Exclusive banking solutions for your business
Gain access to a comprehensive suite of preferential SME banking solution designed to accelerate your business growth
Business Deposits
Enjoy attractive interest rates with our business deposit accounts
Protected by PIDM up to RM250,000 for each depositor
Business Current Account
Earn interest up to 1.35% p.a. for business current account deposits.
| Daily End Balance | Interest Rate (p.a.) |
|---|---|
| RM30k to below RM100k | 0.35% |
| RM100k to below RM500k | 0.60% |
| RM500k to below RM2mil | 1.05% |
| RM2mil and above | 1.35% |
E-Fixed Deposit/-i
Enjoy exclusive interest/profit rate for e-FD/-i placement via BizSmart® Online Banking
(Mininimum fresh fund of RM50k is required)
| Placement Tenure | Interest/Profit Rate (p.a.) |
|---|---|
| 3 months | 1.90% |
| 6 months | 2.00% |
Islamic e-FD placement
Conventional e-FD placement
Click HERE to place your eFD now
BizSmart® Online Banking/BizSmart® Mobile
Enjoy fee waivers for your subscription and usage of our business online banking solution
Subscription and transaction fee waivers
Enjoy the following subscription and transaction fee waivers:
- RM30 monthly subscription fee
- RM140 fee for each security token
- RM100 annual digital cert fee
- All transactions fees
Fee waivers subject to meeting either one of the following requirements:
- Maintain minimum current account average daily balance of RM50k (for SME) or RM30k (for Sole Proprietor); or
- Perform minimum 10 e-payment transactions per month; or
- Zero cheques issued during the month
Business Foreign Exchange (FX)
Obtain preferential FX rate for USD and EUR
Bancassurance
Get premium discount for all Zurich’s General Insurance/Takaful products
Merchant Solution
Wide range of merchant solution with competitive merchant discount rate
alliance@work
Total payroll and banking solutions for your business and employees
Benefits for SME Businesses
On-site Employees Salary Account Opening: Paperless on-site salary account opening and ATM card activation for local and foreign employees with zero deposit requirement
Business Solution: Enjoy wide range of business solutions at preferential pricing. For example:
- 2 months complimentary trial module on HR solutions;
- 15% discount on payroll software
- Discount up to RM300 for Intellectual Property (IP) services
- And many more!
Benefits for Business Owners and Employees
Preferential Interest Rate
- Interest rates up to 2.25% p.a. with Alliance SavePlus
- Preferred interest/profit rate for personal loan/financing
- Retail interest rates at 14% p.a. for Credit Cards
Privilege Banking Membership Criteria
Lower Assets Under Management (deposit/investment) of RM100,000
Alliance Cash2Home
Secured face-ID mobile application to perform remittance, prepaid reload and balance inquiries on-the-go, 24/7
Personalised Banking
Interested in our exclusive SME banking solution?
Get personalised services from your dedicated Relationship Manager or Business Wealth Manager, supported by our team of product specialists