Untitled Document
Corporate

Media Centre

Announcement

Revision of Deposit Rates November 2022 / Penyemakan Semula Kadar Deposit November 2022

Dear Valued Customers,

With effect from 9 November 2022, the Deposits interest/profit rates will be revised as follows:
 
 Counter Rates
Tenure (Months) Current Counter Rate (% p.a.) New Counter Rate (% p.a.) effective 9 November 2022
1 2.25 2.50
2 2,35 2.60
3 2.45 2.70
4 - 5 2.50 2.75
6 - 11 2.55 2.80
12 2.60 2.85
> 12 2.60 2.85

 2nd Tier Rates
Tenure (Months) Current 2nd Tier Rate (% p.a.) New 2nd Tier Rate (% p.a.) effective 9 November 2022
1 2.05 2.30
2 2.15 2.40
3 2.25 2.50
4 - 5 2.30 2.55
6 - 11 2.35 2.60
12 2.40 2.65
> 12 2.40 2.65
* Note: 2nd Tier rate is applicable to: (1). Non-resident individuals, (2). Non-individual entities, like SME or Corporations or Business Enterprises who make a FD placement above RM1.0 million. Otherwise, counter rate applies.
 Counter Rates
Tenure (Months) Current Rate (% p.a.) New Counter Rate (% p.a.) effective 9 November 2022
12 and above 2.70 2.95

 2nd Tier Rates
Tenure (Months) Current 2nd Tier Rate (% p.a.) New 2nd Tier Rate (% p.a.) effective 9 November 2022
12 and above 2.50 2.75
* Note: 2nd Tier rate is applicable to non-resident individuals only.
 
Tenure (Months) Current Rate (% p.a.) New Counter Rate (% p.a.) effective 9 November 2022
12 and above 2.60 2.85
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
0 - 20,000 0.0 0.0 Interest/profit rate payout based on total account balances
20,001 - 50,000 0.70 0.95
50,001 - 200,000 1.30 1.55
200,001 - 400,000 2.35 2.60
400,001 - 500,000 2.35 2.60
500,001 - 10,000,000 2.60 2.75
Above 10,000,000 1.25 1.25 Interest/ profit rate payout based on split-tier starting from the amount above RM10,000,000
  Maximum effective rate on SavePlus/-i is 2.75%p.a. at RM500,001 - RM10,000,000 deposits balances.
   
  Notes:
  (1) Accounts with balances above RM10,000,000 is subjected to split-tier interest/ profit rate for the balances above RM10,000,000
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 10,000 0.00 0.00
Up to 30,000 0.00 0.00
Up to 50,000 0.00 0.00
Up to 100,000 0.00 0.00
Up to 200,000 0.00 0.00
Up to 500,000 0.90 1.15
Above 500,000 1.15 1.40
 
Amount (RM) Account Interest (Split Tiering Methodology)
Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
0 - 50,000 0.00 0.00
50,001 - 200,000 0.00 0.00
200,001 - 250,000 2.50 2.75
250,001 - 500,000 1.20 1.45
Above 500,000 1.20 1.45
 
Amount (RM) Account Interest (Split Tiering Methodology)
Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
0 - 50,000 0.60 0.85
50,001 - 100,000 0.85 1.10
Above 100,000 1.35 1.60
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 1,000 1.00 1.00
Up to 5,000 1.00 1.00
Up to 10,000 1.00 1.00
Up to 30,000 1.00 1.00
Up to 50,000 1.00 1.00
Up to 75,000 1.00 1.00
Up to 100,000 1.00 1.00
Above 100,000 1.00 1.00
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 20,000 0.85 1.10
Up to 50,000 0.90 1.15
Above 50,000 1.20 1.45
 
Amount (RM)
Account Interest (Split Tiering Methodology)
Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
0 - 50,000 2.25 2.50
Above 50,000 0.00 0.00
 
Amount (RM)
Account Interest (Split Tiering Methodology)
Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
0 - 50,000 2.25 2.50
Above 50,000 0.00 0.00
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 1,000 0.00 0.00
Up to 5,000 0.00 0.00
Up to 30,000 0.00 0.00
Up to 50,000 0.00 0.00
Up to 100,000 0.00 0.00
Up to 500,000 0.00 0.00
Above 500,000 0.75 1.00
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 2,000 0.00 0.00
Up to 20,000 0.00 0.00
Up to 50,000 0.00 0.00
Up to 100,000 0.00 0.00
Up to 200,000 0.00 0.00
Up to 250,000 0.90 1.15
Up to 500,000 0.90 1.15
Above 500,000 0.95 1.20
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 50,000 0.00 0.00
Up to 500,000 0.00 0.00
Up to 1,000,000 0.95 1.20
Above 1,000,000 0.95 1.20
 
Amount (RM) Current Rate (% p.a.) New Rate (% p.a.) effective 9 November 2022
Up to 50,000 0.00 0.00
Up to 500,000 0.00 0.00
Up to 1,000,000 0.95 1.20
Above 1,000,000 0.95 1.20
IMPORTANT/DISCLAIMER  
  Any hibah (gift) made by the bank to the customer for Qard based accounts is solely based on the bank’s discretion, as per the bank’s internal policy. The disclosure on the hibah to the customer is based on historical information and shall not be construed in any way as an indicative or prospective rate.
  Alliance Bank/Alliance Islamic Bank has taken similar measures to reflect this change for selected conventional and Islamic business current accounts.
  For more information, please contact our Customer Service at +603-5516 9988.
  Deposit products are protected by PIDM up to RM250,000 for each depositor.


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Pelanggan Yang Dihormati,

Berkuat kuasa 9 November 2022, kadar faedah/keuntungan Deposit akan dipinda seperti berikut:
 
Kadar Kaunter
Tempoh (Bulan) Kadar Kaunter Semasa (% p.a.) Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
1 2.25 2.50
2 2.35 2.60
3 2.45 2.70
4 - 5 2.50 2.75
6 - 11 2.55 2.80
12 2.60 2.85
> 12 2.60 2.85

Kadar Peringkat Kedua
Tempoh (Bulan) Kadar Peringkat Kedua Semasa (% p.a.) Kadar Peringkat Kedua Terbaru (% p.a.) berkuatkuasa 9 November 2022
1 2.05 2.30
2 2.15 2.40
3 2.25 2.50
4 - 5 2.30 2.55
6 - 11 2.35 2.60
12 2.40 2.65
> 12 2.40 2.65
* Nota: Kadar Peringkat Kedua terpakai kepada: (1) Individu bukan pemastautin, (2) Entiti bukan individu, seperti perniagaan kecil dan sederhana (PKS), syarikat atau perusahaan perniagaan yang membuat penempatan Fixed Deposit/Alliance Term Deposit-i melebihi RM1.0 juta. Jika tidak, kadar kaunter akan digunakan.
 Kadar Kaunter
Tempoh (Bulan) Kadar Semasa (% p.a.) Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
12 dan keatas 2.70 2.95

 Kadar Peringkat Kedua
Tempoh (Bulan) Kadar Semasa (% p.a.) Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
12 dan keatas 2.50 2.75
* Nota: Kadar Peringkat Kedua terpakai kepada Individu bukan pemastautin sahaja.  
 
Tempoh (Bulan) Kadar Semasa (% p.a.) Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
12 dan keatas 2.60 2.85
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
0 - 20,000 0.0 0.0 Pembayaran faedah/keuntungan adalah berdasarkan jumlah baki akaun
20,001 - 50,000 0.70 0.95
50,001 - 200,000 1.30 1.55
200,001 - 400,000 2.35 2.60
400,001 - 500,000 2.35 2.60
500,001 - 10,000,000 2.60 2.75
Melebihi 10,000,000 1.25 1.25 Pembayaran faedah/keuntungan adalah berdasarkan kepada kadar faedah/keuntungan berbeza peringkat bagi amaun berbaki di atas RM10,000,000
  Kadar efektif maksimum untuk SavePlus/-i adalah 2.75% untuk baki deposit antara RM500,001-RM10,000,000
   
  Nota:
  (1) Akaun dengan baki melebihi RM10,000,000 adalah tertakluk kepada kadar faedah/keuntungan berbeza peringkat bagi amaun berbaki di atas RM10,000,000
 
Jumlah (RM) Kadar Semasa (% p.a.) Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 10,000 0.00 0.00
Sehingga 30,000 0.00 0.00
Sehingga 50,000 0.00 0.00
Sehingga 100,000 0.00 0.00
Sehingga 200,000 0.00 0.00
Sehingga 500,000 0.90 1.15
Melebihi 500,000 1.15 1.40
 
Jumlah (RM) Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat)
Kadar Semasa (% p.a.) Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
0 - 50,000 0.00 0.00
50,001 - 200,000 0.00 0.00
200,001 - 250,000 2.50 2.75
250,001 - 500,000 1.20 1.45
Melebihi 500,000 1.20 1.45
 
Jumlah (RM) Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat)
Kadar Semasa (% p.a.) Kaunter Terbaru (% p.a.) berkuatkuasa 9 November 2022
0 - 50,000 0.60 0.85
50,001 - 100,000 0.85 1.10
Melebihi 100,000 1.35 1.60
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 1,000 1.00 1.00
Sehingga 5,000 1.00 1.00
Sehingga 10,000 1.00 1.00
Sehingga 30,000 1.00 1.00
Sehingga 50,000 1.00 1.00
Sehingga 75,000 1.00 1.00
Sehingga 100,000 1.00 1.00
Melebihi 100,000 1.00 1.00
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 20,000 0.85 1.10
Sehingga 50,000 0.90 1.15
Melebihi 50,000 1.20 1.45
 
Jumlah (RM)
Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat)
Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
0 - 50,000 2.25 2.50
Melebihi 50,000 0.00 0.00
 
Jumlah (RM)
Faedah Akaun (Kaedah Pengiraan Berbeza Peringkat)
Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
0 - 50,000 2.25 2.50
Melebihi 50,000 0.00 0.00
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 1,000 0.00 0.00
Sehingga 5,000 0.00 0.00
Sehingga 30,000 0.00 0.00
Sehingga 50,000 0.00 0.00
Sehingga 100,000 0.00 0.00
Sehingga 500,000 0.00 0.00
Melebihi 500,000 0.75 1.00
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 2,000 0.00 0.00
Sehingga 20,000 0.00 0.00
Sehingga 50,000 0.00 0.00
Sehingga 100,000 0.00 0.00
Sehingga 200,000 0.00 0.00
Sehingga 250,000 0.90 1.15
Sehingga 500,000 0.90 1.15
Melebihi 500,000 0.95 1.20
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 50,000 0.00 0.00
Sehingga 500,000 0.00 0.00
Sehingga 1,000,000 0.95 1.20
Melebihi 1,000,000 0.95 1.20
 
Jumlah (RM) Kadar Semasa (% p.a.) Kadar Terbaru (% p.a.) berkuatkuasa 9 November 2022
Sehingga 50,000 0.00 0.00
Sehingga 500,000 0.00 0.00
Sehingga 1,000,000 0.95 1.20
Melebihi 1,000,000 0.95 1.20
PENTING/PENAFIAN  
  Sebarang hibah (pemberian) yang dibayar oleh bank kepada pelanggan untuk akaun berasaskan Qard adalah berdasarkan budi bicara bank, mengikut polisi dalaman bank. Pendedahan mengenai hibah kepada pelanggan adalah berdasarkan maklumat terdahulu dan tidak boleh ditafsirkan dalam apa-apa cara sebagai kadar indikatif atau prospektif.
  Alliance Bank/Alliance Islamic Bank telah mengambil langkah yang sama untuk menunjukkan perubahan ini pada akaun semasa perniagaan konvensional dan Islamic yang tertentu.
  Untuk maklumat lanjut, sila hubungi Khidmat Pelanggan kami di +603-5516 9988.
  Produk deposit dilindungi oleh PIDM setakat RM250,000 bagi setiap pendeposit.
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