms & Conditions (Eng)  
Terms & Conditions (BM)  
Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.
Keep a minimum of RM20 in your account at all times to maintain your account.

Alliance Bank Malaysia Berhad 198201008390 (88103-W)

Download Now

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Open an Alliance SavePlus Account via allianceonline mobile app now!

All you need is your Mykad and smartphone.

How to open Saveplus/-i online ?
Watch Video  
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FAQs about Alliance SavePlus Account

All Malaysians, permanent residents & non-residents of Malaysia who are 18 years old and above are eligible.

All deposits up to RM250,000 are covered by the Perbadanan Insurans Deposit Malaysia (PIDM) for extra security. Keep a minimum of RM20 in your account at all times to maintain your account.

Just as simple as maintaining your Alliance SavePlus Account balances. You do not need to perform anything additional to be entitled for high interest rewards to your savings.

Alliance SavePlus Account interest is calculated on daily balances and credited into your account on a monthly basis.

For example:
If your balances are RM510,000 as at today, you will earn 0.0075% (2.75%/365 days) on your day end balances of RM510,000.

Additionally, enjoy a waiver on the following transaction fees for that particular month by maintaining a minimum Monthly Average Balance (MAB) of RM10,000 in your Alliance SavePlus Account.
No MEPS Withdrawal Fee & No Interbank Fund Transfer Fee
No Interbank GIROl Fee & No Debit Card Annual Fee
  

A digital savings account and a traditional savings account are similar in that they both provide a way for individuals to save and earn interest on their money. There are several differences or advantages that digital savings and digital accounts like Alliance SavePlus Account have over traditional savings accounts.

Instant account opening: Usually, you can open a digital savings account online without the need to physically visit branches compared to a traditional savings account. For Alliance SavePlus Account, you can open via allianceonline mobile app.

Convenience: Digital savings accounts offer the convenience of 24/7 access to your account from anywhere with an internet connection. You can deposit and withdraw money, check your balance, and perform various transactions online. Traditional savings accounts may have limited banking hours and require in-person visits or the use of ATMs for certain transactions.

Cost: Digital savings accounts tend to have lower fees and maintenance costs compared to traditional savings accounts. Digital savings accounts tend to offer higher interest rates; Alliance SavePlus Account for example offers an interest rate of up to 2.75% p.a. which is an FD-comparable interest rate with withdrawal flexibility.
 

With Alliance SavePlus Account, the perks extend beyond a just a typical digital account:

Instant account opening: Get your separate account to spend and pay instantly without visiting our branches. An Alliance Bank Debit Card will be sent to you as well.

High savings rate: With up to 2.75% p.a. interest, it is comparable to a typical fixed deposit account, plus it has a withdrawal flexibility.

Online foreign currency account: Access to online foreign currency current account plus online fixed deposit account.

Unlimited free ATM withdrawals: With the condition of a minimum RM10,000 monthly average balance.

Security: Combination of advanced security technologies that deliver security and convenience during account opening. Stop unauthorised payments instantly with just one click using the allianceonline mobile app.

Fee waivers: No interbank fund transfer fee, no interbank GIRO fee, and no debit card annual fee.
 

There are no fees associated with opening an Alliance SavePlus digital savings account. Instantly open an account via allianceonline mobile app, follow a few simple instructions and you are ready to use the account.
 

Non-Malaysians are required to physically visit any of Alliance Bank’s branches to open an Alliance SavePlus account.
 

An Alliance Bank Debit Card will be sent to you upon opening of Alliance SavePlus account.
 

Yes, only individuals (Malaysian citizens, permanent residents, and foreigners) who have attained at least eighteen (18) years of age and are of sound mind are eligible to open either a Personal or Joint Alliance SavePlus Account.
 

When you open an Alliance SavePlus Account, you have access to open Foreign Currency Current Account and Fixed Deposit account online.
 

Instant account opening: Instantly open Alliance SavePlus Account via allianceonline mobile app. An Alliance Bank Debit Card will be sent to you after an account is opened.

High savings rate: With up to 2.75% p.a. interest, it is comparable to a typical fixed deposit account, plus it has a withdrawal flexibility.

Online foreign currency account: Access to online foreign currency current account plus online fixed deposit account.

Fee waivers: No interbank fund transfer fee, no interbank GIRO fee, and no debit card annual fee.

Security: Combination of advanced security technologies that deliver security and convenience during account opening. Stop unauthorised payments instantly with just one click using the allianceonline mobile app.
 

There is no limit imposed on the number of transactions daily. However, there is a limit for the amount of transactions in a day which can be set in allianceonline mobile app.
 

Hardcopy or physical statements can be requested at the branch with a fee imposed (waivers are available subject to Bank’s policies).
 

Only individuals (Malaysian citizens, permanent residents, and foreigners) who have attained at least eighteen (18) years of age and are of sound mind are eligible to open either a Personal or Joint Alliance SavePlus Account.
 

Application for an Alliance SavePlus digital bank account can be done via allianceonline mobile app. Should you need further assistance, you may contact Alliance Bank Customer Service at 03-5516 9988 or walk in to any Alliance Bank branches nearest to you.
 

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