Personal Loan/Financing
We offer a 6-month loan/financing moratorium or 50% reduction of instalments for six months for personal loan/financing repayment/payment.
 
  • The above options apply to payment relief packages applications made on 7 July 2021 onwards.
  • The packages will commence from the next instalment from the date of selection.
  • If you have an existing payment relief package and decide to select one of the options listed above, your most recent option will precede your existing package.
  • Taking up a payment relief package will not impact your CCRIS record.
  • When your financial situation improves, please call us at 03-5516 9988 to discuss your repayment/payment terms. Doing so will reduce your overall financing costs.
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6-month loan/financing moratorium OR
50% reduction of instalments for six months
  1. The loan/financing will be extended to accommodate the additional interest/profit.
  2. There will be no compounding interest/profit during the 6-month moratorium/6-month payment relief period.
  3. Interest/profit will continue to accrue as per Rule 78 schedule.
  4. The monthly instalment will remain the same as per the originally contracted instalment for 6 months after the Payment Relief Assistance (PRA). After which, the new increased instalment with the deferred instalment and additional interest/profit will commence at an extended tenure.
  5. The overall financing cost will be higher due to the extension of the loan/financing tenure and the interest/profit accrued to the loan/financing outstanding.
 

For more information on the above, please contact us at 03-5516 9988.