Alliance Bank Malaysia Berhad > Financing > Personal > Personal Loans > Alliance Cashfirst Personal Loan
Alliance Cashfirst Personal Loan

Benefits

Alliance CashFirst Personal Loans fulfils your the financial needs for personal or business use. You can now enjoy greater flexibility on your finances with interest rate as low as 3.99%* p.a. (flat rate basis).

DETAILED BENEFITS

tickLow Monthly installments

tickFLEXIBLE loan tenure of up to seven years

tickNO Processing Fee

tickNO Early Settlement Fee

tickFAST approval

tickNO guarantor or collateral required

tickEASY repayment via allianceonline

CASHFIRST BALANCE REFINANCING

Consolidate up to a maximum of four Credit Cards and/or Personal Loans commitments into ONE single monthly repayment.

  • Malaysians and permanent residents working and residing in Malaysia only.
  • Malaysians working in Singapore, but residing in Malaysia will be considered.
  • Age requirement:
    • minimum 21 years old
    • maximum 60 years old (upon maturity of Facility)

Income requirement: minimum gross monthly income of RM3,000 or RM36,000 per annum.

REQUIRED DOCUMENTATION

A) Salaried Employee

Salaried Employee Documents Required for
MNC Non-MNC/PLC
1
Copy of NRIC (Front & Back)* AND
Y
 
2
Disbursement Account particulars* (refer below) AND ONE of the following documents below;
Y
 
3
Latest 1 month payslip (fixed)/3 months payslip (variable)
Either ONE
(of item 3-6)
 
4
Latest EA Form
 
5
Latest 6 months EPF statement
 
6
Latest BE Form together with validated payment slip/receipt
 
 
 
 
 
1
Copy of NRIC (Front & Back)* AND
 
Y
2
Disbursement Account particulars* (refer below) AND
 
Y
3
Latest 3 months payslip 
 
 
4
Latest 6 months EPF statement
 
Either ONE
(of item 3-5)
5
Latest BE Form together with validated payment slip/receipt to LHDN
 

B) Self-Employed

Self-Employed Documents Required for Sole Proprietor/Partners
1
Copy of NRIC (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Copy of current and valid Business Registration Card* (business MUST be at least 2 years) AND
 Y
4
Latest 6 months payslip
Either ONE (of item 4-7)
5
Latest 6 months company's principal bank statement reflecting business turnover
6
Latest 6 months EPF statement
7
Latest BE Form together with validated payment slip/receipt to LHDN

C) Commission Earner

Commission Earner Documents Required for Agent/Sales
1
Copy of NRIC (Front & Back)* AND
 Y
2
Disbursement Account particulars* (refer below) AND 
 Y
3
Latest 6 months commission statement/payment voucher verified against bank statements
Either ONE (of item 3-5)
4
Latest EA Form
5
Latest BE Form together with validated payment slip/receipt to LHDN

 

Note:

Please provide copy of the Bank Statement/Passbook (first page) of Disbursement Account with Applicant's sole name.
* are mandatory documents required from the Bank.

Click here if you cannot view the Product Disclosure Sheet in below section.

Contents Bank Charges GST
1
Processing Fee
No charge
N/A
2
Early Settlement Penalty
No charge
N/A
3
Late Payment Penalty
1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. 
4
Stamp Duty Fee
[as per Stamp Duty Act 1949 (revised 1989)]
On total approved loan amount, to be deducted from the loan facility:
- Stamp duty 0.5%
 

Click here if you cannot view the Terms & Conditions in below section.

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