Elite Income Saver

Travelling around the world, providing for your children and having a stress-free retirement are financial goals that can be achieved with Alliance.

Elite Income Saver is the right plan to assist you in achieving your dreams. A universal life endowment plan, it pays you regular amount from end of first policy year onward with the prospect of gaining potential growth on your savings.


tickGuaranteed Cash Payment1 at 5.0% of Face Amount from end of policy year 1 to year 15 and 10% of Face Amount from policy year 16 to end of policy term.

tickGuaranteed minimum Maturity Benefit of 125% of Face Amount

tickYou get to potentially boost your total payout through a universal life fund

tickThe monthly Crediting Rate will never be negative.

The plan offers a choice of 5 or 10 years premium payment term to suit your needs and lets you enjoy 20 years of insurance coverage. There will be no underwriting required for basic face amount up to RM500,000 per life.

While you save for your future, you are covered for loss of life and Total and Permanent Disability (TPD). If unfortunate event of accidental death prior to age 65 (next birthday), a lump sum payment of 300% of the basic plan’s Face Amount will be payable.

Provided all premiums are paid up to date.

The Basic Account Value and GCP Account Value will be invested into a universal life fund. Returns are not guaranteed and are subject to the investment performance of Manulife Insurance Berhad.

The Crediting Rate is not guaranteed.

TPD coverage is up to Insured’s age 65 next birthday.

Terms and conditions apply.



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