Alliance Digital SME

Meet the Changing Demands
of Your Business

Alliance Digital SME - Trusted Financial Solution for Your Business
 

Ease your business's cash flow

Expand your business

Fast and simple
online
application
No collateral
required
 
 

Access the Working Capital
Your Business Needs

Get financing for your business conveniently on Alliance Digital SME. Explore our collateral-free financing options designed to help you quickly and easily access the funds you need.

 
Alliance Digital SME - Trusted Financial Solution for Your Business

How to apply?

Step

1

Complete your application online & upload NRIC

Step

2

Expect a call from us within two working days

Step

3

Receive your application result via SMS/e-mail

Step

4

Accept the offer!

 
Financing Amount Up to RM50,000 Above RM50,000 to RM200,000 Above RM200,000 to RM500,000
Eligibility Criteria Min. RM100,000 business turnover Min. RM200,000 business turnover Min. RM500,000 business turnover
Min. 2 years of business operation Min. 3 years of business operation
Requirements
  • Your business is registered in Malaysia.
  • You are the company director/shareholder.
  • Minimum 51% shareholding by Malaysians.
  • Latest 6 months company bank statement (PDF format). Other supporting documents may be required subject to Bank’s discretion.
  • All company shareholders are required to be loan guarantor for loan application amount of RM200,000 & below.

 

Assess your business's financial health

Find out now using our financial health calculator.

Your business is in good hands

Alliance Digital SME - Trusted Financial Solution for Your Business

Convenient

Simple, hassle-free digital application process. Minimal documentation required to apply.

 
Alliance Digital SME - Trusted Financial Solution for Your Business

Secure

We use advanced encryption technology and security measures to ensure that your data is protected.

 
Alliance Digital SME - Trusted Financial Solution for Your Business

Advisory

We provide you with financial advisory and resources to help achieve your long-term business goals.

 
 

A checklist before you begin your loan application

Your business is registered in Malaysia.

Minimum 2 years of business operation and annual business turnover of RM100,000.

You are the company director OR shareholder.


You will need the following during this application

Your NRIC (front and back).

Latest 6 months company bank statement (PDF format).

New 12-digit SSM business registration number.
Find out how to retrieve yours

 

 

 
Financing Amount: up to RM500,000.
Tenure: up to 5 years (60 months).
Interest Rate: Approximately 5.88%* per annum to 13.88%* per annum (flat rate). The interest rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice to you.
*Promotional rate is applicable to successful online application only.
Total Interest: Financing Amount (RM) × Interest Rate (%) × Tenure (Years).
Example: Financing Amount: RM250,000, Interest Rate: 5.88% p.a., Tenure: 5 years. Therefore, Total Interest = RM250,000 × 5.88% p.a. × 5 years = RM73,500.
Stamp Duty: As provided in the Stamp Duty Act 1949 (Revised 1989).
Documentation Fee: Waived for loan RM200,000 & below. A flat rate of RM500 (inclusive of stamping fee) will be incurred for loan above RM200,000.
Abortment Fee: Waived for loan RM200,000 & below. For loan above RM200,000, RM500 is chargeable in the event that the facility granted herein is cancelled/ aborted prior to the drawdown of the loan.

Click HERE to view the full Product Disclosure Sheet.

 
Alliance Digital SME - Trusted Financing Solution for Your Business
Alliance Digital SME - Trusted Financing Solution for Your Business

Looking for other business financing solutions?

Find out more

Interested to know more?

Leave your contact details below, and we will be in touch.

By submitting the information above, I confirm that the particulars stated herein are accurate and that the bank will be contacting me on this product. I have also read and understood the Personal Data Protection Terms and Conditions.
 
 

Adding value to your business

Alliance Business Current Account

Alliance Bank - Business Current Account