Alliance Digital SME

Financing to
Grow Your Business

Alliance Digital SME - Trusted Financial Solution for Your Business
Collateral-free financing up to RM500,000
Up to 5 years to repay
Flat-rate interest as low as 5.90% p.a.
1 document to apply online
No branch visits required
No hidden fees & charges

Apply Online

Financing Amount

Minimum RM20,000 to RM500,000

Eligibility Criteria

Minimum RM50,000 annual business revenue Minimum 1 year* in business operation
*Subject to the Bank's credit assessment


Business entity is registered in Malaysia.
Company Director/Shareholder to apply.
Minimum 51% shareholding by Malaysians.
Latest 6 months company bank statements (in PDF)*.
All company shareholders/directors are required to be loan guarantors.
*Other supporting documents may be required, subject to the Bank's discretion.

Financial health check for your business

Get a quick estimate of your loan amount eligibility using our SME financial health calculator.


Get approved in just three steps


Submit the e-form along with your NRIC (front and back) and selfie


Submit your company’s bank statements


Attend a virtual interview once your application is shortlisted


Solutions for business owners like you

Supporting your business, every step of the way. Access extensive business solutions your SME could use, along with an Alliance Digital SME business loan.


Meet your business objectives

Start up your business
Increase sales online
Digitise to compete
Expand to global markets

Widen your customer base

Increase exposure
Reach new customers
Connect with SMEs

Reasons to get a business loan



Improve cash flow

Increase inventory



& more!

Frequently asked questions

Financing Amount: up to RM500,000.
Tenure: up to 5 years (60 months).
Interest Rate: Approximately 5.90% p.a. to 13.78 p.a. (flat rate) or equivalent to rates as low as 0.49% per month. The interest rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice to you.
Total Interest: Financing Amount (RM) × Interest Rate (%) × Tenure (Years).
Stamp Duty: As provided in the Stamp Duty Act 1949 (Revised 1989).
Documentation Fee: Waived for loan RM100,000 & below. A flat rate of RM500 will be incurred for loan above RM100,000.
Click HERE to view the full Product Disclosure Sheet.
Alliance Digital SME - Trusted Financing Solution for Your Business

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Adding value to your business

Alliance Business Current Account