Retail Therapy or Financial Irresponsibility

Ever looked at your bank statement and wondered “Did I really need that?” In this episode of Ringgit My Way podcast video, financial content creator Emir Elias joins host Bryan Low for a conversation about our spending habits. From impulse buying and retail therapy moments, to budgeting, managing debt, and navigating Buy Now Pay Later (BNPL). They also unpack an important question many people overlook – When is debt actually bad, and when can it be good?

Watch the full episode now and stay tuned for more money conversations from Alliance Bank.