Fixed Deposit Account

A Fund Growth Solution
Built For Businesses.

Safeguard and grow surplus business funds while maintaining liquidity.



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Fixed Deposit Account

Protect your business funds while earning competitive interest rates and maintaining its liquidity needs through flexible tenures.

Exclusive Features

  • Attractive interest rates
  • Individual residents get tierless rates
  • Placement tenures are flexible
  • Self-service banking with Alliance BizSmart Online Banking

NOTE:

Protected by PIDM up to RM250,000 for each depositor.
View PIDM brochure in your preferred language here.

Eligibility

WHO CAN APPLY?
  • Corporations, partnerships, sole proprietors, societies, associations, clubs, government bodies and trustees
  • Minimum placement amount of:

    - RM5,000 for 1 month tenure

    - RM500 for tenure above 1 month

 

FAQs about Alliance Business Fixed Deposit Account

  • Application Form to be signed by all authorised signatories as per Board Resolution.

Certified True Copy for all of the following documents:

  • Photocopy of MyKad/Passport for the following:-
    1. All authorised signatories and
    2. Identified Beneficiary Owners and
    3. All Directors’ who are not Authorised Signatories.

For Companies Incorporated prior to 31 January 2017

  • Board / Extract of Resolution.
  • Memorandum & Articles of Association.
  • Certificate of Incorporation – Form 9 (for Sdn Bhd) / Section 17.
  • Certificate for Commencement of Business – Form 23 (for Bhd).
  • List of Directors & Secretary - Form 49 / Section 58.
  • Shareholding/Issue & Paid up Capital - Form 24 / Section 78.
  • Registered Office - Form 44 / Section 46(3).
  • Certificate of Change of Name - Form 13 / Section 28 (if applicable).
  • Latest Annual Return (if applicable).

For Companies Incorporated on/after 31 January 2017

  • Board / Extract of Resolution.
  • Constitution (If Any).
  • Notice of Registration (Section 15) – Email Format / Certificate of Incorporation (Section 17).
  • Application of registration of a Company (Section 14).
  • Return for allotment of share - Section 78 (if applicable).
  • Notification of Appointment of the first Company Secretary – Section 58 & 236(2).
  • Notification of Change in the Register of Directors, Managers and Secretaries – Section 58 (if applicable).
  • Notification of Change in the Registered Address - Section 46(3) (if applicable).
  • Certificate of Change of Name - Section 28 (if applicable).
  • Latest Annual Return (if applicable).
  • Application Form to be signed by Business Owner (for Sole Proprietor) or all partners (for Partnership).

Certified True Copy for all of the following documents:

  • Photocopy of MyKad/Passport for the following:-
    1. Business Owner (for Sole Proprietor) or
    2. All partners (for Partnership).
  • Trading License (applicable for Sabah & Sarawak only).
  • Borang A – Business Certificate of Registration (for Sole Proprietor & Partnership).
  • Borang B – Change of Particulars of Sole Proprietor or Partners (if any).
  • Borang D – Annual Renewal Certificate.
  • Partnership’s Deed/Agreement if available (for Partnership).
  • Licensing Authority / Practicing Certificate (e.g. MMA, Real Estate Agent, Architect, etc.) – for professional governed by specific legislation.
  • Application Form to be signed by all partners.

Certified True Copy for all of the following documents:

  • Photocopy of MyKad/Passport for all partners.
  • Trading License (applicable for Sabah & Sarawak only).
  • Partnership’s Deed/Agreement if available (for Partnership & LLP).
  • Notice of Registration under Akta LLP 2012.
  • Certificate of Incorporation.
  • Letter of Authorisation to indicate intention to open account and manner of operating the account.
  • Licensing Authority / Practicing Certificate (e.g. MMA, Real Estate Agent, Architect, etc.) – for professional governed by specific legislation.
  • Application Form – to be signed by appointed signatories as per Minutes & Resolution.

Certified True Copy for all of the following documents:

  • Photocopy of MyKad/Passport of all authorised signatories.
  • Certificate of Registration issued by Registrar of Societies (ROS).
  • Certificate of Registration issued by Registrar of Youth (ROY) (for Youth Org Only).
  • Copy of Rules & Regulations/Constitution/By-laws.
  • Appointment of Office Bearers.
  • Minutes of Meeting - signed by the Chairman and Secretary appointing the bank as their banker and stipulating the mandate pertaining to the operation of account.
  • Registrar specifying investment of funds (for Cooperative only).
  • Application Form – to be signed by all partners/ appointed personnel as per Letter of Authority.

Certified True Copy for all of the following documents:

  • Photocopy of MyKad/Passport of all authorised signatories.
  • Practicing Certificate issued by Bar Council / Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
  • Documentary Evidence of the registration of the Law Firm issued by the Bar Council /Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
  • Undertaking Letter from Solicitor for Client’s Account.
  • Letter of Authorisation (if any).
  • Professional Indemnity Insurance (if any).
  • Kindly approach the nearest Alliance Bank Branch for the list of required documents.

Our relationship managers will contact you within one working day to schedule your appointment.

We will contact the mobile number/ email address of which submitted during the OTP validation stage.

Yes! You may schedule for the appointment to be at your business premise if you wish to do so.

You may refer the fees and charges here.

Interest Rates

Tenure (Months) Counter Rate (% p.a.) 2nd Tier Rate (% p.a.)
1 2.35 2.15
2 2.45 2.25
3 2.55 2.35
4-5 2.60 2.40
6-11 2.65 2.45
12 2.70 2.50
> 12 2.70 2.50

Effective date: 22 April 2025

* Note:

  • Rates apply to both over-the-counter FD placements and online BizSmart® FD placements.
  • 2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.

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