KEY FEATURES AND BENEFITS

 

Highlights of Elite Smart Invest:

Enjoy short premium payment term of 5 years only.

Potential of gaining returns¹ from your investment through a range of professionally managed investment-linked fund(s).

Life insurance protection for death and Total and Permanent Disability (TPD)².

Auto face amount reduction³ at age 71, which allow lesser insurance charge to be deducted hence helps your policy to build up a potentially higher Account Value¹.

Enjoy No Lapse Guarantee benefit during the first 5 policy years⁴.

Auto fund rebalancing of your investment portfolio every quarter.

Flexibility to take charge of your financial plan such as adjust your premium and insurance coverage, switch between funds, perform top-ups or withdraw your investment as and when needed⁵.

¹Returns are not guaranteed and are subject to the performance of the fund(s) selected.
²Death coverage is up to Insured’s age 99 while TPD coverage is only up to Insured’s age 70 next birthday.
³At the policy anniversary immediately when the Insured reaches age 71, the face amount will be auto reduced to an amount equivalent to 300% of total Insurance Premium paid or current face amount, whichever is lower.
⁴Subject that all premiums have been paid to-date and other terms and conditions apply.
⁵ Subject to terms and conditions, conditional charges may apply.

 

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