Credit Card Repayment Calculator

Fill in your information below to see how long it may take to pay off your outstanding credit card balance by making only the minimum payment each month (5% of your current balance or RM50, whichever is higher). You'll also get an estimate of the total interest charged.
Current Balance
RM
 
Interest / Profit Rate (% per annum)
%
 

Minimum Monthly Payment

RM 250.00

Expected Repayment Tenure

55 Month(s)

Total Interest Charges

RM 322.33
Notes:
  1. The above calculation is for illustration purposes and your actual Minimum Monthly Payment amount will vary according to your transactions and balances.
  2. You will be subject to the annual interest / profit rate as below in the event any amount on your credit card is not settled in full on/ before the due date:
    • 15% - Cardholders with prompt payments for 12 consecutive months
    • 17% - Cardholders with prompt payments for 10 months or more in the last 12 months
    • 18% - Cardholders who do not fall under the above categories
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