Personal Loan Cyber Frenzy Campaign

Need cash to fulfil your life plans?
Apply for a personal loan/financing solution with interest/profit rates as low as 3.99% p.a.*!

Download the allianceonline mobile app to apply now!

All you need to do is get your MyKad and smartphone ready.

Google Play
App Store
Applying is fast and easy
Personal Loan Cyber Frenzy Campaign

Approval in
10 minutes*

Personal Loan Cyber Frenzy Campaign

Loan/financing from
RM5,000 to RM200,000

Personal Loan Cyber Frenzy Campaign

Tenure of
up to 7 years

Personal Loan Cyber Frenzy Campaign

Apply anytime,
anywhere

Personal Loan Cyber Frenzy Campaign

Disbursement within
24 hours upon approval

Personal Loan Cyber Frenzy Campaign

No
collateral

Personal Loan Cyber Frenzy Campaign

No
guarantor

Personal Loan Cyber Frenzy Campaign

No
processing fees

*10 minutes begins from time of submission to the initial loan/financing offer.
This is an estimated approval time, with final status subject to the bank’s discretion.

 Up to 4 Months of Cyber Protect 

when you sign up for more Alliance Bank products

Protection for Multi-Product Sign Up** Participating Products
Sign up for a SavePlus Account/i as your first product 2 months
  • SavePlus Account/-i
  • Visa Credit Cards
  • Personal Loan/Financing
  • Banca products available on allianceonline
Sign up for a SECOND participating products 4 months

For more information about Cyber Protect, Click HERE.
**Terms and Conditions apply.

Underwritten by:Zurich
It’s as Simple as 1-2-3!
Personal Loan Cyber Frenzy Campaign

Open a SavePlus Account/i via
allianceonline mobile app.

Personal Loan Cyber Frenzy Campaign

Log in and Apply for a Credit Card/Personal Loan or Financing/Banca product under “New Product Offer”.

Personal Loan Cyber Frenzy Campaign

CLICK!
Your purchases are now
protected with Cyber Protect.

Download the allianceonline mobile app now!

Google Play
App Store
 Quick Eligibility Check

Malaysian citizen with the latest MyKad (dual image)

Only for Malaysians working and residing in Malaysia

Aged between 21 to 60 years old

Minimum gross monthly income of RM3,000 or RM36,000 per annum

Proof of EPF, latest payslip and bank statement showing income proof

 Simple Application Process
  1. Download the allianceonline mobile app & select Personal Loan/Financing.
  2. Determine your loan/financing amount & tenure.
  3. Take a selfie and scan your MyKad.
  4. Complete an e-form with your signature.
  5. Upload your proof of income documents.
 Terms and Conditions

Click HERE to view the Terms and Conditions for Personal Financing (Conventional).

Click HERE to view the Terms and Conditions for Personal Financing (Islamic).

 Product Disclosure Sheet

1. WHAT DO I GET FROM THIS PRODUCT?

Financing Amount Minimum RM5,000. Maximum RM200,000.
Tenure From 1 Year (12 months) to 7 Years (84 months)
Interest/
Profit Rate

Approximately 3.99% per annum to 14.78% per annum (flat rate).

(Effective Interest/Profit Rate: Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice.

For the updated Interest/Profit rate, please visit www.alliancebank.com.my from time to time.

Total Interest
/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years)

Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2. WHAT OTHER CHARGES DO I HAVE TO PAY?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Conventional).

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic).

Find out how you can earn other rewards.

Open a Foreign Currency Account without Bank Visits* & Earn up to RM340 Cashback.

SavePlus Cyber FoRExNZY Campaign

Apply, Activate & Spend with your Alliance Bank Visa Credit Card.

RM900 Cashback Credit Card Campaign
 
 

Campaign Period: 3 November 2021 until 31 January 2022.

Terms and Conditions apply.
**Click HERE for the full Terms and Conditions of Cyber Protect offer.

**Applicable to:

  1. Opening of SavePlus Account/-i initiated on the allianceonline mobile app only;
  2. Sign up for Banca product underwritten by Zurich General Insurance Malaysia Berhad via online (online purchase or allianceonline mobile app or allianceonline website).
  3. Eligibility criteria:
    • Customer must sign up for a SavePlus Account-i first, followed by applications for Visa Infinite/Visa Platinum/Visa Signature Credit Card, and/or Personal Loan/Financing or Banca products, in order to be eligible to enjoy Cyber Protect.
    • Valid upon approval and activation or Visa Infinite/Visa Platinum/Visa Signature Credit Cards.
    • Valid upon approval of Personal Loan/Financing and disbursements of funds.

Deposit products are protected by PIDM up to RM250,000 for each depositor.

Alliance Bank Malaysia Berhad 198201008390 (88103-W)
Alliance Islamic Bank Berhad 200701018870 (776882-V)

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