Cards > Personal > Classic Card
Classic Card


tickTimeless Bonus Points (TBP) that do not expire

  • 1x TBP for every RM1 spent on overseas & domestic retail

tickAnnual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period

tickAirline Miles Redemption

  • Enrich Miles:
    6000 TBP = 1000 Enrich Miles
  • AirAsia BIG Points:
    3000 TBP = 1000 BIG Points

tickExclusive privileges and discounts at participating merchants

tickInstalment Payment Plan at 0% p.a. profit rate at participating merchants

tickCustomer Service Hotline Assistance

tickNo lost card liability upon reporting

tickWorldwide recognition and acceptance


  • TBP is awarded on retail spend only except for petrol and government agencies transactions
  • Refer to Product Disclosure Sheet for TBP Terms & Conditions.


tickCash advance withdrawal of up to 100% of your credit limit

tickFree of Profit-rate for retail transactions within a specific period:

  • 20 days from statement date only if all retail transactions (excluding cash advance, balance transfer and instalment payment plan programmes) of the previous month are fully paid by the payment due date
  • If partial payment, minimum payment or no payment is made on or before the payment due date, finance charges will be imposed from the day transaction is posted to the card account

tickPayments for your Alliance Bank Credit Cards can be easily made through:

  • Cash or cheque at Alliance Bank branches nationwide
  • Standing Instruction (via deduction from your Alliance Bank savings or current account)
  • Cheque Xpress/Cash Deposit Machines at selected branches
  • Internet banking via allianceonline
  • Automated Teller Machine (ATM)
  • MEPS IBG at participating financial institutions

Visa/MasterCard Cardmember Agreement



Principal Cardmembers

  • Minimum age: 21 years
  • Minimum income: RM24,000 p.a.

Supplementary Cardmember

  • For immediate family members only
  • Minimum age: 18 years
  • Minimum income: Not applicable


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