Life is Sweet When You Get What You Want

Enjoy Alliance Personal Loan/Financing with interest/profit rate as low as 3.99% p.a.* and sweet Cashbacks!

Download to apply now via App Store and Google Play!

All you need to do is get your MyKad and smartphone ready.

Google Play
App Store
How to open SavePlus/-i online? Click HERE to watch the video.
Fast & Simple Application Process
Fast & Simple Application Process
**10 minutes begins from time of submission to the initial loan/financing offer.
This is an estimated approval time, with final status subject to the bank’s discretion.
Open SavePlus/i and get RM38
Multi-Product Sign-Up Cashback* Participating Products
Sign up for SavePlus/i RM38 Capped at RM288 per customer
  • SavePlus/-i
  • Visa Credit Cards
  • Personal Loan/Financing
  • Banca products available on allianceonline
Sign up for 1 additional product RM98
Sign up for 2 additional products RM178
Sign up for 3 additional products RM288
Underwritten by:Zurich
It's as cool as 1-2-3
Step 1

Open SavePlus/-i via our cool allianceonline mobile app.

Step 2

Login the app. Apply additional products via our cool app under “New Product Offer”.

Step 3

Sweet! Get your “Coolest Rewards!” credited into your account.

Download to apply now via App Store and Google Play!

All you need to do is get your MyKad and smartphone ready.

Google Play
App Store
How to open SavePlus/-i online? Click HERE to watch the video.

Alliance Personal Loan/Financing Interest/Profit Rates

Alliance Personal Loan/Financing Interest/Profit Rates - Rates & Tenure
Quick Eligibility Check

Malaysian citizen with the latest MyKad (dual image)

Only for Malaysians working and residing in Malaysia

Aged between 21 to 60 years old

Minimum gross monthly income of RM3,000 or RM36,000 per annum

Proof of EPF, latest payslip and bank statement showing income proof

Simple Application Process
  1. Download the allianceonline mobile app & select Personal Loan/Financing.
  2. Determine your loan/financing amount & tenure.
  3. Take a selfie and scan your MyKad.
  4. Complete an e-form with your signature.
  5. Upload your proof of income documents.
Terms and Conditions

Click HERE to view the Terms and Conditions for Personal Financing (Conventional).

Click HERE to view the Terms and Conditions for Personal Financing (Islamic).

Product Disclosure Sheet

1. WHAT DO I GET FROM THIS PRODUCT?

Financing Amount Minimum RM5,000. Maximum RM200,000.
Tenure From 1 Year (12 months) to 7 Years (84 months)
Interest/Profit Rate

Approximately 3.99% per annum to 14.78% per annum (flat rate).

(Effective Interest/Profit Rate: Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice.

For the updated Interest/Profit rate, please visit www.alliancebank.com.my from time to time.

Total Interest/Profit Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years)

Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2. WHAT OTHER CHARGES DO I HAVE TO PAY?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Conventional).

Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic).

Find Out How You Can Earn Other Rewards

Sweeten Your Savings with Everyday Digital Account

Learn more

Earn up to RM600 Cashback with Alliance Bank Visa Credit Card

Learn more

Protect your loved ones and possessions with Z-Alliance Bancassurance Products

Learn more
 
 

Campaign Period: 1 February 2022 until 30 June 2022.

Terms and Conditions apply.

***Applicable to:

  1. You must sign up for SavePlus/-i Account first, followed by Visa Credit Cards and/or Personal Loan / Financing / Bancassurance in order to be eligible for the Multi-Product Sign-Up Cashback.
  2. SavePlus/-i sign-up via allianceonline mobile app only;
  3. Visa Credit Card / Personal Loan / Financing / Bancassurance product sign-up via Alliance Bank website or allianceonline mobile app only.
  4. Eligibility criteria of each product:
    • Initiate SavePlus/-i opening via app. Opened the account with min. RM50 and keep until the account opening month end with app access activated.
    • Activate the Visa Credit Card within 30 days upon approval Credit Card only.
    • Upon Personal Loan / Financing approval and disbursement only.
    • Upon the cool off period of Bancassurance product sign-up only.

DISCLAIMER FOR BANCASSURANCE PRODUCTS
You are advised to ask for a copy of the Product Brochure and Product Disclosure Sheet before purchasing an insurance plan and to refer to the Terms and Conditions in the insurance policy document for details of the important features and major exclusions of the insurance plan. The above plan(s) is/are underwritten by Zurich General Insurance Malaysia Berhad (1249515-V) and Zurich General Takaful Malaysia Berhad (126157-U). All claims and liabilities arising from the policies should be made with Zurich General Insurance Malaysia Berhad (1249515-V) and Zurich General Takaful Malaysia Berhad (126157-U). Zurich General Insurance Malaysia Berhad (1249515-V) and Zurich General Takaful Malaysia Berhad (126157-U) are licensed insurance companies regulated by Bank Negara Malaysia and responsible for the products and benefits offered by them, as well as any representations made in any of their marketing materials including Alliance Bank Malaysia Berhad’s marketing materials for the products offered by Zurich General Insurance Malaysia Berhad (1249515-V) and Zurich General Takaful Malaysia Berhad (126157-U).

Deposit products are protected by PIDM up to RM250,000 for each depositor.

SavePlus Account-i is based on Shariah contract of Tawarruq.

Alliance Bank Malaysia Berhad 198201008390 (88103-W)
Alliance Islamic Bank Malaysia Berhad 200701018870 (776882-V)

SHARE & PRINT