*Member of PIDM. Protected by PIDM up to RM250,000 per depositor.
**In the event of Overnight Policy Rate (OPR) change, the Bank reserves the right to revise the interest/profit rate with immediate effect.
Maximise your business earnings with interest/profit-bearing business current account/-i*.
Earn interest/profit rate up to 2.00% p.a. ** for your Malaysia Ringgit (MYR) business current account/-i deposits. We perform on-site account opening at your business premise!
| Daily End Balance | Interest/Profit Rate (p.a.)** |
|---|---|
| RM30,000 to below RM100,000 | 1.05% |
| RM100,000 to below RM500,000 | 1.25% |
| RM500,000 to below RM2,000,000 | 1.70% |
| RM2,000,000 and above | 2.00% |
Secure higher returns with preferential e-fixed/term deposit rates*.
Enjoy preferential interest/profit rates ** for your eFD/TD placement via Alliance BizSmart® Online Banking (minimum fresh fund of RM50,000 is required)
| Tenure | Preferential Interest/Profit Rate |
|---|---|
| 3 Months | 0.20%p.a. above board rate |
| 6 Months |
Transact with ease and enjoy great savings with
Alliance BizSmart® Online Banking.
Enjoy the following fee waivers when you subscribe to and perform transactions via Alliance BizSmart® Online Banking.
| Type of Fees and Changes |
Standard Package (Sole Proprietor) |
Standard Package (SME & Other Business Entities) |
SME Biz Privilege Offer |
|---|---|---|---|
| Monthly Subcription Fee | RM5 | RM30 | Waived |
| Transaction Fee |
Standard fee and charges apply |
Standard fee and charges apply |
Waived |
|
Security Token (Mobile Token and Hardware Token) |
Waived for 1 unit of Mobile Token. RM70 for each Hardware Token and each additional Mobile Token |
Waived for 2 units of Mobile and Hardware Token. RM70 for each additional Security Token. |
As per Standard Package |
|
Annual Digital Certificate Renewal Fee |
Waived for 1st year. RM50 per unit yearly. |
Waived for 1st year. RM50 per unit yearly. |
Waived |
Meet either one of the following criterias to enjoy fee waivers:
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Maintain minimum average monthly current
account balance of RM50,000 (for SME) and
RM30,000 (for Sole Proprietor).
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Perform minimum 10 successful
e-payments per month.
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Zero cheque issuance
during the month.
Fund your business growth with collateral-free
working capital financing.
Financing up to RM1 Million
With financing tenure up to 7 years.
Competitive financing rate
From as low as Base Lending Rate (BLR) + 2.8% p.a.
(inclusive of any guarantee fee)
No collaterals required
You don’t have to pledge any property or deposit to apply
Hassle-free application
Minimal documentation to kick-start your application:
- Business registration forms
- Directors/Guarantors IC
- Latest 6 month bank statements for current accounts
Business loan/financing application requirement:
Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned business (at least 51% shareholding)- Must be in similar line of business for at least 3 years based on Registration of Companies (ROC) or Registration of Business (ROB)
- Minimum annual sales turnover of RM500,000
Other preferential banking solutions for your business.
Secure preferential foreign exchange (FX)
rates on selected currencies
Enjoy savings up to 200 pips from counter rate for your FX
transaction over-the-counter or via
Alliance Bizsmart® Online Banking
(For USD and EUR only)
Protect your business and get
premium/contribution discount for your
bancassurance/bankatakaful plan
Get customised bancassurance/bankatakaful solutions with
Z-Alliance Biz Protect.
Enjoy premium/contribution discount of 5% for all Zurich's
General Insurance/Takaful products.
Scale your business with BizSmart® Solution
Access a full suite of business solutions at preferential pricing to help your business
generate more revenue and streamline your business operations.
Speak to us to find out more.
Going the extra mile and rewarding you more.
As a valued business associate of our business partner, you have our total commitment of exceptional services and exclusive privileges.
Upon successful business current account/-i opening, you will be recognised as our Biz Privilege customer. Your company will
qualify for higher tier with greater rewards by meeting the requirements below.
Business current account/-i
opening with Alliance BizSmart
Online Banking sign-up
Take up General Insurance (GI) and activate Alliance Bank BizSmart® Online Banking with minimum 15 e-payments within every quarter of calendar year
Take up General Insurance (GI) and activate Alliance Bank BizSmart® Online Banking with minimum 30 e-payments within every quarter of calendar year
Apply now to enjoy all the above exclusive privileges!
Leave your details below and we will get in touch with you soon.