Junior Smart Term Deposit-i (JSTD-i) is an Islamic fixed deposit product to be offered to Junior accountholder with a fixed profit rate of return via the buying and selling of commodities as an underlying asset transaction based on the Shariah concept of Murabahah Tawarruq.
Note:
Protected by PIDM up to RM250,000 for each depositor. View PIDM brochure in your preferred language here.
I'M INTERESTED 
For deposit placements from 1 January 2018 onwards, the customer shall provide full rebate (ibra’) on the profit that was agreed at the time of placement if the deposit is uplifted/withdrawn prematurely after 31 December 2018. In such circumstances, there will not be any profit payable by the Bank to the customer.
Who can apply
- Individuals aged 18 years & below (maximum age upon maturity)
- Accounts will be opened jointly with the parents, legal guardian or trustee
- Application must be submitted by parents, legal guardian or trustee.