With Alliance Personal Loan/Financing

Win a magical trip for 2 to the Northen Lights with Alliance Personal Loan/Financing

Your journey awaits with Alliance Personal Loan/Financing.
Get the financial boost you need and be in the running to win an exclusively curated travel experience to some of the world’s most magical places.

Sign up today to enjoy interest/profit rates as low as 4.99% p.a.* and a 20% Cashback on the interest/profit**.

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All you need is your MyKad and smartphone.

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Alliance Personal Loan/Financing Interest/Profit Rate As Low As 4.99% p.a.*

Interest/Profit Rates Tenure
4.99% flat p.a. 1 year tenure
5.99% flat p.a. 2 years tenure
8.70% flat p.a. 3-4 years tenure
Board Rates: 9.78% - 15.28% flat p.a. 5-7 years tenure

*Terms and Conditions apply.

Personal Loan/Financing Application Process

Fast & Simple Application Process
***10 minutes begins from time of submission to the initial loan/financing offer.
This is an estimated approval time, with final status subject to the bank’s discretion.

Quick Eligibility Check

  1. A Malaysian citizen with the latest MyKad (dual image)
  2. Only for Malaysians working and residing in Malaysia
  3. Aged between 21 to 60 years old (upon maturity of Facility)
  4. Minimum gross monthly income of RM3,000 or RM36,000 per annum
  5. Proof of EPF, latest payslip and bank statement showing income proof

Apply personal loan/financing instantly via allianceonline mobile app now


All you need is your MyKad and smartphone.

Google Play
App Store

Fly Above & Travel Beyond The Unconventional****

Stand a chance to win your grand prize to Northern Light Tour x 1 winner

Win an unforgettable trip for 2 to one of the Northern lights destination with a specially curated travel package that comes with return business class tickets for 2, accommodation and meals.

Stand a chance to win the 2nd prize to African Safari x 1 winner

Win a memorable journey African Safari package for 2 inclusive of return business flight tickets, accommodation, meals and tour.

Stand a chance to win the 3rd prize to Turkiye Hot Air Balloon Tour x 1 winner

Win a remarkable package Türkiye Hot Air Balloon package for 2 inclusive of return flight tickets, accommodation, meals and tour.

Stand a chance to win the consolation prizes such as Iphone 15 or RM500 Cashback
Simple Application Process 
  1. Download the allianceonline mobile app & select Personal Loan/Financing.
  2. Determine your loan/financing amount & tenure.
  3. Take a selfie and scan your MyKad.
  4. Complete an e-form with your signature.
  5. Upload your proof of income documents.
*Terms and Conditions 
Product Disclosure Sheet 

Campaign Period: 1 January 2024 until 31 March 2024.

Terms and Conditions apply.
Click here for the full Campaign Terms and Conditions for FlyONUs Reward. [ ENG | BM ]

***Applicable to:

  1. You must sign up for SavePlus Account/-i first, followed by Visa Credit Cards and/or Personal Loan/Financing / Z-Alliance Insurance Products in order to be eligible for dash4cash Reward.
  2. SavePlus Account/-i sign-up via allianceonline mobile app only;
  3. Visa Credit Card / Personal Loan/Financing / Z-Alliance Insurance Products sign-up via Alliance Bank website or allianceonline mobile app only.
  4. Eligibility criteria of each product:
    • Activate SavePlus/-i via app with minimum RM100 and keep until the account opening month end.
    • Activate the Visa Credit Card within 30 days upon approval of Credit Card.
    • Upon Personal Loan/Financing approval and disbursement only.
    • Upon the cool off period of Z-Alliance Insurance Products available on allianceonline mobile app.
    • For existing Alliance Bank CASA/-i customers dash4cash Reward is applicable for sign up of Credit Card / Personal Loan/Financing / Z-Alliance Insurance Products only.

Deposit products are protected by PIDM up to RM250,000 for each depositor.

SavePlus Account-i is based on Shariah concept of Tawarruq.

Before purchasing the insurance policy, you are advised to refer to the terms and conditions in the Product Brochure and Product Disclosure Sheet for details of the important features and major exclusions of the insurance plan. This insurance product(s) is/are underwritten by Zurich General Insurance Malaysia Berhad (201701035345 (1249516-V)), a licensed insurance company regulated by Bank Negara Malaysia and is distributed by Alliance Bank Malaysia Berhad (198201008390 (88103-W)).

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