SME Stabilisation Relief Facility (SME SRF)

Product Information

• Financing Amount: Up to RM750,000 per SME
• Tenure: Up to 5 years
• Financing Rate:
  • Maximum 3.75% per annum (inclusive of guarantee fee)
• Open from 15 May – 31 December 2026, or until full utilisation
• Guarantee Coverage:
  • Up to 80% guarantee support provided by Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Disclaimer: Financing is subject to BNM’s eligibility guideline, credit evaluation, and applicable terms and conditions. The bank reserves the right to vary or withdraw this offering in line with regulatory requirements and BNM guidelines.

Purpose of the Facility

• Support working capital needs and help businesses manage and sustain operational and cash flow challenges.
• Enable business continuity for SMEs during temporary financial stress, particularly due to the West Asia conflict.
• Exclude the refinancing of existing facilities.

Who Can Apply

• Open to Malaysian registered SMEs as defined by SME Corporation Malaysia