| PRODUCT CATEGORY |
PARTICIPATING PRODUCTS |
TIMELESS BONUS POINTS FOR EVERY TRANSACTION |
| Deposits |
Current/Savings Accounts |
50 Timeless Bonus Points for every RM10,000
(Incremental month end average balance) |
| Fixed Deposit (board rate) |
10 Timeless Bonus Points for every RM10,000 |
| Bancassurance |
Single Premium |
500 Timeless Bonus Points for every RM10,000
(Applicable to Manulife Insurance products only) |
| Regular Premium |
| Investments |
Unit Trust |
500 Timeless Bonus Points for every RM10,000
(Applicable to participating products) |
| Retail Bond |
| Structured Investment |
| Credit Linked Investment |
| Equity Linked Investment |
| Unit Trust External Transfer-in |
50 Timeless Bonus Points for every RM10,000
(Applicable to participating products) |
Dual Currency Investment
Applicable to roll over amount (per week) |
25 Timeless Bonus Points for every RM10,000
(Maximum points issuance per month is 5,000) |
| Foreign Exchange |
500 Timeless Bonus Points for every RM50,000 |
| Loans |
Auto Financing |
500 Timeless Bonus Points for every RM10,000
(Upon loan disbursement) |
| Home Financing |
| Home Complete |
| Commercial Property Loan |
| Oil Palm Plantation Financing |
| Personal Financing |
1,000 Timeless Bonus Points for every RM10,000
(Upon loan disbursement) |
| Balance Transfer & Fast Cash (Credit Card) |
500 Timeless Bonus Points for every RM10,000
(Upon loan disbursement) |
Stockbanking
(ABMB/AIBB) |
Share Margin Financing |
50 Timeless Bonus Points for every RM10,000
(Average outstanding balance) |
| Share Trading |
50 Timeless Bonus Points for every RM10,000
ABMB (Total trading volume: Excludes intraday)
AIBB (Total online trades volume: Excludes intraday) |
Share Trading
(ABMB External Margin)
Effective 1st August 2014 |
10 Timeless Bonus Points for every RM 10,000
(Total trading volume. Excludes intraday) |
| Credit Cards |
Classic |
Local & Foreign Spend: 1 Timeless Bonus Point for every RM1 spent |
| Gold |
Local Spends: 1 Timeless Bonus Points for every RM1 spent.
Foreign Spends: 2 Timeless Bonus Points for every RM1 spent. |
| Platinum |
Local Spends: 1 Timeless Bonus Points for every RM1 spent.
Foreign Spends: 3 Timeless Bonus Points for every RM1 spent. |
| Visa Infinite |
Local Spends: 1 Timeless Bonus Points for every RM1 spent.
Foreign Spends: 5 Timeless Bonus Points for every RM1 spent. |