Dear Valued Cardmembers,
Please be informed effective 27 October 2020, our new Visa Infinite and Visa Platinum Credit Card features will be revised as follows:
For more information, please view our Website and Product Disclosure Sheet (PDS) at:
https://www.alliancebank.com.my/cards/personal/credit-cards/visa-infinite-card.aspx
https://www.alliancebank.com.my/cards/personal/credit-cards/platinum-card.aspx
a) Timeless Bonus Point (TBP)
Card Type(s) |
Rewards Programme Existing |
Rewards Programme New |
Categories |
Visa Infinite |
NA |
8x TBP |
eCommerce |
NA |
8x TBP |
eWallet Top-Up |
1x TBP |
5x TBP |
Groceries |
1x TBP |
1x TBP |
Dining, Entertainment, Auto-Billing, Contactless |
1x TBP |
1x TBP |
Domestic Transactions |
5x TBP |
5x TBP |
Domestic and Overseas Transactions |
Visa Platinum |
NA |
8x TBP |
eCommerce |
NA |
8x TBP |
eWallet Top-Up |
1x TBP |
1x TBP |
Dining, Entertainment, Auto-Billing, Contactless |
1x TBP |
1x TBP |
Domestic Transactions |
3x TBP |
3x TBP |
Domestic and Overseas Transactions |
b) Annual Fees
Fees and Charges |
Card Type |
Description |
Existing (RM) |
New (RM) |
Principal |
Supplementary |
Principal |
Supplementary |
Annual Fee |
Visa Infinite |
800 |
Waived |
438 |
NA |
Visa Platinum |
438 |
Waived |
120 |
NA |
c) Annual Fee Waiver - with either condition 1 or 2:
Annual Fee Waiver & Conditions |
Card Type |
Existing |
New |
Condition 1:
Minimum spend per annum
|
Condition 2:
Minimum number of swipes per annum |
Condition 1:
Minimum spend per annum
|
Condition 2:
Minimum number of swipes per annum |
Visa Infinite |
RM30,000 |
- |
RM12,000 |
- |
Visa Platinum |
RM5,000 |
12 |
- |
12 |
d) Minimum Annual Income
Card Type |
Minumum Annual Income
Existing |
Minimum Annual Income
New |
Visa Infinite |
RM150,000 |
RM60,000 |
Visa Platinum |
RM60,000 |
RM24,000 |
e) Complimentary Travel Insurance Coverage Up To 2 million - Discontinued as as 30th November 2020
Complimentary Travel Insurance Coverage Up To 2 million |
- Travel Inconvenience Insurance:
- Up to RM2,000 for missed flight connections and flight delays
- Up to RM2,000 for luggage delays
- Up to RM5,000 for loss of luggage
|
- Travel Medical Expenses Coverage:
- Up to RM50,000 for overseas medical expense
|
- Travel Accident Insurance:
- Up to RM2 million for death or total permanent disablement
|