|4.99% flat p.a.||1 year tenure|
|5.99% flat p.a.||2 years tenure|
|8.70% flat p.a.||3-4 years tenure|
|Board Rates: 9.78% - 15.28% flat p.a.||5-7 years tenure|
*Terms and Conditions apply.
1. WHAT DO I GET FROM THIS PRODUCT?
Approximately 4.99% per annum to 15.28% per annum (flat rate). (Effective Interest/Profit Rate: Approximately 9.14% per annum to 25.08% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank's right to vary the same at any time and from time to time with prior notice to you.
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).
Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.
2. WHAT OTHER CHARGES DO I HAVE TO PAY?
Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.
Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.
Click HERE to view the full Product Disclosure Sheet for Personal Financing (Conventional).
Click HERE to view the full Product Disclosure Sheet for Personal Financing (Islamic).
Campaign Period: 1 October 2023 until 31 December 2023.
Deposit products are protected by PIDM up to RM250,000 for each depositor.
DISCLAIMER FOR Z-ALLIANCE INSURANCE PRODUCTS
Before purchasing the insurance policy, you are advised to refer to the terms and conditions in the Product Brochure and Product Disclosure Sheet for details of the important features and major exclusions of the insurance plan. This insurance product(s) is/are underwritten by Zurich General Insurance Malaysia Berhad (201701035345 (1249516-V)), a licensed insurance company regulated by Bank Negara Malaysia and is distributed by Alliance Bank Malaysia Berhad (198201008390 (88103-W)).