EXCLUSIVE BENEFITS

Timeless Bonus Points (TBP) that do not expire

• 1x TBP for every RM1 spent on overseas & domestic retail

Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period

Airline Miles Redemption

• Enrich Miles:
  6000 TBP = 1000 Enrich Miles
• AirAsia BIG Points (for VISA Credit Card only):
  3000 TBP = 1000 BIG Points

Exclusive privileges and discounts at participating merchants

Instalment Payment Plan at 0% p.a. profit rate at participating merchants

Customer Service Hotline Assistance

No lost card liability upon reporting

Worldwide recognition and acceptance

OTHER BENEFITS

Cash advance withdrawal of up to 100% of your credit limit

Free of Profit-rate for retail transactions within a specific period:

• 20 days from statement date only if all retail transactions (excluding cash advance, balance transfer and instalment payment plan programmes) of the previous month are fully paid by the payment due date
• If partial payment, minimum payment or no payment is made on or before the payment due date, finance charges will be imposed from the day transaction is posted to the card account

Payments for your Alliance Bank Credit Cards can be easily made through:

• Cash or cheque at Alliance Bank branches nationwide
• Standing Instruction (via deduction from your Alliance Bank savings or current account)
• Cheque Xpress/Cash Deposit Machines at selected branches
• Internet banking via allianceonline
• Automated Teller Machine (ATM)
• MEPS IBG at participating financial institutions