Current Account

Online Or Cheques?
How About Both?

The flexibility to make cheque or online payments at your fingertips.

Current Account
Enjoy the flexibility of managing your banking transactions online via allianceonline, BizSmart or physically at any of our branches.


  • Cheque book facility.
  • Keep track of your transactions with monthly statements.
  • Deposit your cheques and cash easily using our Cheque eXpress Service & Cash Deposit Machines.
  • Manage your account anytime and anywhere with our allianceonline self-banking services.


Monthly statements must be retrieved from allianceonline.

Your account is protected by PIDM up to RM250,000 per depositor. You can view the PIDM brochure in your preferred language here.


  • If you are an individual, you must be 18 years old or older to apply.
  • Corporations, partnerships, sole proprietors, societies, associations, clubs, government bodies and trustees are also eligible to apply
  • A minimum deposit of RM500 is required to open the account.

General Tariff

Contents Bank charges
1 Commission on Outstation Cheques Sent for Collection (Each Cheque)

Flat rate of 0.03%

Minimum : RM0-50
Maximum : RM500-00

No commission is to be charged on Government cheques or cheques drawn on Government Statutory Body.

2 Collection of Outstation Cheques Re-presented

Flat rate of 0.03 % per OC Re-presented

Minimum : RM0-50
Maximum : RM500-00


Commission on Inter-Branch Transactions (IBT)

  • Performed at Branches located outside the clearing area/zone

Flat rate of 0.03

Minimum : RM0-50
Maximum : RM500-00

IBT Commission should be waived for the following transactions:

  • IBT loan repayment
  • Non-staff depositing to a Staff A/C

Commission on Inter-Branch Transactions (IBT)

  • Performed at Branches located in the same clearing area/zone
IBT commission is waived on all IBT transacted amongst ABMB branches located within the same clearing area/zone except for the IBT outstation cheque deposit
5 Service Charge on Closing of Savings Account

Closing of account before 3 months: RM20-00

Closing of account after 3 months: No charges

6 Service Charge on Issuance of Duplicate Savings Account Passbook Reported Lost/ Stolen/ Worn Out or Defaced


The appropriate stamp duty on the letter of indemnity shall be borne by the customer

7 Service charge on inactive current and savings accounts with dormant status Yearly service charge of RM10
8 Replacement Of ATM Card RM12-00 per card replacement
9 MEPS Charges RM1-00 per transaction
10 Cirrus Enquiry RM1-00 per transaction
11 Cirrus Monetary Transaction RM8-00 per transaction
12 Bills payment payment to (Credit Card, HL) to other BIs RM1-00 per transaction
13 Charges for GIRO transactions RM2-00 per transaction
(1st two GIRO transaction, charge at RM0-50 per transaction)
14 Presently, the a/c number is autogenerated by the system. If customer wants to choose his desired available account number, a service charge will be levied. Service charge of RM50-00 for choosing desired available a/c number
15 Charges on transaction above minimum thresholds Currently not available, until further notice

Apply for Current Account

Fill in details! Fields marked * are required.


Can't find what you're looking for?

Leave your details and we'll call at a time that works for you.