| Contents |
Bank charges |
| 1 |
Interest received on Current Account overdrawn |
At prevailing rate fixed by the Bank from time to time
Minimum: RM10.00 |
| 2 |
Interest received on advance (Overdrafts) |
Interest on overdraft by arrangement
Minimum: RM10.00 |
| 3 |
Service charge on Consumer Current and Overdraft Accounts with daily average balance below RM1,000.00 |
RM10.00 for yearly |
Service charge on Commercial (business) Current and Overdraft Accounts with daily average balance below RM1,000.00
(Charges apply for all types of business Current Account effective 1 April 2009)
(Service charge is exempted for Government accounts) |
RM20.00 for yearly |
| 4 |
Over-the-counter charge on Alliance My eSaving Accounts |
RM5.00 per transaction |
| 5 |
Service charge on AllianceSave Accounts |
RM15.00 half yearly (regardless of balance) |
| 6 |
Service charge on Alliance Hybrid Accounts with Cheque Book Facilities |
RM15.00 half yearly (regardless of balance) |
| 7 |
Handling charges on representing cheques |
RM50.00 per cheque |
| 8 |
Charges for dishonoured cheques due to insufficient funds |
A penalty charge of RM100.00 shall be imposed by the Bank on each cheque |
| 9 |
Service charge for stopped payment |
RM15.00 per cheque
RM100.00 if countermanded cheque is returned due to interalia insufficient funds |
| 10 |
Cancellation of stopped payment instruction |
RM10.00 per cheque |
| 11 |
Service charge for cheques returned due to technical reasons |
A service charge of RM10.00 shall be charged on the payee for each post-dated cheque returned
(applicable to collecting bank) |
| 12 |
Service charge for third party cash cheque encashment |
RM2.00 per transaction |
| 13 |
Cheque book not collected after 30 days of issuance |
RM10.00 per cheque book |
| 14 |
Stamp duty on cheque books |
A government stamp duty of RM0.15 per cheque leaf shall be charged to the account upon issuance of a cheque book |
| 15 |
Service charge request for Statement, Duplicate Document e.g. cheques, expired guarantee, bills, etc |
| (i) |
Retrieval fees of RM5.00 plus RM1.00 per page of statement if printed from system (up to 3 months) or photocopy of other documents |
| (ii) |
Retrieval fee of RM20.00 plus RM1.00 per page of statement if reproduced from microfiche plus out-of-pocket expenses (for more than 3 months) |
| (iii) |
Retrieval fee of RM20.00 plus RM5.00 per document if it is obtained from branch |
| (iv) |
Retrieval fee of RM30.00 plus RM10.00 per document if it is obtained from our warehouse/remote location |
|
| 16 |
Service charge on auditors confirmation |
| (i) |
RM25.00 for current financial year |
| (ii) |
RM100.00 for other request (i.e. previous financial year) |
|
Service charge on auditors confirmation for Commercial (business) Account
(Charges apply for all types of business Current Account effective 1 April 2009) |
| (i) |
RM30.00 - audit confirmation on account as at a date which is no more than three (3) months from date of request |
| (ii) |
RM50.00 - audit confirmation on account as at a date which is between four (4) to twelve (12) months from date of request |
| (iii) |
RM100.00 - audit confirmation on account as at a date which exceeds twelve (12) months from date of request |
|
| 17 |
Service charge on opening of account |
No charges effective 15 May 2018 |
| 18 |
Service charge on closing of Savings Account |
| (i) |
Closed within 3 months from date of opening of account: RM20.00 |
| (ii) |
Closed after 3 months from date of opening of account: RM10.00 |
| (iii) |
Closed after 3 months from date of opening of account (Basic Savings Account Only): Free |
| (iv) |
Closed within 6 months from date of opening of account (Alliance My eSaving Account Only): RM20.00 |
| (v) |
Closed after 6 months from date of opening of account (Alliance My eSaving Account Only): Free |
|
| 19 |
Service charge on closing of Current/ODP Account |
| (i) |
Closed within 3 months from date of opening of account: RM20.00 |
| (ii) |
Closed after 3 months from date of opening of account: RM10.00 |
|
Service charge on closing of Commercial (business) Current/ODP Account
(Charges apply for all types of business Current Account effective 1 April 2009) |
| (i) |
Closed within 3 months from date of opening of account: RM30.00 |
| (ii) |
Closed after 3 months from date of opening of account: RM20.00 |
|
| 20 |
Service charge on issuance of duplicate Savings Account passbook that are worn out or defaced |
RM10.00 |
| 21 |
Lost of Fixed Deposit certificate |
RM10.00 stamp duty for Letter of Indemnity
RM5.00 service charge |
| 22 |
Service charge on changing coins/notes
(for bulk changing)
(Charges apply for all types of business Current Account) |
Coins
Minimum: RM5.00 plus 0.5% on the amount per bag
(same denomination or standard bag)
For loose coins
Less than RM100.00: Free
| (i) |
RM100.00 to RM1,000.00: RM5.00 |
| (ii) |
RM1,000.00: Additional RM5.00 on every RM1,000.00 |
Notes
Single denomination: Free
2 denominations & above: RM5.00 |
| 23 |
Service charge on coins deposits
(Charges apply for all types of business Current Account) |
Less than RM100.00: Free
| (i) |
RM100.00 to RM1,000.00: RM5.00 |
| (ii) |
RM1,000.00: Additional RM5.00 on every RM1,000.00 |
|
Service charge on Bulk Cash Deposit
(Charges apply for all types of business Current Account) |
| Free: |
For first 1,000 pieces, irrespective of denomination |
| RM5.00: |
Next 1,000 pieces or part thereof, irrespective of denomination |
| Max: |
RM5.00 per 1,000 pieces, subject to a maximum of RM500.00 per deposit |
|
| 24 |
Postage and handling charges on warning letters (on returned cheque, BMC letter, excess of current account) |
RM10.00 flat |
| 25 |
Postage charges on cheque books sent by courier
| a. |
For Personal Cheque Book |
| b. |
For Company Cheque Book |
|
RM10.00 or actual courier charges, whichever is higher |
| 26 |
Account number selection |
Service charge of RM50.00 for choosing desired available account number |
| 27 |
Mutilated or defaced notes |
1% of notes amount chargeable to customers
Minimum: RM15.00
Maximum: RM500.00 |
| 28 |
Service charge for endorsement of the status of company's account to be attached together with tender submission |
RM20.00 per account |
| 29 |
Service charge on confirmation on authorised cheque signatories for the renewal of Pusat Khidmat Kontraktor license |
RM20.00 per account |